Easy Cash Tenor 12 Bulan 2026: Cicilan, Bunga & Simulasi Lengkap
Jawaban singkat: Easy Cash menawarkan pinjaman hingga Rp20 juta dengan bunga 0,4% per hari atau 12% per bulan dan tenor 93-180 hari (sekitar 3-6 bulan). Meskipun tenor 12 bulan tidak tercantum dalam tabel resmi, berdasarkan pola cicilan tenor 6 bulan: pinjaman Rp5 juta menghasilkan cicilan Rp1.443.350/bulan dengan total Rp8.660.100, sedangkan Rp10 juta cicilan Rp2.886.700/bulan total Rp17.320.200. Untuk tenor lebih panjang, estimasi cicilan per bulan akan lebih rendah namun total bunga lebih tinggi. Denda keterlambatan 0,8% per hari ditambah bunga harian.
| Pinjaman | Tenor | Cicilan/Bulan | Total Bayar |
|---|---|---|---|
| Rp5.000.000 | 3 bulan | Rp2.273.300 | Rp6.819.900 |
| Rp5.000.000 | 6 bulan | Rp1.443.350 | Rp8.660.100 |
| Rp10.000.000 | 3 bulan | Rp4.546.600 | Rp13.639.800 |
| Rp10.000.000 | 6 bulan | Rp2.886.700 | Rp17.320.200 |
| Rp20.000.000 | 3 bulan | Rp9.093.200 | Rp27.279.600 |
| Rp20.000.000 | 6 bulan | Rp5.773.400 | Rp34.640.400 |
Sebelum ajukan pinjaman, cek dulu skor kredit kamu gratis di aplikasi Skorlife — bank pakai data yang sama.
| Pinjaman | Tenor | Cicilan/Bulan | Total Bayar |
|---|---|---|---|
| Rp1.000.000 | 3 bulan | Rp454.660 | Rp1.363.980 |
| Rp1.000.000 | 6 bulan | Rp288.670 | Rp1.732.020 |
| Rp5.000.000 | 3 bulan | Rp2.273.300 | Rp6.819.900 |
| Rp5.000.000 | 6 bulan | Rp1.443.350 | Rp8.660.100 |
| Rp10.000.000 | 3 bulan | Rp4.546.600 | Rp13.639.800 |
| Rp10.000.000 | 6 bulan | Rp2.886.700 | Rp17.320.200 |
| Rp20.000.000 | 3 bulan | Rp9.093.200 | Rp27.279.600 |
| Rp20.000.000 | 6 bulan | Rp5.773.400 | Rp34.640.400 |
EasyCash menawarkan simulasi pinjaman online dengan plafon hingga Rp20 juta, tenor 93-180 hari, dan bunga 0,4% per hari atau 12% per bulan. Sebagai contoh, pinjaman Rp5 juta tenor 6 bulan menghasilkan cicilan Rp1.443.350 per bulan dengan total pembayaran Rp8.660.100, sedangkan pinjaman Rp10 juta tenor sama memiliki cicilan Rp2.886.700 per bulan dengan total Rp17.320.200. Keterlambatan pembayaran dikenakan denda 0,8% per hari ditambah bunga harian.
Inilah simulasi dan tabel angsuran pinjaman Easycash, lengkap dengan bunga dan cicilan bagi kamu yang membutuhkannya.
| Pinjaman | Tenor | Cicilan/Bulan | Total Bayar |
|---|---|---|---|
| Rp1.000.000 | 3 bulan | Rp454.660 | Rp1.363.980 |
| Rp1.000.000 | 6 bulan | Rp288.670 | Rp1.732.020 |
| Rp5.000.000 | 3 bulan | Rp2.273.300 | Rp6.819.900 |
| Rp5.000.000 | 6 bulan | Rp1.443.350 | Rp8.660.100 |
| Rp10.000.000 | 3 bulan | Rp4.546.600 | Rp13.639.800 |
| Rp10.000.000 | 6 bulan | Rp2.886.700 | Rp17.320.200 |
| Rp20.000.000 | 3 bulan | Rp9.093.200 | Rp27.279.600 |
| Rp20.000.000 | 6 bulan | Rp5.773.400 | Rp34.640.400 |
Pinjaman online menjadi solusi yang dipilih banyak orang ketika mereka membutuhkan dana yang cepat.
Saat ini, sudah banyak aplikasi pinjaman online yang legal dan diawasi oleh OJK, salah satunya EasyCash.
EasyCash menawarkan pinjaman hingga Rp 20 juta dengan tenor mulai dari 93 hari sampai 180 hari dan bunga yang dibebankan kepada calon peminjam sebesar 0.4% per hari atau 12% per bulan.
Sebelum kamu mengajukan pinjaman, ada baiknya kamu memahami mengenai penghitungan persen bunga pinjaman agar bisa mengkalkulasikan pokok dan bunga.
Blog SkorLife akan membahasnya lebih lanjut dengan merangkum dari berbagai sumber.
Tabel Angsuran EasyCash 2024
Berikut adalah tabel angsuran pinjaman EasyCash dengan jumlah pinjaman mulai dari Rp 100 ribu hingga Rp 20 juta dengan tenor mulai dari 1 bulan hingga 9 bulan.
| Pinjaman | Tenor (bulan) | Bunga | Cicilan per bulan | Total pembayaran |
|---|---|---|---|---|
| Rp100,000 | 1 | Rp12,400 | 112,400 | 112,400 |
| Rp100,000 | 2 | Rp24,800 | 62,400 | 124,800 |
| Rp100,000 | 3 | Rp36,398 | 45,466 | 136,398 |
| Rp100,000 | 4 | Rp48,800 | 37,200 | 148,800 |
| Rp100,000 | 5 | Rp60,800 | 32,160 | 160,800 |
| Rp100,000 | 6 | Rp73,202 | 28,867 | 173,202 |
| Rp100,000 | 7 | Rp85,199 | 26,457 | 185,199 |
| Rp100,000 | 8 | Rp97,600 | 24,700 | 197,600 |
| Rp100,000 | 9 | Rp109,997 | 23,333 | 209,997 |
| Rp500,000 | 1 | Rp62,000 | 562,000 | 562,000 |
| Rp500,000 | 2 | Rp124,000 | 312,000 | 624,000 |
| Rp500,000 | 3 | Rp181,990 | 227,330 | 681,990 |
| Rp500,000 | 4 | Rp244,000 | 186,000 | 744,000 |
| Rp500,000 | 5 | Rp304,000 | 160,800 | 804,000 |
| Rp500,000 | 6 | Rp366,010 | 144,335 | 866,010 |
| Rp500,000 | 7 | Rp425,995 | 132,285 | 925,995 |
| Rp500,000 | 8 | Rp488,000 | 123,500 | 988,000 |
| Rp500,000 | 9 | Rp549,985 | 116,665 | 1,049,985 |
| Rp1,000,000 | 1 | Rp124,000 | 1,124,000 | 1,124,000 |
| Rp1,000,000 | 2 | Rp248,000 | 624,000 | 1,248,000 |
| Rp1,000,000 | 3 | Rp363,980 | 454,660 | 1,363,980 |
| Rp1,000,000 | 4 | Rp488,000 | 372,000 | 1,488,000 |
| Rp1,000,000 | 5 | Rp608,000 | 321,600 | 1,608,000 |
| Rp1,000,000 | 6 | Rp732,020 | 288,670 | 1,732,020 |
| Rp1,000,000 | 7 | Rp851,990 | 264,570 | 1,851,990 |
| Rp1,000,000 | 8 | Rp976,000 | 247,000 | 1,976,000 |
| Rp1,000,000 | 9 | Rp1,099,970 | 233,330 | 2,099,970 |
| Rp2,000,000 | 1 | Rp248,000 | 2,248,000 | 2,248,000 |
| Rp2,000,000 | 2 | Rp496,000 | 1,248,000 | 2,496,000 |
| Rp2,000,000 | 3 | Rp727,960 | 909,320 | 2,727,960 |
| Rp2,000,000 | 4 | Rp976,000 | 744,000 | 2,976,000 |
| Rp2,000,000 | 5 | Rp1,216,000 | 643,200 | 3,216,000 |
| Rp2,000,000 | 6 | Rp1,464,040 | 577,340 | 3,464,040 |
| Rp2,000,000 | 7 | Rp1,703,980 | 529,140 | 3,703,980 |
| Rp2,000,000 | 8 | Rp1,952,000 | 494,000 | 3,952,000 |
| Rp2,000,000 | 9 | Rp2,199,940 | 466,660 | 4,199,940 |
| Rp3,000,000 | 1 | Rp372,000 | 3,372,000 | 3,372,000 |
| Rp3,000,000 | 2 | Rp744,000 | 1,872,000 | 3,744,000 |
| Rp3,000,000 | 3 | Rp1,091,940 | 1,363,980 | 4,091,940 |
| Rp3,000,000 | 4 | Rp1,464,000 | 1,116,000 | 4,464,000 |
| Rp3,000,000 | 5 | Rp1,824,000 | 964,800 | 4,824,000 |
| Rp3,000,000 | 6 | Rp2,196,060 | 866,010 | 5,196,060 |
| Rp3,000,000 | 7 | Rp2,555,970 | 793,710 | 5,555,970 |
| Rp3,000,000 | 8 | Rp2,928,000 | 741,000 | 5,928,000 |
| Rp3,000,000 | 9 | Rp3,299,910 | 699,990 | 6,299,910 |
| Rp4,000,000 | 1 | Rp496,000 | 4,496,000 | 4,496,000 |
| Rp4,000,000 | 2 | Rp992,000 | 2,496,000 | 4,992,000 |
| Rp4,000,000 | 3 | Rp1,455,920 | 1,818,640 | 5,455,920 |
| Rp4,000,000 | 4 | Rp1,952,000 | 1,488,000 | 5,952,000 |
| Rp4,000,000 | 5 | Rp2,432,000 | 1,286,400 | 6,432,000 |
| Rp4,000,000 | 6 | Rp2,928,080 | 1,154,680 | 6,928,080 |
| Rp4,000,000 | 7 | Rp3,407,960 | 1,058,280 | 7,407,960 |
| Rp4,000,000 | 8 | Rp3,904,000 | 988,000 | 7,904,000 |
| Rp4,000,000 | 9 | Rp4,399,880 | 933,320 | 8,399,880 |
| Rp5,000,000 | 1 | Rp620,000 | 5,620,000 | 5,620,000 |
| Rp5,000,000 | 2 | Rp1,240,000 | 3,120,000 | 6,240,000 |
| Rp5,000,000 | 3 | Rp1,819,900 | 2,273,300 | 6,819,900 |
| Rp5,000,000 | 4 | Rp2,440,000 | 1,860,000 | 7,440,000 |
| Rp5,000,000 | 5 | Rp3,040,000 | 1,608,000 | 8,040,000 |
| Rp5,000,000 | 6 | Rp3,660,100 | 1,443,350 | 8,660,100 |
| Rp5,000,000 | 7 | Rp4,259,950 | 1,322,850 | 9,259,950 |
| Rp5,000,000 | 8 | Rp4,880,000 | 1,235,000 | 9,880,000 |
| Rp5,000,000 | 9 | Rp5,499,850 | 1,166,650 | 10,499,850 |
| Rp6,000,000 | 1 | Rp744,000 | 6,744,000 | 6,744,000 |
| Rp6,000,000 | 2 | Rp1,488,000 | 3,744,000 | 7,488,000 |
| Rp6,000,000 | 3 | Rp2,183,880 | 2,727,960 | 8,183,880 |
| Rp6,000,000 | 4 | Rp2,928,000 | 2,232,000 | 8,928,000 |
| Rp6,000,000 | 5 | Rp3,648,000 | 1,929,600 | 9,648,000 |
| Rp6,000,000 | 6 | Rp4,392,120 | 1,732,020 | 10,392,120 |
| Rp6,000,000 | 7 | Rp5,111,940 | 1,587,420 | 11,111,940 |
| Rp6,000,000 | 8 | Rp5,856,000 | 1,482,000 | 11,856,000 |
| Rp6,000,000 | 9 | Rp6,599,820 | 1,399,980 | 12,599,820 |
| Rp7,000,000 | 1 | Rp868,000 | 7,868,000 | 7,868,000 |
| Rp7,000,000 | 2 | Rp1,736,000 | 4,368,000 | 8,736,000 |
| Rp7,000,000 | 3 | Rp2,547,860 | 3,182,620 | 9,547,860 |
| Rp7,000,000 | 4 | Rp3,416,000 | 2,604,000 | 10,416,000 |
| Rp7,000,000 | 5 | Rp4,256,000 | 2,251,200 | 11,256,000 |
| Rp7,000,000 | 6 | Rp5,124,140 | 2,020,690 | 12,124,140 |
| Rp7,000,000 | 7 | Rp5,963,930 | 1,851,990 | 12,963,930 |
| Rp7,000,000 | 8 | Rp6,832,000 | 1,729,000 | 13,832,000 |
| Rp7,000,000 | 9 | Rp7,699,790 | 1,633,310 | 14,699,790 |
| Rp8,000,000 | 1 | Rp992,000 | 8,992,000 | 8,992,000 |
| Rp8,000,000 | 2 | Rp1,984,000 | 4,992,000 | 9,984,000 |
| Rp8,000,000 | 3 | Rp2,911,840 | 3,637,280 | 10,911,840 |
| Rp8,000,000 | 4 | Rp3,904,000 | 2,976,000 | 11,904,000 |
| Rp8,000,000 | 5 | Rp4,864,000 | 2,572,800 | 12,864,000 |
| Rp8,000,000 | 6 | Rp5,856,160 | 2,309,360 | 13,856,160 |
| Rp8,000,000 | 7 | Rp6,815,920 | 2,116,560 | 14,815,920 |
| Rp8,000,000 | 8 | Rp7,808,000 | 1,976,000 | 15,808,000 |
| Rp8,000,000 | 9 | Rp8,799,760 | 1,866,640 | 16,799,760 |
| Rp9,000,000 | 1 | Rp1,116,000 | 10,116,000 | 10,116,000 |
| Rp9,000,000 | 2 | Rp2,232,000 | 5,616,000 | 11,232,000 |
| Rp9,000,000 | 3 | Rp3,275,820 | 4,091,940 | 12,275,820 |
| Rp9,000,000 | 4 | Rp4,392,000 | 3,348,000 | 13,392,000 |
| Rp9,000,000 | 5 | Rp5,472,000 | 2,894,400 | 14,472,000 |
| Rp9,000,000 | 6 | Rp6,588,180 | 2,598,030 | 15,588,180 |
| Rp9,000,000 | 7 | Rp7,667,910 | 2,381,130 | 16,667,910 |
| Rp9,000,000 | 8 | Rp8,784,000 | 2,223,000 | 17,784,000 |
| Rp9,000,000 | 9 | Rp9,899,730 | 2,099,970 | 18,899,730 |
| Rp10,000,000 | 1 | Rp1,240,000 | 11,240,000 | 11,240,000 |
| Rp10,000,000 | 2 | Rp2,480,000 | 6,240,000 | 12,480,000 |
| Rp10,000,000 | 3 | Rp3,639,800 | 4,546,600 | 13,639,800 |
| Rp10,000,000 | 4 | Rp4,880,000 | 3,720,000 | 14,880,000 |
| Rp10,000,000 | 5 | Rp6,080,000 | 3,216,000 | 16,080,000 |
| Rp10,000,000 | 6 | Rp7,320,200 | 2,886,700 | 17,320,200 |
| Rp10,000,000 | 7 | Rp8,519,900 | 2,645,700 | 18,519,900 |
| Rp10,000,000 | 8 | Rp9,760,000 | 2,470,000 | 19,760,000 |
| Rp10,000,000 | 9 | Rp10,999,700 | 2,333,300 | 20,999,700 |
| Rp11,000,000 | 1 | Rp1,364,000 | 12,364,000 | 12,364,000 |
| Rp11,000,000 | 2 | Rp2,728,000 | 6,864,000 | 13,728,000 |
| Rp11,000,000 | 3 | Rp4,003,780 | 5,001,260 | 15,003,780 |
| Rp11,000,000 | 4 | Rp5,368,000 | 4,092,000 | 16,368,000 |
| Rp11,000,000 | 5 | Rp6,688,000 | 3,537,600 | 17,688,000 |
| Rp11,000,000 | 6 | Rp8,052,220 | 3,175,370 | 19,052,220 |
| Rp11,000,000 | 7 | Rp9,371,890 | 2,910,270 | 20,371,890 |
| Rp11,000,000 | 8 | Rp10,736,000 | 2,717,000 | 21,736,000 |
| Rp11,000,000 | 9 | Rp12,099,670 | 2,566,630 | 23,099,670 |
| Rp12,000,000 | 1 | Rp1,488,000 | 13,488,000 | 13,488,000 |
| Rp12,000,000 | 2 | Rp2,976,000 | 7,488,000 | 14,976,000 |
| Rp12,000,000 | 3 | Rp4,367,760 | 5,455,920 | 16,367,760 |
| Rp12,000,000 | 4 | Rp5,856,000 | 4,464,000 | 17,856,000 |
| Rp12,000,000 | 5 | Rp7,296,000 | 3,859,200 | 19,296,000 |
| Rp12,000,000 | 6 | Rp8,784,240 | 3,464,040 | 20,784,240 |
| Rp12,000,000 | 7 | Rp10,223,880 | 3,174,840 | 22,223,880 |
| Rp12,000,000 | 8 | Rp11,712,000 | 2,964,000 | 23,712,000 |
| Rp12,000,000 | 9 | Rp13,199,640 | 2,799,960 | 25,199,640 |
| Rp13,000,000 | 1 | Rp1,612,000 | 14,612,000 | 14,612,000 |
| Rp13,000,000 | 2 | Rp3,224,000 | 8,112,000 | 16,224,000 |
| Rp13,000,000 | 3 | Rp4,731,740 | 5,910,580 | 17,731,740 |
| Rp13,000,000 | 4 | Rp6,344,000 | 4,836,000 | 19,344,000 |
| Rp13,000,000 | 5 | Rp7,904,000 | 4,180,800 | 20,904,000 |
| Rp13,000,000 | 6 | Rp9,516,260 | 3,752,710 | 22,516,260 |
| Rp13,000,000 | 7 | Rp11,075,870 | 3,439,410 | 24,075,870 |
| Rp13,000,000 | 8 | Rp12,688,000 | 3,211,000 | 25,688,000 |
| Rp13,000,000 | 9 | Rp14,299,610 | 3,033,290 | 27,299,610 |
| Rp14,000,000 | 1 | Rp1,736,000 | 15,736,000 | 15,736,000 |
| Rp14,000,000 | 2 | Rp3,472,000 | 8,736,000 | 17,472,000 |
| Rp14,000,000 | 3 | Rp5,095,720 | 6,365,240 | 19,095,720 |
| Rp14,000,000 | 4 | Rp6,832,000 | 5,208,000 | 20,832,000 |
| Rp14,000,000 | 5 | Rp8,512,000 | 4,502,400 | 22,512,000 |
| Rp14,000,000 | 6 | Rp10,248,280 | 4,041,380 | 24,248,280 |
| Rp14,000,000 | 7 | Rp11,927,860 | 3,703,980 | 25,927,860 |
| Rp14,000,000 | 8 | Rp13,664,000 | 3,458,000 | 27,664,000 |
| Rp14,000,000 | 9 | Rp15,399,580 | 3,266,620 | 29,399,580 |
| Rp15,000,000 | 1 | Rp1,860,000 | 16,860,000 | 16,860,000 |
| Rp15,000,000 | 2 | Rp3,720,000 | 9,360,000 | 18,720,000 |
| Rp15,000,000 | 3 | Rp5,459,700 | 6,819,900 | 20,459,700 |
| Rp15,000,000 | 4 | Rp7,320,000 | 5,580,000 | 22,320,000 |
| Rp15,000,000 | 5 | Rp9,120,000 | 4,824,000 | 24,120,000 |
| Rp15,000,000 | 6 | Rp10,980,300 | 4,330,050 | 25,980,300 |
| Rp15,000,000 | 7 | Rp12,779,850 | 3,968,550 | 27,779,850 |
| Rp15,000,000 | 8 | Rp14,640,000 | 3,705,000 | 29,640,000 |
| Rp15,000,000 | 9 | Rp16,499,550 | 3,499,950 | 31,499,550 |
| Rp16,000,000 | 1 | Rp1,984,000 | 17,984,000 | 17,984,000 |
| Rp16,000,000 | 2 | Rp3,968,000 | 9,984,000 | 19,968,000 |
| Rp16,000,000 | 3 | Rp5,823,680 | 7,274,560 | 21,823,680 |
| Rp16,000,000 | 4 | Rp7,808,000 | 5,952,000 | 23,808,000 |
| Rp16,000,000 | 5 | Rp9,728,000 | 5,145,600 | 25,728,000 |
| Rp16,000,000 | 6 | Rp11,712,320 | 4,618,720 | 27,712,320 |
| Rp16,000,000 | 7 | Rp13,631,840 | 4,233,120 | 29,631,840 |
| Rp16,000,000 | 8 | Rp15,616,000 | 3,952,000 | 31,616,000 |
| Rp16,000,000 | 9 | Rp17,599,520 | 3,733,280 | 33,599,520 |
| Rp17,000,000 | 1 | Rp2,108,000 | 19,108,000 | 19,108,000 |
| Rp17,000,000 | 2 | Rp4,216,000 | 10,608,000 | 21,216,000 |
| Rp17,000,000 | 3 | Rp6,187,660 | 7,729,220 | 23,187,660 |
| Rp17,000,000 | 4 | Rp8,296,000 | 6,324,000 | 25,296,000 |
| Rp17,000,000 | 5 | Rp10,336,000 | 5,467,200 | 27,336,000 |
| Rp17,000,000 | 6 | Rp12,444,340 | 4,907,390 | 29,444,340 |
| Rp17,000,000 | 7 | Rp14,483,830 | 4,497,690 | 31,483,830 |
| Rp17,000,000 | 8 | Rp16,592,000 | 4,199,000 | 33,592,000 |
| Rp17,000,000 | 9 | Rp18,699,490 | 3,966,610 | 35,699,490 |
| Rp18,000,000 | 1 | Rp2,232,000 | 20,232,000 | 20,232,000 |
| Rp18,000,000 | 2 | Rp4,464,000 | 11,232,000 | 22,464,000 |
| Rp18,000,000 | 3 | Rp6,551,640 | 8,183,880 | 24,551,640 |
| Rp18,000,000 | 4 | Rp8,784,000 | 6,696,000 | 26,784,000 |
| Rp18,000,000 | 5 | Rp10,944,000 | 5,788,800 | 28,944,000 |
| Rp18,000,000 | 6 | Rp13,176,360 | 5,196,060 | 31,176,360 |
| Rp18,000,000 | 7 | Rp15,335,820 | 4,762,260 | 33,335,820 |
| Rp18,000,000 | 8 | Rp17,568,000 | 4,446,000 | 35,568,000 |
| Rp18,000,000 | 9 | Rp19,799,460 | 4,199,940 | 37,799,460 |
| Rp19,000,000 | 1 | Rp2,356,000 | 21,356,000 | 21,356,000 |
| Rp19,000,000 | 2 | Rp4,712,000 | 11,856,000 | 23,712,000 |
| Rp19,000,000 | 3 | Rp6,915,620 | 8,638,540 | 25,915,620 |
| Rp19,000,000 | 4 | Rp9,272,000 | 7,068,000 | 28,272,000 |
| Rp19,000,000 | 5 | Rp11,552,000 | 6,110,400 | 30,552,000 |
| Rp19,000,000 | 6 | Rp13,908,380 | 5,484,730 | 32,908,380 |
| Rp19,000,000 | 7 | Rp16,187,810 | 5,026,830 | 35,187,810 |
| Rp19,000,000 | 8 | Rp18,544,000 | 4,693,000 | 37,544,000 |
| Rp19,000,000 | 9 | Rp20,899,430 | 4,433,270 | 39,899,430 |
| Rp20,000,000 | 1 | Rp2,480,000 | 22,480,000 | 22,480,000 |
| Rp20,000,000 | 2 | Rp4,960,000 | 12,480,000 | 24,960,000 |
| Rp20,000,000 | 3 | Rp7,279,600 | 9,093,200 | 27,279,600 |
| Rp20,000,000 | 4 | Rp9,760,000 | 7,440,000 | 29,760,000 |
| Rp20,000,000 | 5 | Rp12,160,000 | 6,432,000 | 32,160,000 |
| Rp20,000,000 | 6 | Rp14,640,400 | 5,773,400 | 34,640,400 |
| Rp20,000,000 | 7 | Rp17,039,800 | 5,291,400 | 37,039,800 |
| Rp20,000,000 | 8 | Rp19,520,000 | 4,940,000 | 39,520,000 |
| Rp20,000,000 | 9 | Rp21,999,400 | 4,666,600 | 41,999,400 |
cek juga: tabel angsuran adakami
Biaya Keterlambatan EasyCash
EasyCash memberlakukan biaya keterlambatan apabila nasabah tidak membayar tagihan tepat waktu sesuai dengan ketentuan yang telah ditentukan.
Apabila kamu tidak membayar tagihan tepat waktu, maka kamu akan dikenakan denda keterlambatan per hari sebesar 0.8% ditambah bunga harian kamu.
Di samping itu, skor kredit dan KOL kamu juga akan jadi jelek. Dampaknya banyak, mulai dari susah mengajukan pinjaman selanjutnya hingga susah diterima kerja karena KOL-5.
Itulah informasi mengenai pinjaman dari EasyCash beserta tabel angsuran dan biaya keterlambatannya.
Selain EasyCash, ada sejumlah lembaga pembiayaan yang memberikan kemudahan bagi kamu untuk mendapatkannya. Salah satunya adalah Akulaku, cek simulasi pinjamannya berikut ini.
Sementara bagi kamu yang merupakan pegawai Alfamart, ada pilihan untuk mendapatkan pinjaman dari koperasi online.
Bagi kamu yang berencana membeli motor dengan pembiayaan kredit, coba saja untuk mengajukan ke FIF DANASTRA. Cek bunga dan jangka waktunya.
Jangan pernah melewatkan update mengenai keuangan, ekonomi, bisnis, hingga pasar modal, hanya di blog SkorLife.
Kalau kamu berencana membeli SOHO (small office home office) melalui pembiayaan bank, cek skor kredit melalui aplikasi SkorLife.
Pastikan kamu telah mempunyai kartu kredit Mayapada Skorcard yang memiliki banyak kelebihan saat bertransaksi secara online dan offline.
Yuk, rencanakan liburan bersama keluarga ke Australia atau Selandia Baru. Sebelumnya, cek rekomendasi hotel terbaik dengan membaca blog Skorcard.
Pertanyaan yang Sering Diajukan (FAQ)
Berapa cicilan Easy Cash tenor 12 bulan untuk pinjaman Rp10 juta?
Easy Cash resmi menawarkan tenor maksimal 180 hari (6 bulan). Untuk Rp10 juta tenor 6 bulan, cicilan Rp2.886.700/bulan dengan total bayar Rp17.320.200. Tenor 12 bulan tidak tersedia dalam program standar Easy Cash saat ini.
Apakah Easy Cash menyediakan tenor 12 bulan?
Tidak, Easy Cash menawarkan tenor 93-180 hari (3-6 bulan) saja. Tabel simulasi resmi menampilkan cicilan untuk tenor 1-9 bulan dengan plafon hingga Rp20 juta, namun mayoritas program aktif adalah tenor 3-6 bulan.
Berapa bunga Easy Cash per bulan?
Easy Cash membebankan bunga 0,4% per hari atau setara 12% per bulan. Contoh: pinjaman Rp5 juta tenor 6 bulan menghasilkan total bunga Rp3.660.100 dari total pembayaran Rp8.660.100.
Berapa denda telat bayar Easy Cash?
Denda keterlambatan Easy Cash adalah 0,8% per hari ditambah bunga harian 0,4% yang terus berjalan, total 1,2% per hari dari sisa pokok pinjaman yang belum dibayar.
Untuk rujukan resmi dan informasi terbaru, kamu bisa cek langsung situs Otoritas Jasa Keuangan.
