{"id":1017,"date":"2023-06-29T15:42:19","date_gmt":"2023-06-29T08:42:19","guid":{"rendered":"http:\/\/34.101.166.12\/blog\/?p=1017"},"modified":"2025-10-27T18:57:52","modified_gmt":"2025-10-27T11:57:52","slug":"fintech-lending-legal-di-indonesia-2023","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/pinjol-kta\/fintech-lending-legal-di-indonesia-2023\/","title":{"rendered":"Ingin Mengajukan Pinjaman Online? Ini dia Fintech Lending Legal di Indonesia 2023"},"content":{"rendered":"

Perusahaan fintech lending<\/em> merupakan salah satu akses tercepat bagi masyarakat untuk mendapatkan dana segar. Baik yang sifatnya produktif sebagai tambahan modal kerja maupun konsumtif apabila memiliki kebutuhan medadak.<\/p>\n

Namun, satu hal yang terkadang terlupakan oleh masyarakat sebelum memutuskan untuk memulai pengajuan. Hal tersebut adalah untuk mengecekan status legalitas dari perusahaan fintech<\/em> tersebut.<\/p>\n

Padahal, status legalitas sebuah perusahaan fintech lending<\/em> atau yang kerap disebut sebagai pinjaman online oleh masyarakat, adalah jaminan keamanan dan kenyaman bagi para konsumen.<\/p>\n

Mengapa status legal menjadi penting? Apabila fintech lending sudah berstatus legal, maka pengoperasian perusahaan tersebut akan berada di bawah pengawasan OJK.<\/p>\n

Segala kegiatan seperti jenis produk, tingkat bunga, tata cara penagihan, penyimpanan data, dan hal lainnya juga akan selalu tunduk pada peraturan OJK.<\/p>\n

Artinya, OJK dapat melindungi hak-hak konsumen Indonesia melalui peraturan yang harus ditaati oleh setiap fintech lending<\/em> yang ada di dalam daftar tersebut.<\/p>\n

Begitulah kira-kira gambaran mengapa penting untuk mengetahui status legalitas sebuah perusahaan fintech lending. Sebaiknya kamu mulai memperhatikan hal ini ya ingin ingin mengajukan pinjaman secara online<\/em>.<\/p>\n

Di websitenya, OJK selalu memperbaharui daftar fintech lending<\/em> legal yang beroperasi di Indonesia. Data terbaru, per 9 Maret 2023 tercatat bahwa terdapat 102 fintech lending<\/em> legal yang jasanya bisa kamu pergunakan.<\/p>\n

Berikut adalah daftarnya.<\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Nama<\/strong><\/th>Surat Tanda Berizin<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Danamas<\/td>KEP-49\/D.05\/2017 <\/td>\n<\/tr>\n
Investree<\/td>KEP-45\/D.05\/2019<\/td>\n<\/tr>\n
Amartha<\/td>KEP-46\/D.05\/2019<\/td>\n<\/tr>\n
DOMPET Kilat<\/td>KEP-47\/D.05\/2019 <\/td>\n<\/tr>\n
Boost<\/td>KEP-48\/D.05\/2019<\/td>\n<\/tr>\n
TOKO MODAL<\/td>KEP-49\/D.05\/2019<\/td>\n<\/tr>\n
modalku<\/td>KEP-81\/D.05\/2019<\/td>\n<\/tr>\n
KTA KILAT<\/td>KEP-82\/D.05\/2019<\/td>\n<\/tr>\n
Kredit Pintar<\/td>KEP-83\/D.05\/2019<\/td>\n<\/tr>\n
Maucash<\/td>KEP-84\/D.05\/2019<\/td>\n<\/tr>\n
Finmas<\/td>KEP-85\/D.05\/2019<\/td>\n<\/tr>\n
KlikA2C<\/td>KEP-87\/D.05\/2019 <\/td>\n<\/tr>\n
Akseleran<\/td>KEP-122\/D.05\/2019<\/td>\n<\/tr>\n
Ammana.id<\/td>KEP-123\/D.05\/2019 <\/td>\n<\/tr>\n
PinjamanGO<\/td>KEP-124\/D.05\/2019 <\/td>\n<\/tr>\n
KoinP2P<\/td>KEP-125\/D.05\/2019<\/td>\n<\/tr>\n
pohondana<\/td>KEP-126\/D.05\/2019<\/td>\n<\/tr>\n
MEKAR<\/td>KEP-127\/D.05\/2019<\/td>\n<\/tr>\n
Adakami<\/td>KEP-128\/D.05\/2019<\/td>\n<\/tr>\n
ESTA KAPITAL FINTEK<\/td>KEP-129\/D.05\/2019<\/td>\n<\/tr>\n
KREDITPRO<\/td>KEP-130\/D.05\/2019<\/td>\n<\/tr>\n
FINTAG<\/td>KEP-131\/D.05\/2019<\/td>\n<\/tr>\n
RUPIAH CEPAT<\/td>KEP-132\/D.05\/2019<\/td>\n<\/tr>\n
CROWDO<\/td>KEP-133\/D.05\/2019<\/td>\n<\/tr>\n
Indodana<\/td>KEP-15\/D.05\/2020<\/td>\n<\/tr>\n
JULO<\/td>KEP-16\/D.05\/2020 <\/td>\n<\/tr>\n
Pinjamwinwin<\/td>KEP-17\/D.05\/2020<\/td>\n<\/tr>\n
DanaRupiah<\/td>KEP-18\/D.05\/2020<\/td>\n<\/tr>\n
Taralite<\/td>KEP-19\/D.05\/2020 <\/td>\n<\/tr>\n
Pinjam Modal<\/td>KEP-20\/D.05\/2020<\/td>\n<\/tr>\n
ALAMI<\/td>KEP-21\/D.05\/2020<\/td>\n<\/tr>\n
AwanTunai<\/td>KEP-22\/D.05\/2020 <\/td>\n<\/tr>\n
Danakini<\/td>KEP-46\/D.05\/2020<\/td>\n<\/tr>\n
Singa<\/td>KEP-47\/D.05\/2020<\/td>\n<\/tr>\n
DANAMERDEKA<\/td>KEP-48\/D.05\/2020 <\/td>\n<\/tr>\n
EASYCASH<\/td>KEP-49\/D.05\/2020<\/td>\n<\/tr>\n
PINJAM YUK<\/td>KEP-2\/D.05\/2021<\/td>\n<\/tr>\n
FinPlus<\/td>KEP-3\/D.05\/2021 <\/td>\n<\/tr>\n
UangMe<\/td>KEP-4\/D.05\/2021 <\/td>\n<\/tr>\n
PinjamDuit<\/td>KEP-5\/D.05\/2021<\/td>\n<\/tr>\n
DANA SYARIAH<\/td>KEP-10\/D.05\/2021 <\/td>\n<\/tr>\n
BATUMBU<\/td>KEP-11\/D.05\/2021 <\/td>\n<\/tr>\n
Cashcepat<\/td>KEP-12\/D.05\/2021 <\/td>\n<\/tr>\n
klikUMKM<\/td>KEP-13\/D.05\/2021 <\/td>\n<\/tr>\n
Pinjam Gampang<\/td>KEP-16\/D.05\/2021<\/td>\n<\/tr>\n
cicil<\/td>KEP-20\/D.05\/2021 <\/td>\n<\/tr>\n
lumbungdana<\/td>KEP-21\/D.05\/2021<\/td>\n<\/tr>\n
360 KREDI<\/td>KEP-22\/D.05\/2021 <\/td>\n<\/tr>\n
Dhanapala<\/td>KEP-23\/D.05\/2021 <\/td>\n<\/tr>\n
Kredinesia<\/td>KEP-25\/D.05\/2021 <\/td>\n<\/tr>\n
Pintek<\/td>KEP-26\/D.05\/2021 <\/td>\n<\/tr>\n
ModalRakyat<\/td>KEP-27\/D.05\/2021 <\/td>\n<\/tr>\n
SOLUSIKU<\/td>KEP-28\/D.05\/2021 <\/td>\n<\/tr>\n
Cairin<\/td>KEP-29\/D.05\/2021 <\/td>\n<\/tr>\n
TrustIQ<\/td>KEP-30\/D.05\/2021 <\/td>\n<\/tr>\n
KLIK KAMI<\/td>KEP-31\/D.05\/2021<\/td>\n<\/tr>\n
Duha SYARIAH<\/td>KEP-32\/D.05\/2021 <\/td>\n<\/tr>\n
Invoila<\/td>KEP-39\/D.05\/2021 <\/td>\n<\/tr>\n
Sanders One Stop Solution<\/td>KEP-40\/D.05\/2021<\/td>\n<\/tr>\n
DanaBagus<\/td>KEP-41\/D.05\/2021 <\/td>\n<\/tr>\n
UKU<\/td>KEP-46\/D.05\/2021 <\/td>\n<\/tr>\n
KREDITO<\/td>KEP-47\/D.05\/2021 <\/td>\n<\/tr>\n
AdaPundi<\/td>KEP-48\/D.05\/2021<\/td>\n<\/tr>\n
Lentera Dana Nusantara<\/td>KEP-49\/D.05\/2021 <\/td>\n<\/tr>\n
Modal Nasional<\/td>KEP-50\/D.05\/2021<\/td>\n<\/tr>\n
Komunal<\/td>KEP-51\/D.05\/2021 <\/td>\n<\/tr>\n
Restock.ID<\/td>KEP-52\/D.05\/2021<\/td>\n<\/tr>\n
TaniFund<\/td>KEP-64\/D.05\/2021 <\/td>\n<\/tr>\n
Ringan<\/td>KEP-65\/D.05\/2021 <\/td>\n<\/tr>\n
Avantee<\/td>KEP-66\/D.05\/2021 <\/td>\n<\/tr>\n
Gradana<\/td>KEP-67\/D.05\/2021 <\/td>\n<\/tr>\n
Danacita<\/td>KEP-68\/D.05\/2021 <\/td>\n<\/tr>\n
IKI Modal<\/td>KEP-69\/D.05\/2021<\/td>\n<\/tr>\n
Ivoji<\/td>KEP-73\/D.05\/2021 <\/td>\n<\/tr>\n
Indofund.id<\/td>KEP-74\/D.05\/2021<\/td>\n<\/tr>\n
iGrow<\/td>KEP-75\/D.05\/2021 <\/td>\n<\/tr>\n
Danai.id<\/td>KEP-76\/D.05\/2021 <\/td>\n<\/tr>\n
DUMI<\/td>KEP-78\/D.05\/2021 <\/td>\n<\/tr>\n
LAHAN SIKAM<\/td>KEP-79\/D.05\/2021 <\/td>\n<\/tr>\n
qazwa.id<\/td>KEP-80\/D.05\/2021 <\/td>\n<\/tr>\n
KrediFazz<\/td>KEP-81\/D.05\/2021 <\/td>\n<\/tr>\n
Doeku<\/td>KEP-82\/D.05\/2021 <\/td>\n<\/tr>\n
Aktivaku<\/td>KEP-83\/D.05\/2021 <\/td>\n<\/tr>\n
Danain<\/td>KEP-84\/D.05\/2021 <\/td>\n<\/tr>\n
Indosaku<\/td>KEP-86\/D.05\/2021 <\/td>\n<\/tr>\n
Jembatan Emas<\/td>KEP-87\/D.05\/2021<\/td>\n<\/tr>\n
EDUFUND<\/td>KEP-88\/D.05\/2021<\/td>\n<\/tr>\n
GandengTangan<\/td>KEP-89\/D.05\/2021 <\/td>\n<\/tr>\n
PAPITUPI SYARIAH<\/td>KEP-90\/D.05\/2021 <\/td>\n<\/tr>\n
BantuSaku<\/td>KEP-91\/D.05\/2021<\/td>\n<\/tr>\n
danabijak<\/td>KEP-92\/D.05\/2021<\/td>\n<\/tr>\n
AdaModal<\/td>KEP-94\/D.05\/2021 <\/td>\n<\/tr>\n
SamaKita<\/td>KEP-95\/D.05\/2021<\/td>\n<\/tr>\n
KawanCicil<\/td>KEP-101\/D.05\/2021 <\/td>\n<\/tr>\n
CROWDE<\/td>KEP-102\/D.05\/2021<\/td>\n<\/tr>\n
KlikCair<\/td>KEP-103\/D.05\/2021 <\/td>\n<\/tr>\n
ETHIS<\/td>KEP-104\/D.05\/2021 <\/td>\n<\/tr>\n
SAMIR<\/td>KEP-105\/D.05\/2021 <\/td>\n<\/tr>\n
UATAS<\/td>KEP-106\/D.05\/2021<\/td>\n<\/tr>\n
Asetku<\/td>KEP-123\/D.05\/2021 <\/td>\n<\/tr>\n
Findaya<\/td>KEP-124\/D.05\/2021<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Baca:<\/strong> Awas modus joki pinjol, ini cara menghindarinya<\/a><\/p><\/blockquote>\n

\"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Perusahaan fintech lending merupakan salah satu akses tercepat bagi masyarakat untuk mendapatkan dana segar. Baik yang sifatnya produktif sebagai tambahan<\/p>\n","protected":false},"author":15,"featured_media":1085,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","footnotes":""},"categories":[12],"tags":[],"class_list":["post-1017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pinjol-kta"],"acf":[],"yoast_head":"\nIngin Mengajukan Pinjaman Online? Ini dia Fintech Lending Legal di Indonesia 2023 - Skorlife<\/title>\n<meta name=\"description\" content=\"Butuh dana segar dalam waktu singkat? 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