{"id":1017,"date":"2023-06-29T15:42:19","date_gmt":"2023-06-29T08:42:19","guid":{"rendered":"http:\/\/34.101.166.12\/blog\/?p=1017"},"modified":"2026-08-20T13:32:47","modified_gmt":"2026-08-20T06:32:47","slug":"fintech-lending-legal-di-indonesia-2023","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/pinjol-kta\/fintech-lending-legal-di-indonesia-2023\/","title":{"rendered":"Ingin Mengajukan Pinjaman Online? Ini dia Fintech Lending Legal di Indonesia 2023"},"content":{"rendered":"

<\/p>\n

Fintech lending legal di Indonesia per Maret 2023 tercatat ada 102 perusahaan yang terdaftar dan diawasi OJK. Status legalitas ini penting karena menjamin perlindungan konsumen melalui pengawasan bunga, metode penagihan, hingga keamanan data pribadi. Sebelum mengajukan pinjaman online, pastikan platform yang kamu pilih masuk dalam daftar resmi OJK agar terhindar dari praktik ilegal dan mendapat perlindungan hukum.<\/p>\n

Perusahaan fintech lending<\/em> merupakan salah satu akses tercepat bagi masyarakat untuk mendapatkan dana segar. Baik yang sifatnya produktif sebagai tambahan modal kerja maupun konsumtif apabila memiliki kebutuhan medadak.<\/p>\n

Namun, satu hal yang terkadang terlupakan oleh masyarakat sebelum memutuskan untuk memulai pengajuan. Hal tersebut adalah untuk mengecekan status legalitas dari perusahaan fintech<\/em> tersebut.<\/p>\n

Padahal, status legalitas sebuah perusahaan fintech lending<\/em> atau yang kerap disebut sebagai pinjaman online oleh masyarakat, adalah jaminan keamanan dan kenyaman bagi para konsumen.<\/p>\n

\"Ingin<\/figure>\n

Mengapa status legal menjadi penting? Apabila fintech lending sudah berstatus legal, maka pengoperasian perusahaan tersebut akan berada di bawah pengawasan OJK.<\/p>\n

Segala kegiatan seperti jenis produk, tingkat bunga, tata cara penagihan, penyimpanan data, dan hal lainnya juga akan selalu tunduk pada peraturan OJK.<\/p>\n

Artinya, OJK dapat melindungi hak-hak konsumen Indonesia melalui peraturan yang harus ditaati oleh setiap fintech lending<\/em> yang ada di dalam daftar tersebut.<\/p>\n

Begitulah kira-kira gambaran mengapa penting untuk mengetahui status legalitas sebuah perusahaan fintech lending. Sebaiknya kamu mulai memperhatikan hal ini ya ingin ingin mengajukan pinjaman secara online<\/em>.<\/p>\n

Di websitenya, OJK selalu memperbaharui daftar fintech lending<\/em> legal yang beroperasi di Indonesia. Data terbaru, per 9 Maret 2023 tercatat bahwa terdapat 102 fintech lending<\/em> legal yang jasanya bisa kamu pergunakan.<\/p>\n

Berikut adalah daftarnya.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Edit<\/a><\/caption>\n
Nama<\/strong><\/th>\nSurat Tanda Berizin<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Danamas<\/td>\nKEP-49\/D.05\/2017 <\/td>\n<\/tr>\n
Investree<\/td>\nKEP-45\/D.05\/2019<\/td>\n<\/tr>\n
Amartha<\/td>\nKEP-46\/D.05\/2019<\/td>\n<\/tr>\n
DOMPET Kilat<\/td>\nKEP-47\/D.05\/2019 <\/td>\n<\/tr>\n
Boost<\/td>\nKEP-48\/D.05\/2019<\/td>\n<\/tr>\n
TOKO MODAL<\/td>\nKEP-49\/D.05\/2019<\/td>\n<\/tr>\n
modalku<\/td>\nKEP-81\/D.05\/2019<\/td>\n<\/tr>\n
KTA KILAT<\/td>\nKEP-82\/D.05\/2019<\/td>\n<\/tr>\n
Kredit Pintar<\/td>\nKEP-83\/D.05\/2019<\/td>\n<\/tr>\n
Maucash<\/td>\nKEP-84\/D.05\/2019<\/td>\n<\/tr>\n
Finmas<\/td>\nKEP-85\/D.05\/2019<\/td>\n<\/tr>\n
KlikA2C<\/td>\nKEP-87\/D.05\/2019 <\/td>\n<\/tr>\n
Akseleran<\/td>\nKEP-122\/D.05\/2019<\/td>\n<\/tr>\n
Ammana.id<\/td>\nKEP-123\/D.05\/2019 <\/td>\n<\/tr>\n
PinjamanGO<\/td>\nKEP-124\/D.05\/2019 <\/td>\n<\/tr>\n
KoinP2P<\/td>\nKEP-125\/D.05\/2019<\/td>\n<\/tr>\n
pohondana<\/td>\nKEP-126\/D.05\/2019<\/td>\n<\/tr>\n
MEKAR<\/td>\nKEP-127\/D.05\/2019<\/td>\n<\/tr>\n
Adakami<\/td>\nKEP-128\/D.05\/2019<\/td>\n<\/tr>\n
ESTA KAPITAL FINTEK<\/td>\nKEP-129\/D.05\/2019<\/td>\n<\/tr>\n
KREDITPRO<\/td>\nKEP-130\/D.05\/2019<\/td>\n<\/tr>\n
FINTAG<\/td>\nKEP-131\/D.05\/2019<\/td>\n<\/tr>\n
RUPIAH CEPAT<\/td>\nKEP-132\/D.05\/2019<\/td>\n<\/tr>\n
CROWDO<\/td>\nKEP-133\/D.05\/2019<\/td>\n<\/tr>\n
Indodana<\/td>\nKEP-15\/D.05\/2020<\/td>\n<\/tr>\n
JULO<\/td>\nKEP-16\/D.05\/2020 <\/td>\n<\/tr>\n
Pinjamwinwin<\/td>\nKEP-17\/D.05\/2020<\/td>\n<\/tr>\n
DanaRupiah<\/td>\nKEP-18\/D.05\/2020<\/td>\n<\/tr>\n
Taralite<\/td>\nKEP-19\/D.05\/2020 <\/td>\n<\/tr>\n
Pinjam Modal<\/td>\nKEP-20\/D.05\/2020<\/td>\n<\/tr>\n
ALAMI<\/td>\nKEP-21\/D.05\/2020<\/td>\n<\/tr>\n
AwanTunai<\/td>\nKEP-22\/D.05\/2020 <\/td>\n<\/tr>\n
Danakini<\/td>\nKEP-46\/D.05\/2020<\/td>\n<\/tr>\n
Singa<\/td>\nKEP-47\/D.05\/2020<\/td>\n<\/tr>\n
DANAMERDEKA<\/td>\nKEP-48\/D.05\/2020 <\/td>\n<\/tr>\n
EASYCASH<\/td>\nKEP-49\/D.05\/2020<\/td>\n<\/tr>\n
PINJAM YUK<\/td>\nKEP-2\/D.05\/2021<\/td>\n<\/tr>\n
FinPlus<\/td>\nKEP-3\/D.05\/2021 <\/td>\n<\/tr>\n
UangMe<\/td>\nKEP-4\/D.05\/2021 <\/td>\n<\/tr>\n
PinjamDuit<\/td>\nKEP-5\/D.05\/2021<\/td>\n<\/tr>\n
DANA SYARIAH<\/td>\nKEP-10\/D.05\/2021 <\/td>\n<\/tr>\n
BATUMBU<\/td>\nKEP-11\/D.05\/2021 <\/td>\n<\/tr>\n
Cashcepat<\/td>\nKEP-12\/D.05\/2021 <\/td>\n<\/tr>\n
klikUMKM<\/td>\nKEP-13\/D.05\/2021 <\/td>\n<\/tr>\n
Pinjam Gampang<\/td>\nKEP-16\/D.05\/2021<\/td>\n<\/tr>\n
cicil<\/td>\nKEP-20\/D.05\/2021 <\/td>\n<\/tr>\n
lumbungdana<\/td>\nKEP-21\/D.05\/2021<\/td>\n<\/tr>\n
360 KREDI<\/td>\nKEP-22\/D.05\/2021 <\/td>\n<\/tr>\n
Dhanapala<\/td>\nKEP-23\/D.05\/2021 <\/td>\n<\/tr>\n
Kredinesia<\/td>\nKEP-25\/D.05\/2021 <\/td>\n<\/tr>\n
Pintek<\/td>\nKEP-26\/D.05\/2021 <\/td>\n<\/tr>\n
ModalRakyat<\/td>\nKEP-27\/D.05\/2021 <\/td>\n<\/tr>\n
SOLUSIKU<\/td>\nKEP-28\/D.05\/2021 <\/td>\n<\/tr>\n
Cairin<\/td>\nKEP-29\/D.05\/2021 <\/td>\n<\/tr>\n
TrustIQ<\/td>\nKEP-30\/D.05\/2021 <\/td>\n<\/tr>\n
KLIK KAMI<\/td>\nKEP-31\/D.05\/2021<\/td>\n<\/tr>\n
Duha SYARIAH<\/td>\nKEP-32\/D.05\/2021 <\/td>\n<\/tr>\n
Invoila<\/td>\nKEP-39\/D.05\/2021 <\/td>\n<\/tr>\n
Sanders One Stop Solution<\/td>\nKEP-40\/D.05\/2021<\/td>\n<\/tr>\n
DanaBagus<\/td>\nKEP-41\/D.05\/2021 <\/td>\n<\/tr>\n
UKU<\/td>\nKEP-46\/D.05\/2021 <\/td>\n<\/tr>\n
KREDITO<\/td>\nKEP-47\/D.05\/2021 <\/td>\n<\/tr>\n
AdaPundi<\/td>\nKEP-48\/D.05\/2021<\/td>\n<\/tr>\n
Lentera Dana Nusantara<\/td>\nKEP-49\/D.05\/2021 <\/td>\n<\/tr>\n
Modal Nasional<\/td>\nKEP-50\/D.05\/2021<\/td>\n<\/tr>\n
Komunal<\/td>\nKEP-51\/D.05\/2021 <\/td>\n<\/tr>\n
Restock.ID<\/td>\nKEP-52\/D.05\/2021<\/td>\n<\/tr>\n
TaniFund<\/td>\nKEP-64\/D.05\/2021 <\/td>\n<\/tr>\n
Ringan<\/td>\nKEP-65\/D.05\/2021 <\/td>\n<\/tr>\n
Avantee<\/td>\nKEP-66\/D.05\/2021 <\/td>\n<\/tr>\n
Gradana<\/td>\nKEP-67\/D.05\/2021 <\/td>\n<\/tr>\n
Danacita<\/td>\nKEP-68\/D.05\/2021 <\/td>\n<\/tr>\n
IKI Modal<\/td>\nKEP-69\/D.05\/2021<\/td>\n<\/tr>\n
Ivoji<\/td>\nKEP-73\/D.05\/2021 <\/td>\n<\/tr>\n
Indofund.id<\/td>\nKEP-74\/D.05\/2021<\/td>\n<\/tr>\n
iGrow<\/td>\nKEP-75\/D.05\/2021 <\/td>\n<\/tr>\n
Danai.id<\/td>\nKEP-76\/D.05\/2021 <\/td>\n<\/tr>\n
DUMI<\/td>\nKEP-78\/D.05\/2021 <\/td>\n<\/tr>\n
LAHAN SIKAM<\/td>\nKEP-79\/D.05\/2021 <\/td>\n<\/tr>\n
qazwa.id<\/td>\nKEP-80\/D.05\/2021 <\/td>\n<\/tr>\n
KrediFazz<\/td>\nKEP-81\/D.05\/2021 <\/td>\n<\/tr>\n
Doeku<\/td>\nKEP-82\/D.05\/2021 <\/td>\n<\/tr>\n
Aktivaku<\/td>\nKEP-83\/D.05\/2021 <\/td>\n<\/tr>\n
Danain<\/td>\nKEP-84\/D.05\/2021 <\/td>\n<\/tr>\n
Indosaku<\/td>\nKEP-86\/D.05\/2021 <\/td>\n<\/tr>\n
Jembatan Emas<\/td>\nKEP-87\/D.05\/2021<\/td>\n<\/tr>\n
EDUFUND<\/td>\nKEP-88\/D.05\/2021<\/td>\n<\/tr>\n
GandengTangan<\/td>\nKEP-89\/D.05\/2021 <\/td>\n<\/tr>\n
PAPITUPI SYARIAH<\/td>\nKEP-90\/D.05\/2021 <\/td>\n<\/tr>\n
BantuSaku<\/td>\nKEP-91\/D.05\/2021<\/td>\n<\/tr>\n
danabijak<\/td>\nKEP-92\/D.05\/2021<\/td>\n<\/tr>\n
AdaModal<\/td>\nKEP-94\/D.05\/2021 <\/td>\n<\/tr>\n
SamaKita<\/td>\nKEP-95\/D.05\/2021<\/td>\n<\/tr>\n
KawanCicil<\/td>\nKEP-101\/D.05\/2021 <\/td>\n<\/tr>\n
CROWDE<\/td>\nKEP-102\/D.05\/2021<\/td>\n<\/tr>\n
KlikCair<\/td>\nKEP-103\/D.05\/2021 <\/td>\n<\/tr>\n
ETHIS<\/td>\nKEP-104\/D.05\/2021 <\/td>\n<\/tr>\n
SAMIR<\/td>\nKEP-105\/D.05\/2021 <\/td>\n<\/tr>\n
UATAS<\/td>\nKEP-106\/D.05\/2021<\/td>\n<\/tr>\n
Asetku<\/td>\nKEP-123\/D.05\/2021 <\/td>\n<\/tr>\n
Findaya<\/td>\nKEP-124\/D.05\/2021<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

Baca:<\/strong> Awas modus joki pinjol, ini cara menghindarinya<\/a><\/p>\n<\/blockquote>\n

\"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Fintech lending legal di Indonesia per Maret 2023 tercatat ada 102 perusahaan yang terdaftar dan diawasi OJK. Status legalitas ini<\/p>\n","protected":false},"author":15,"featured_media":1085,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","footnotes":"","jetpack_post_was_ever_published":false},"categories":[12],"tags":[],"class_list":["post-1017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pinjol-kta"],"acf":[],"yoast_head":"\nIngin Mengajukan Pinjaman Online? Ini dia Fintech Lending Legal di Indonesia 2023 - Skorlife<\/title>\n<meta name=\"description\" content=\"Butuh dana segar dalam waktu singkat? 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