{"id":1034,"date":"2024-10-29T14:15:19","date_gmt":"2024-10-29T07:15:19","guid":{"rendered":"http:\/\/34.101.166.12\/blog\/?p=1034"},"modified":"2026-09-09T13:08:20","modified_gmt":"2026-09-09T06:08:20","slug":"tabel-angsuran-pinjaman-bni-fleksi","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-angsuran-pinjaman-bni-fleksi\/","title":{"rendered":"Tabel Pinjaman BNI Fleksi 2026: Angsuran &#038; Syarat Lengkap"},"content":{"rendered":"<p><!-- fs-anchor 2026-08-20 --><\/p>\n<div class=\"aio-answer-block\" style=\"background:#f7f8fa;padding:1rem 1.25rem;border-left:4px solid #1e6091;border-radius:0.25rem;margin:1rem 0;\">\n<p><strong>Jawaban singkat:<\/strong> BNI Fleksi adalah kredit tanpa agunan untuk pegawai tetap dengan plafon hingga Rp500 juta dan tenor maksimal 15 tahun. Bunga berkisar 6,72%-9,31% per tahun tergantung tenor. Contoh: pinjaman Rp10 juta tenor 3 tahun angsurannya Rp336.944\/bulan (bunga 7,10%), sedangkan tenor 5 tahun Rp227.500\/bulan (bunga 7,30%). Syarat utama: WNI, pegawai tetap dengan payroll BNI, usia 21-65 tahun.<\/p>\n<\/div>\n<table border=\"1\" cellpadding=\"8\" cellspacing=\"0\" style=\"border-collapse:collapse;width:100%;max-width:600px;\">\n<thead>\n<tr>\n<th>Jumlah Pinjaman<\/th>\n<th>1 Tahun (6,72%)<\/th>\n<th>3 Tahun (7,10%)<\/th>\n<th>5 Tahun (7,30%)<\/th>\n<th>10 Tahun (8,63%)<\/th>\n<th>15 Tahun (9,31%)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rp 5 juta<\/td>\n<td>Rp 444.667<\/td>\n<td>Rp 168.472<\/td>\n<td>Rp 113.750<\/td>\n<td>Rp 77.625<\/td>\n<td>Rp 66.569<\/td>\n<\/tr>\n<tr>\n<td>Rp 10 juta<\/td>\n<td>Rp 889.333<\/td>\n<td>Rp 336.944<\/td>\n<td>Rp 227.500<\/td>\n<td>Rp 155.250<\/td>\n<td>Rp 133.139<\/td>\n<\/tr>\n<tr>\n<td>Rp 50 juta<\/td>\n<td>Rp 4.446.667<\/td>\n<td>Rp 1.684.722<\/td>\n<td>Rp 1.137.500<\/td>\n<td>Rp 776.250<\/td>\n<td>Rp 665.694<\/td>\n<\/tr>\n<tr>\n<td>Rp 100 juta<\/td>\n<td>Rp 8.893.333<\/td>\n<td>Rp 3.369.444<\/td>\n<td>Rp 2.275.000<\/td>\n<td>Rp 1.552.500<\/td>\n<td>Rp 1.331.389<\/td>\n<\/tr>\n<tr>\n<td>Rp 200 juta<\/td>\n<td>Rp 17.786.667<\/td>\n<td>Rp 6.738.889<\/td>\n<td>Rp 4.550.000<\/td>\n<td>Rp 3.105.000<\/td>\n<td>Rp 2.662.778<\/td>\n<\/tr>\n<tr>\n<td>Rp 500 juta<\/td>\n<td>Rp 44.466.667<\/td>\n<td>Rp 16.847.222<\/td>\n<td>Rp 11.375.000<\/td>\n<td>Rp 7.762.500<\/td>\n<td>Rp 6.656.944<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"skor-app-cta\" style=\"background:#e8f4fb;border-left:4px solid #0674ff;padding:1rem 1.25rem;border-radius:0.25rem;margin:1rem 0;\">\n<p><strong>Sebelum ajukan pinjaman, cek dulu skor kredit kamu gratis di aplikasi Skorlife \u2014 bank pakai data yang sama.<\/strong><\/p>\n<p><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.skorlife.score&#038;utm_source=blog-cta&#038;utm_medium=aio-block&#038;utm_campaign=tabel-angsuran-pinjaman-bni-fleksi\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">\ud83d\udcf1 Unduh di Play Store<\/a> \u00b7 <a href=\"https:\/\/apps.apple.com\/id\/app\/skorlife\/id1643472756?utm_source=blog-cta&#038;utm_medium=aio-block&#038;utm_campaign=tabel-angsuran-pinjaman-bni-fleksi\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">\ud83c\udf4e Unduh di App Store<\/a><\/p>\n<\/div>\n<p class=\"fs-lead\">BNI Fleksi adalah kredit tanpa agunan untuk pegawai tetap dengan plafon hingga Rp500 juta dan tenor maksimal 15 tahun. Bunga berkisar 6,72%-9,31% per tahun tergantung tenor. Contoh angsuran: pinjaman Rp10 juta tenor 3 tahun sebesar Rp336.944 per bulan, sedangkan tenor 5 tahun Rp227.500 per bulan. Syarat utamanya adalah WNI pegawai tetap dengan sistem payroll BNI berusia 21-65 tahun.<\/p>\n<p>Yuk, cari tahu tabel angsuran BNI Fleksi dan syarat pengajuan pinjaman ini. Kredit tanpa agunan ini cocok untuk karyawan.<\/p>\n<table border='1' cellpadding='8' cellspacing='0' style='border-collapse:collapse;width:100%;'>\n<thead>\n<tr>\n<th>Jumlah Pinjaman<\/th>\n<th>1 Tahun<br \/>(6,72%)<\/th>\n<th>3 Tahun<br \/>(7,10%)<\/th>\n<th>5 Tahun<br \/>(7,30%)<\/th>\n<th>10 Tahun<br \/>(8,63%)<\/th>\n<th>15 Tahun<br \/>(9,31%)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rp 5 juta<\/td>\n<td>Rp 444.667<\/td>\n<td>Rp 168.472<\/td>\n<td>Rp 113.750<\/td>\n<td>Rp 77.625<\/td>\n<td>Rp 66.569<\/td>\n<\/tr>\n<tr>\n<td>Rp 10 juta<\/td>\n<td>Rp 889.333<\/td>\n<td>Rp 336.944<\/td>\n<td>Rp 227.500<\/td>\n<td>Rp 155.250<\/td>\n<td>Rp 133.139<\/td>\n<\/tr>\n<tr>\n<td>Rp 50 juta<\/td>\n<td>Rp 4.446.667<\/td>\n<td>Rp 1.684.722<\/td>\n<td>Rp 1.137.500<\/td>\n<td>Rp 776.250<\/td>\n<td>Rp 665.694<\/td>\n<\/tr>\n<tr>\n<td>Rp 100 juta<\/td>\n<td>Rp 8.893.333<\/td>\n<td>Rp 3.369.444<\/td>\n<td>Rp 2.275.000<\/td>\n<td>Rp 1.552.500<\/td>\n<td>Rp 1.331.389<\/td>\n<\/tr>\n<tr>\n<td>Rp 200 juta<\/td>\n<td>Rp 17.786.667<\/td>\n<td>Rp 6.738.889<\/td>\n<td>Rp 4.550.000<\/td>\n<td>Rp 3.105.000<\/td>\n<td>Rp 2.662.778<\/td>\n<\/tr>\n<tr>\n<td>Rp 500 juta<\/td>\n<td>Rp 44.466.667<\/td>\n<td>Rp 16.847.222<\/td>\n<td>Rp 11.375.000<\/td>\n<td>Rp 7.762.500<\/td>\n<td>Rp 6.656.944<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!--more--><\/p>\n<p><span style=\"font-weight: 400;\">BNI menawarkan kredit atau pinjaman hingga Rp500 juta dengan maksimal tenor selama 15 tahun yang bisa kamu ajukan melalui produk pinjamannya yaitu BNI Fleksi. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pinjaman BNI Fleksi ini ditujukan bagi kamu yang berstatus pegawai aktif dan mempunyai penghasilan tetap. Pinjaman ini bisa diakses oleh pegawai swasta hingga aparatur sipil negara.<\/span><\/p>\n<p>Produk ini merupakan kredit tanpa agunan (KTA) yang dapat digunakan untuk berbagai macam keperluan nasabah.<\/p>\n<p>Mungkin kamu berencana untuk membeli perabot rumah tangga yang baru, memulai bisnis sampingan, membayar uang kuliah anak, atau lainnya.<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2026\/06\/tabel-angsuran-pinjaman-bni-fleksi-body1.png\" alt=\"Tabel Angsuran BNI Fleksi dan Syarat Pengajuan Pinjaman \u2014 ilustrasi 1\" style=\"width:100%;height:auto;border-radius:12px;margin:18px 0\" \/><\/figure>\n<p><span style=\"font-weight: 400;\">Penasaran seperti apa tabel simulasi angsuran pinjaman BNI Fleksi? <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Yuk, simak artikel ini lebih lanjut yang bisa kamu jadikan bahan pertimbangan sebelum mengajukan pinjaman di bank pemerintah ini.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/skorlife.com\/blog\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">Blog Skorlife<\/a> akan menjelaskannya lebih lanjut dengan mengutip dari berbagai sumber, termasuk situs resmi BNI.<\/p>\n<hr \/>\n<h2><b>Tabel Angsuran Pinjaman BNI Fleksi Tenor 1-5 Tahun<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Di bawah ini adalah tabel simulasi angsuran pinjaman dengan tenor 1 hingga 5 tahun dan suku bunga mulai dari 6.72% hingga 7.30%.<\/span><\/p>\n<table id=\"tablepress-3\" class=\"tablepress tablepress-id-3\">\n<caption style=\"caption-side:bottom;text-align:left;border:none;background:none;margin:0;padding:0;\"><a href=\"https:\/\/skorlife.com\/blog\/wp-admin\/admin.php?page=tablepress&#038;action=edit&#038;table_id=3\" rel=\"nofollow\" data-wpel-link=\"internal\">Edit<\/a><\/caption>\n<thead>\n<tr class=\"row-1\">\n<th class=\"column-1\">Jumlah Pinjaman<\/th>\n<th class=\"column-2\">1 tahun<\/th>\n<th class=\"column-3\">2 tahun<\/th>\n<th class=\"column-4\">3 tahun<\/th>\n<th class=\"column-5\">4 tahun<\/th>\n<th class=\"column-6\">5 tahun<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\">Bunga<\/td>\n<td class=\"column-2\">6.72%<\/td>\n<td class=\"column-3\">6.72%<\/td>\n<td class=\"column-4\">7.10%<\/td>\n<td class=\"column-5\">7.19%<\/td>\n<td class=\"column-6\">7.30%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n<td class=\"column-1\">Rp 5.000.000<\/td>\n<td class=\"column-2\">Rp 444.667<\/td>\n<td class=\"column-3\">Rp 236.333<\/td>\n<td class=\"column-4\">Rp 168.472<\/td>\n<td class=\"column-5\">Rp 134.125<\/td>\n<td class=\"column-6\">Rp 113.750<\/td>\n<\/tr>\n<tr class=\"row-4\">\n<td class=\"column-1\">Rp 10.000.000<\/td>\n<td class=\"column-2\">Rp 889.333<\/td>\n<td class=\"column-3\">Rp 472.667<\/td>\n<td class=\"column-4\">Rp 336.944<\/td>\n<td class=\"column-5\">Rp 268.250<\/td>\n<td class=\"column-6\">Rp 227.500<\/td>\n<\/tr>\n<tr class=\"row-5\">\n<td class=\"column-1\">Rp 50.000.000<\/td>\n<td class=\"column-2\">Rp 4.446.667<\/td>\n<td class=\"column-3\">Rp 2.363.333<\/td>\n<td class=\"column-4\">Rp 1.684.722<\/td>\n<td class=\"column-5\">Rp 1.341.250<\/td>\n<td class=\"column-6\">Rp 1.137.500<\/td>\n<\/tr>\n<tr class=\"row-6\">\n<td class=\"column-1\">Rp 100.000.000<\/td>\n<td class=\"column-2\">Rp 8.893.333<\/td>\n<td class=\"column-3\">Rp 4.726.667<\/td>\n<td class=\"column-4\">Rp 3.369.444<\/td>\n<td class=\"column-5\">Rp 2.682.500<\/td>\n<td class=\"column-6\">Rp 2.275.000<\/td>\n<\/tr>\n<tr class=\"row-7\">\n<td class=\"column-1\">Rp 200.000.000<\/td>\n<td class=\"column-2\">Rp 17.786.667<\/td>\n<td class=\"column-3\">Rp 9.453.333<\/td>\n<td class=\"column-4\">Rp 6.738.889<\/td>\n<td class=\"column-5\">Rp 5.365.000<\/td>\n<td class=\"column-6\">Rp 4.550.000<\/td>\n<\/tr>\n<tr class=\"row-8\">\n<td class=\"column-1\">Rp 300.000.000<\/td>\n<td class=\"column-2\">Rp 26.680.000<\/td>\n<td class=\"column-3\">Rp 14.180.000<\/td>\n<td class=\"column-4\">Rp 10.108.333<\/td>\n<td class=\"column-5\">Rp 8.047.500<\/td>\n<td class=\"column-6\">Rp 6.825.000<\/td>\n<\/tr>\n<tr class=\"row-9\">\n<td class=\"column-1\">Rp 400.000.000<\/td>\n<td class=\"column-2\">Rp 35.573.333<\/td>\n<td class=\"column-3\">Rp 18.906.667<\/td>\n<td class=\"column-4\">Rp 13.477.778<\/td>\n<td class=\"column-5\">Rp 10.730.000<\/td>\n<td class=\"column-6\">Rp 9.100.000<\/td>\n<\/tr>\n<tr class=\"row-10\">\n<td class=\"column-1\">Rp 500.000.000<\/td>\n<td class=\"column-2\">Rp 44.466.667<\/td>\n<td class=\"column-3\">Rp 23.633.333<\/td>\n<td class=\"column-4\">Rp 16.847.222<\/td>\n<td class=\"column-5\">Rp 13.412.500<\/td>\n<td class=\"column-6\">Rp 11.375.000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/>\n<h2><b>Tabel Angsuran Pinjaman BNI Fleksi Tenor 6-10 Tahun<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Sedangkan, apabila kamu ingin mengajukan pinjaman dengan tenor 6 hingga 10 tahun, berikut adalah tabel angsurannya dengan bunga mulai dari 7.98% hingga 8.63%.<\/span><\/p>\n<table id=\"tablepress-4\" class=\"tablepress tablepress-id-4\">\n<caption style=\"caption-side:bottom;text-align:left;border:none;background:none;margin:0;padding:0;\"><a href=\"https:\/\/skorlife.com\/blog\/wp-admin\/admin.php?page=tablepress&#038;action=edit&#038;table_id=4\" rel=\"nofollow\" data-wpel-link=\"internal\">Edit<\/a><\/caption>\n<thead>\n<tr class=\"row-1\">\n<th class=\"column-1\">Jumlah Pinjaman<\/th>\n<th class=\"column-2\">6 tahun<\/th>\n<th class=\"column-3\">7 tahun<\/th>\n<th class=\"column-4\">8 tahun<\/th>\n<th class=\"column-5\">9 tahun<\/th>\n<th class=\"column-6\">10 tahun<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\">Bunga<\/td>\n<td class=\"column-2\">7.98%<\/td>\n<td class=\"column-3\">8.20%<\/td>\n<td class=\"column-4\">8.35%<\/td>\n<td class=\"column-5\">8.49%<\/td>\n<td class=\"column-6\">8.63%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n<td class=\"column-1\">Rp 5.000.000<\/td>\n<td class=\"column-2\">Rp 102.694<\/td>\n<td class=\"column-3\">Rp 93.690<\/td>\n<td class=\"column-4\">Rp 86.875<\/td>\n<td class=\"column-5\">Rp 81.671<\/td>\n<td class=\"column-6\">Rp 77.625<\/td>\n<\/tr>\n<tr class=\"row-4\">\n<td class=\"column-1\">Rp 10.000.000<\/td>\n<td class=\"column-2\">Rp 205.389<\/td>\n<td class=\"column-3\">Rp 187.381<\/td>\n<td class=\"column-4\">Rp 173.750<\/td>\n<td class=\"column-5\">Rp 163.343<\/td>\n<td class=\"column-6\">Rp 155.250<\/td>\n<\/tr>\n<tr class=\"row-5\">\n<td class=\"column-1\">Rp 50.000.000<\/td>\n<td class=\"column-2\">Rp 1.026.944<\/td>\n<td class=\"column-3\">Rp 936.905<\/td>\n<td class=\"column-4\">Rp 868.750<\/td>\n<td class=\"column-5\">Rp 816.713<\/td>\n<td class=\"column-6\">Rp 776.250<\/td>\n<\/tr>\n<tr class=\"row-6\">\n<td class=\"column-1\">Rp 100.000.000<\/td>\n<td class=\"column-2\">Rp 2.053.889<\/td>\n<td class=\"column-3\">Rp 1.873.810<\/td>\n<td class=\"column-4\">Rp 1.737.500<\/td>\n<td class=\"column-5\">Rp 1.633.426<\/td>\n<td class=\"column-6\">Rp 1.552.500<\/td>\n<\/tr>\n<tr class=\"row-7\">\n<td class=\"column-1\">Rp 200.000.000<\/td>\n<td class=\"column-2\">Rp 4.107.778<\/td>\n<td class=\"column-3\">Rp 3.747.619<\/td>\n<td class=\"column-4\">Rp 3.475.000<\/td>\n<td class=\"column-5\">Rp 3.266.852<\/td>\n<td class=\"column-6\">Rp 3.105.000<\/td>\n<\/tr>\n<tr class=\"row-8\">\n<td class=\"column-1\">Rp 300.000.000<\/td>\n<td class=\"column-2\">Rp 6.161.667<\/td>\n<td class=\"column-3\">Rp 5.621.429<\/td>\n<td class=\"column-4\">Rp 5.212.500<\/td>\n<td class=\"column-5\">Rp 4.900.278<\/td>\n<td class=\"column-6\">Rp 4.657.500<\/td>\n<\/tr>\n<tr class=\"row-9\">\n<td class=\"column-1\">Rp 400.000.000<\/td>\n<td class=\"column-2\">Rp 8.215.556<\/td>\n<td class=\"column-3\">Rp 7.495.238<\/td>\n<td class=\"column-4\">Rp 6.950.000<\/td>\n<td class=\"column-5\">Rp 6.533.704<\/td>\n<td class=\"column-6\">Rp 6.210.000<\/td>\n<\/tr>\n<tr class=\"row-10\">\n<td class=\"column-1\">Rp 500.000.000<\/td>\n<td class=\"column-2\">Rp 10.269.444<\/td>\n<td class=\"column-3\">Rp 9.369.048<\/td>\n<td class=\"column-4\">Rp 8.687.500<\/td>\n<td class=\"column-5\">Rp 8.167.130<\/td>\n<td class=\"column-6\">Rp 7.762.500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/>\n<h2><b>Tabel Angsuran Pinjaman BNI Fleksi Tenor 11-15 Tahun<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Jika kamu tertarik mengajukan pinjaman BNI Fleksi dengan tenor 11 hingga 15 tahun, di bawah ini adalah tabel angsuran dengan bunga mulai dari 8.77% hingga 9.31% per tahun.<\/span><\/p>\n<table id=\"tablepress-5\" class=\"tablepress tablepress-id-5\">\n<caption style=\"caption-side:bottom;text-align:left;border:none;background:none;margin:0;padding:0;\"><a href=\"https:\/\/skorlife.com\/blog\/wp-admin\/admin.php?page=tablepress&#038;action=edit&#038;table_id=5\" rel=\"nofollow\" data-wpel-link=\"internal\">Edit<\/a><\/caption>\n<thead>\n<tr class=\"row-1\">\n<th class=\"column-1\">Jumlah Pinjaman<\/th>\n<th class=\"column-2\">11 tahun<\/th>\n<th class=\"column-3\">12 tahun<\/th>\n<th class=\"column-4\">13 tahun<\/th>\n<th class=\"column-5\">14 tahun<\/th>\n<th class=\"column-6\">15 tahun<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\">Bunga<\/td>\n<td class=\"column-2\">8.77%<\/td>\n<td class=\"column-3\">8.91%<\/td>\n<td class=\"column-4\">9.05%<\/td>\n<td class=\"column-5\">9.18%<\/td>\n<td class=\"column-6\">9.31%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n<td class=\"column-1\">Rp 5.000.000<\/td>\n<td class=\"column-2\">Rp 74.420<\/td>\n<td class=\"column-3\">Rp 71.847<\/td>\n<td class=\"column-4\">Rp 69.760<\/td>\n<td class=\"column-5\">Rp 68.012<\/td>\n<td class=\"column-6\">Rp 66.569<\/td>\n<\/tr>\n<tr class=\"row-4\">\n<td class=\"column-1\">Rp 10.000.000<\/td>\n<td class=\"column-2\">Rp 148.841<\/td>\n<td class=\"column-3\">Rp 143.694<\/td>\n<td class=\"column-4\">Rp 139.519<\/td>\n<td class=\"column-5\">Rp 136.024<\/td>\n<td class=\"column-6\">Rp 133.139<\/td>\n<\/tr>\n<tr class=\"row-5\">\n<td class=\"column-1\">Rp 50.000.000<\/td>\n<td class=\"column-2\">Rp 744.205<\/td>\n<td class=\"column-3\">Rp 718.472<\/td>\n<td class=\"column-4\">Rp 697.596<\/td>\n<td class=\"column-5\">Rp 680.119<\/td>\n<td class=\"column-6\">Rp 665.694<\/td>\n<\/tr>\n<tr class=\"row-6\">\n<td class=\"column-1\">Rp 100.000.000<\/td>\n<td class=\"column-2\">Rp 1.488.409<\/td>\n<td class=\"column-3\">Rp 1.436.944<\/td>\n<td class=\"column-4\">Rp 1.395.192<\/td>\n<td class=\"column-5\">Rp 1.360.238<\/td>\n<td class=\"column-6\">Rp 1.331.389<\/td>\n<\/tr>\n<tr class=\"row-7\">\n<td class=\"column-1\">Rp 200.000.000<\/td>\n<td class=\"column-2\">Rp 2.976.818<\/td>\n<td class=\"column-3\">Rp 2.873.889<\/td>\n<td class=\"column-4\">Rp 2.790.385<\/td>\n<td class=\"column-5\">Rp 2.720.476<\/td>\n<td class=\"column-6\">Rp 2.662.778<\/td>\n<\/tr>\n<tr class=\"row-8\">\n<td class=\"column-1\">Rp 300.000.000<\/td>\n<td class=\"column-2\">Rp 4.465.227<\/td>\n<td class=\"column-3\">Rp 4.310.833<\/td>\n<td class=\"column-4\">Rp 4.185.577<\/td>\n<td class=\"column-5\">Rp 4.080.714<\/td>\n<td class=\"column-6\">Rp 3.994.167<\/td>\n<\/tr>\n<tr class=\"row-9\">\n<td class=\"column-1\">Rp 400.000.000<\/td>\n<td class=\"column-2\">Rp 5.953.636<\/td>\n<td class=\"column-3\">Rp 5.747.778<\/td>\n<td class=\"column-4\">Rp 5.580.769<\/td>\n<td class=\"column-5\">Rp 5.440.952<\/td>\n<td class=\"column-6\">Rp 5.325.556<\/td>\n<\/tr>\n<tr class=\"row-10\">\n<td class=\"column-1\">Rp 500.000.000<\/td>\n<td class=\"column-2\">Rp 7.442.045<\/td>\n<td class=\"column-3\">Rp 7.184.722<\/td>\n<td class=\"column-4\">Rp 6.975.962<\/td>\n<td class=\"column-5\">Rp 6.801.190<\/td>\n<td class=\"column-6\">Rp 6.656.944<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/>\n<h2><b>Syarat Pengajuan Pinjaman BNI Fleksi<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Berikut adalah beberapa syarat agar bisa mengajukan pinjaman BNI Fleksi, di antaranya:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">WNI (Warga Negara Indonesia)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bekerja dengan status pegawai tetap<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Menggunakan fasilitas <em>payroll<\/em> di BNI<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Usia minimum 21 tahun dan maksimum 65 tahun<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Melengkapi dokumen yang dibutuhkan, seperti:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fotokopi KTP Pemohon<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Fotokopi NPWP (Nomor Pokok Wajib Pajak) Pribadi atau SPT PPH 21<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Rekening Koran atau Tabungan 3 bulan terakhir<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Slip gaji terakhir atau Surat keterangan gaji<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Pas foto 4&#215;6<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Surat keterangan masa kerja dari Atasan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Surat Pernyataan tidak akan memindahkan Payroll sampai dengan kredit lunas<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Itulah informasi mengenai tabel angsuran pinjaman dari BNI dan cara pengajuannya. Hmm, ternyata mudah juga ya.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Apakah kamu tertarik untuk mengajukan pinjaman melalui BNI? Pastikan kamu sudah mempertimbangkannya dengan baik, ya!<\/span><\/p>\n<p>Nah, itulah pembahasan kredit tanpa agunan dari BNI. Mungkin kamu mau mengajukannya untuk sejumlah keperluan.<\/p>\n<p>Ingat, sebelum mengajukannya, kamu harus menghitung apakah bisa membayar cicilan setiap bulannya.<\/p>\n<p>Saatnya kamu melirik investasi di pasar modal seperti saham, sukuk, dan reksadana, intip sejumlah rekomendasinya di <a href=\"https:\/\/skorlife.com\/blog\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">blog Skorlife<\/a>.<\/p>\n<p>Jangan sampai pengajuan kredit ke bank untuk membeli apartemen ditolak, pastikan cek skor kredit melalui <a href=\"https:\/\/skorlife.com\/id\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">aplikasi Skorlife<\/a>.<\/p>\n<p>Bingung cek tagihan kartu kredit, saatnya kamu beralih ke <a href=\"https:\/\/skorcard.app\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">Mayapada Skorcard<\/a> yang memberikan kemudahan untuk semuanya.<\/p>\n<p>Berencana untuk berlibur ke Bali atau Lombok, cek rekomendasi hotel terbaik dengan membaca artikel-artikel terbaru di <a href=\"https:\/\/skorcard.app\/blog\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">blog Skorcard<\/a>.<\/p>\n<p><a href=\"https:\/\/skorlife.go.link\/8IqIg?utm_source=skorlife_blog&amp;utm_medium=banner&amp;utm_campaign=cta_skorlife\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7559 size-large\" src=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-Cek-Riwayat-Peluang-Kredit-approved-1024x512.jpg\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-Cek-Riwayat-Peluang-Kredit-approved-1024x512.jpg 1024w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-Cek-Riwayat-Peluang-Kredit-approved-300x150.jpg 300w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-Cek-Riwayat-Peluang-Kredit-approved-768x384.jpg 768w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-Cek-Riwayat-Peluang-Kredit-approved-1536x768.jpg 1536w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-Cek-Riwayat-Peluang-Kredit-approved-2048x1024.jpg 2048w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<hr \/>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"HowTo\", \"name\": \"Cara Mengajukan Pinjaman BNI Fleksi\", \"step\": [{\"@type\": \"HowToStep\", \"name\": \"Pastikan Syarat Dasar\", \"text\": \"Pastikan Anda WNI, pegawai tetap dengan payroll di BNI, dan berusia 21-65 tahun.\", \"position\": 1}, {\"@type\": \"HowToStep\", \"name\": \"Siapkan Dokumen Lengkap\", \"text\": \"Siapkan fotokopi KTP, NPWP\/SPT PPH 21, rekening koran 3 bulan terakhir, slip gaji terakhir, pas foto 4x6, surat keterangan masa kerja, dan surat pernyataan tidak akan memindahkan payroll sampai kredit lunas.\", \"position\": 2}, {\"@type\": \"HowToStep\", \"name\": \"Ajukan ke BNI\", \"text\": \"Kunjungi kantor cabang BNI terdekat dengan dokumen lengkap untuk mengajukan pinjaman BNI Fleksi.\", \"position\": 3}]}<\/script><\/p>\n<hr \/>\n<h2>Pertanyaan yang Sering Diajukan (FAQ)<\/h2>\n<h3>Berapa bunga pinjaman BNI Fleksi 2026?<\/h3>\n<p>Bunga BNI Fleksi berkisar 6,72%-9,31% per tahun, tergantung tenor pinjaman. Tenor pendek (1 tahun) bunga 6,72%, sedangkan tenor panjang (15 tahun) bunga 9,31%.<\/p>\n<h3>Berapa angsuran BNI Fleksi Rp10 juta per bulan?<\/h3>\n<p>Untuk pinjaman Rp10 juta, angsuran bervariasi: Rp889.333\/bulan (tenor 1 tahun), Rp336.944\/bulan (tenor 3 tahun), Rp227.500\/bulan (tenor 5 tahun), atau Rp155.250\/bulan (tenor 10 tahun).<\/p>\n<h3>Apakah BNI Fleksi bisa tanpa payroll BNI?<\/h3>\n<p>Tidak, syarat wajib BNI Fleksi adalah menggunakan fasilitas payroll di BNI. Pemohon juga harus membuat surat pernyataan tidak akan memindahkan payroll sampai kredit lunas.<\/p>\n<h3>Berapa plafon maksimal pinjaman BNI Fleksi?<\/h3>\n<p>Plafon maksimal pinjaman BNI Fleksi adalah Rp500 juta dengan tenor maksimal hingga 15 tahun untuk pegawai tetap.<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Berapa bunga pinjaman BNI Fleksi 2026?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Bunga BNI Fleksi berkisar 6,72%-9,31% per tahun, tergantung tenor pinjaman. 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Pemohon juga harus membuat surat pernyataan tidak akan memindahkan payroll sampai kredit lunas.\"}}, {\"@type\": \"Question\", \"name\": \"Berapa plafon maksimal pinjaman BNI Fleksi?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Plafon maksimal pinjaman BNI Fleksi adalah Rp500 juta dengan tenor maksimal hingga 15 tahun untuk pegawai tetap.\"}}]}<\/script><\/p>\n<p>Untuk rujukan resmi dan informasi terbaru, kamu bisa cek langsung situs <a href=\"https:\/\/www.ojk.go.id\/\" rel=\"noopener external noreferrer\" target=\"_blank\" data-wpel-link=\"external\">Otoritas Jasa Keuangan<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jawaban singkat: BNI Fleksi adalah kredit tanpa agunan untuk pegawai tetap dengan plafon hingga Rp500 juta dan tenor maksimal 15<\/p>\n","protected":false},"author":27,"featured_media":1076,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","footnotes":"","jetpack_post_was_ever_published":false},"categories":[12],"tags":[38],"class_list":["post-1034","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pinjol-kta","tag-kredit"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tabel Pinjaman BNI Fleksi 2026: Angsuran &amp; Syarat Lengkap<\/title>\n<meta name=\"description\" content=\"Tabel lengkap angsuran BNI Fleksi 2026: plafon Rp500 juta, bunga 6,72%-9,31%, tenor 1-15 tahun. 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