{"id":1299,"date":"2024-10-24T17:00:55","date_gmt":"2024-10-24T10:00:55","guid":{"rendered":"http:\/\/34.101.166.12\/blog\/?p=1299"},"modified":"2026-11-03T08:37:27","modified_gmt":"2026-11-03T01:37:27","slug":"tabel-angsuran-adakami","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-angsuran-adakami\/","title":{"rendered":"Perbandingan Limit &#038; Tenor Adakami vs Platform Lain 2026"},"content":{"rendered":"<p><!-- fs-anchor 2026-08-20 --><\/p>\n<div class=\"aio-answer-block\" style=\"background:#f7f8fa;padding:1rem 1.25rem;border-left:4px solid #1e6091;border-radius:0.25rem;margin:1rem 0;\">\n<p><strong>Jawaban singkat:<\/strong> Adakami menawarkan limit pinjaman Rp400 ribu hingga Rp80 juta dengan tenor 3-12 bulan untuk pinjaman bulanan, dan tenor 14-28 hari untuk pinjaman harian dengan limit awal Rp3 juta. Bunga flat 3% per bulan plus biaya layanan 1,42% dari pokok pinjaman. Dibanding platform lain seperti Akulaku dan Kredivo yang disebutkan di artikel, Adakami memiliki range tenor serupa namun struktur biaya perlu dibandingkan langsung karena masing-masing platform punya perhitungan berbeda. Limit tertinggi Adakami Rp80 juta didapat setelah riwayat pembayaran lancar.<\/p>\n<\/div>\n<table border='1' cellpadding='8' cellspacing='0' style='border-collapse:collapse;width:100%;max-width:600px;'>\n<caption style='font-weight:bold;margin-bottom:8px;'>Perbandingan Limit &#038; Tenor Adakami<\/caption>\n<thead>\n<tr style='background-color:#f0f0f0;'>\n<th>Jenis Pinjaman<\/th>\n<th>Limit<\/th>\n<th>Tenor<\/th>\n<th>Bunga<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Pinjaman Harian<\/td>\n<td>Rp400rb &#8211; Rp3jt (awal)<\/td>\n<td>14, 21, 28 hari<\/td>\n<td>0,1-0,13% per hari<\/td>\n<\/tr>\n<tr>\n<td>Pinjaman Bulanan<\/td>\n<td>Rp400rb &#8211; Rp80jt<\/td>\n<td>3, 6, 12 bulan<\/td>\n<td>Flat 3%\/bulan + biaya 1,42%<\/td>\n<\/tr>\n<tr>\n<td>Syarat Limit Rp10jt<\/td>\n<td colspan='3'>Penghasilan min Rp3jt\/bulan, usia 21-50 tahun<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"skor-app-cta\" style=\"background:#e8f4fb;border-left:4px solid #0674ff;padding:1rem 1.25rem;border-radius:0.25rem;margin:1rem 0;\">\n<p><strong>Sebelum ajukan pinjaman, cek dulu skor kredit kamu gratis di aplikasi Skorlife \u2014 bank pakai data yang sama.<\/strong><\/p>\n<p><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.skorlife.score&#038;utm_source=blog-cta&#038;utm_medium=aio-block&#038;utm_campaign=tabel-angsuran-adakami\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">\ud83d\udcf1 Unduh di Play Store<\/a> \u00b7 <a href=\"https:\/\/apps.apple.com\/id\/app\/skorlife\/id1643472756?utm_source=blog-cta&#038;utm_medium=aio-block&#038;utm_campaign=tabel-angsuran-adakami\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">\ud83c\udf4e Unduh di App Store<\/a><\/p>\n<\/div>\n<table border='1' cellpadding='8' cellspacing='0' style='border-collapse:collapse;width:100%;max-width:600px;'>\n<thead>\n<tr>\n<th>Pinjaman<\/th>\n<th>Tenor<\/th>\n<th>Cicilan\/Bulan<\/th>\n<th>Total Bayar<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rp4.000.000<\/td>\n<td>3 bulan<\/td>\n<td>Rp1.510.133<\/td>\n<td>Rp4.530.400<\/td>\n<\/tr>\n<tr>\n<td>Rp5.000.000<\/td>\n<td>6 bulan<\/td>\n<td>Rp1.054.333<\/td>\n<td>Rp6.326.000<\/td>\n<\/tr>\n<tr>\n<td>Rp6.000.000<\/td>\n<td>12 bulan<\/td>\n<td>Rp765.200<\/td>\n<td>Rp9.182.400<\/td>\n<\/tr>\n<tr>\n<td>Rp8.000.000<\/td>\n<td>6 bulan<\/td>\n<td>Rp1.686.933<\/td>\n<td>Rp10.121.600<\/td>\n<\/tr>\n<tr>\n<td>Rp10.000.000<\/td>\n<td>12 bulan<\/td>\n<td>Rp1.275.333<\/td>\n<td>Rp15.304.000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"fs-lead\">Simulasi pinjaman Adakami 2026 menunjukkan bunga flat 3% per bulan dengan plafon Rp400 ribu hingga Rp80 juta untuk tenor 3-12 bulan. Contohnya, pinjaman Rp5 juta tenor 6 bulan dikenakan cicilan Rp1.054.333 per bulan dengan total pengembalian Rp6.326.000 termasuk biaya layanan 1,42% dari pokok pinjaman. Pahami tabel angsuran lengkap berikut sebelum mengajukan agar pembayaran lebih terencana.<\/p>\n<p>Inilah tabel angsuran Adakami yang lengkap berikut dengan bunga, syarat, dan limit pinjaman. Bijak dalam mengelola pinjaman ya.<\/p>\n<table border='1' cellpadding='8' cellspacing='0' style='border-collapse:collapse;width:100%;max-width:600px'>\n<thead>\n<tr style='background:#f4f4f4'>\n<th>Pinjaman<\/th>\n<th>Tenor<\/th>\n<th>Cicilan\/Bulan<\/th>\n<th>Total Bayar<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rp4.000.000<\/td>\n<td>3 bulan<\/td>\n<td>Rp1.510.133<\/td>\n<td>Rp4.530.400<\/td>\n<\/tr>\n<tr>\n<td>Rp5.000.000<\/td>\n<td>6 bulan<\/td>\n<td>Rp1.054.333<\/td>\n<td>Rp6.326.000<\/td>\n<\/tr>\n<tr>\n<td>Rp6.000.000<\/td>\n<td>12 bulan<\/td>\n<td>Rp765.200<\/td>\n<td>Rp9.182.400<\/td>\n<\/tr>\n<tr>\n<td>Rp8.000.000<\/td>\n<td>6 bulan<\/td>\n<td>Rp1.686.933<\/td>\n<td>Rp10.121.600<\/td>\n<\/tr>\n<tr>\n<td>Rp10.000.000<\/td>\n<td>12 bulan<\/td>\n<td>Rp1.275.333<\/td>\n<td>Rp15.304.000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!--more--><\/p>\n<p>Saat ini, perusahaan pinjaman dana tunai sudah semakin banyak. Salah satu perusahan tersebut adalah AdaKami.<\/p>\n<p>Perusahaan ini merupakan <em>fintech<\/em> baru yang berdiri pada tahun 2018 di bawah naungan PT Pembiayaan Digital Indonesia dan sudah mendapatkan izin dari OJK (Otoritas Jasa Keuangan).<\/p>\n<p>Bagi kamu yang memerlukan pinjaman dalam waktu cepat, tanpa jaminan, dan jumlah yang lumayan, mungkin bisa melirik Adakami.<\/p>\n<p>Namun, sebelum mengajukannya, kamu juga harus berhitung mengenai banyak hal termasuk mengenai <a href=\"https:\/\/skorlife.com\/blog\/pinjol-kta\/cara-menghitung-persen-bunga-pinjaman\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">bunga pinjaman<\/a>.<\/p>\n<p>Seperti apa pinjaman di AdaKami? Yuk, simak penjelasan di bawah ini, <a href=\"https:\/\/skorlife.com\/blog\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">blog Skorlife<\/a> telah merangkumnya dari berbagai sumber.<\/p>\n<div class=\"daftarisi\">\n<ul>\n<li><a href=\"#bunga\">Bunga dan biaya layanan<\/a><\/li>\n<li><a href=\"#limit\">Limit pinjaman<\/a><\/li>\n<li><a href=\"#syarat\">Syarat pinjaman<\/a><\/li>\n<li><a href=\"#keuntungan\">Keuntungan<\/a><\/li>\n<li><a href=\"#tabelpinjamanharian\">Tabel pinjaman harian<\/a><\/li>\n<li><a href=\"#tabelpinjamanadakamicicilan\">Tabel pinjaman bulanan<\/a><\/li>\n<\/ul>\n<\/div>\n<hr \/>\n<h2 id=\"bunga\"><strong>Bunga dan Biaya Layanan di Adakami<\/strong><\/h2>\n<p>Platform pinjaman uang tunai <em>online<\/em> mengenakan bunga sebesar 3-4% per bulannya. Untuk bunga harian sebesar 0,1 -0,13% dengan tenor (jangka waktu) cicilan mulai dari 14, 21 dan 28 hari.<\/p>\n<p>Total bunga dalam satu bulan sekitar 3-4%. Sedangkan untuk pinjaman cicilan dengan tenor 3, 6, dan 12 bulan, AdaKami memberikan bunga <em>flat<\/em> sebesar 3% per bulan dari total pinjaman.<\/p>\n<p>Perusahaan keuangan ini membebankan biaya layanan per bulan kepada para nasabahnya dengan besar biaya layanan sebesar 1,42% dari total pokok pinjaman.<\/p>\n<h2 id=\"limit\"><strong>Limit Pinjaman AdaKami<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2355\" src=\"http:\/\/34.101.166.12\/blog\/wp-content\/uploads\/2023\/08\/berlimpah-uang.jpg\" alt=\"berlimpah-uang\" width=\"1200\" height=\"665\" srcset=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2023\/08\/berlimpah-uang.jpg 1200w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2023\/08\/berlimpah-uang-300x166.jpg 300w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2023\/08\/berlimpah-uang-1024x567.jpg 1024w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2023\/08\/berlimpah-uang-768x426.jpg 768w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2023\/08\/berlimpah-uang-392x218.jpg 392w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>AdaKami menawarkan beberapa pilihan pinjaman, yaitu Pinjaman Harian dan Pinjaman Cicilan dengan batas tenor yang berbeda.<\/p>\n<p>Minimal nominal yang bisa kamu ajukan sebesar Rp400 ribu. Untuk pinjaman pertama yakni sebesar Rp3 juta dengan tenor pembayaran 14, 21, dan 28 hari.<\/p>\n<p>Untuk pinjaman yang mencapai Rp10 juta dengan tenor 2, 3, 6, dan 12 bulan hanya bisa diajukan bila akun kamu sudah mendapatkan kenaikan limit.<\/p>\n<p>Cara untuk menaikan limit salah satunya dengan cara melakukan pembayaran dengan lancar. Limit tertinggi yang bisa kamu ajukan sebesar Rp80 juta.<\/p>\n<h2 id=\"syarat\"><strong>Syarat Pinjaman Adakami<\/strong><\/h2>\n<p>Tentunya dalam mengajukan dana pinjaman terdapat berbagai macam syarat di antaranya usia. Peminjam minimal berusia 21 tahun sampai dengan maksmial 50 tahun.<\/p>\n<p>Berpenghasilan tetap minimal Rp3 juta perbulan jika ingin mengakses pinjaman dengan limit Rp10 juta. Memiliki e-KTP (Kartu Tanda Penduduk) karena nanti akan mengisi formulir dengan cara foto menggunakan e-KTP.<\/p>\n<p>Memiliki nomor rekening atas nama sendiri atau nomor rekening harus sama dengan nama yang terdaftar di aplikasi AdaKami.<\/p>\n<h2 id=\"keuntungan\"><strong>Keuntungan Mengajukan Pinjaman di AdaKami<\/strong><\/h2>\n<p>Sebelum mengajukan proses pinjaman, tentunya kamu harus tahu apa saja keuntungan yang diberikan oleh <em>peer to peer landing<\/em> ini.<\/p>\n<p>Lembaga keuangan ini memberikan pencairan yang termasuk cepat, batas proses persetujuan sampai dengan waktu 48 jam.<\/p>\n<p>Selain itu, perusahaan rintisan ini juga menjamin perlindungan data pribadi. Untuk proses pengajuan peminjaman juga secara <em>digital <\/em>sehingga mempermudah proses pendaftaran.<\/p>\n<p>Tidak ketinggalan, lembaga pembiayaan ini juga menawarkan poin dan bonus menarik serta menyediakan tenor hingga 12 bulan.<\/p>\n<p>Tentunya AdaKami juga memiliki kekurangan yakni jumlah bunga dalam kurun waktu satu bulan yang cukup tinggi. Selain itu, ada juga memberikan denda sebesar Rp50 ribu jika terlambat dalam pembayaran.<\/p>\n<p>Terakhir jika kamu tidak melakukan pembayaran maka <em>debt collector<\/em> akan menagih secara langsung. Berikut tabel perhitungan pinjaman AdaKami.<\/p>\n<hr \/>\n<h2 id=\"tabelpinjamanharian\"><strong>Tabel Angsuran Adakami Pinjaman Harian<\/strong><\/h2>\n<table id=\"tablepress-54\" class=\"tablepress tablepress-id-54\">\n<caption style=\"caption-side:bottom;text-align:left;border:none;background:none;margin:0;padding:0;\"><a href=\"https:\/\/skorlife.com\/blog\/wp-admin\/admin.php?page=tablepress&#038;action=edit&#038;table_id=54\" rel=\"nofollow\" data-wpel-link=\"internal\">Edit<\/a><\/caption>\n<thead>\n<tr class=\"row-1\">\n<th class=\"column-1\">Pinjaman<\/th>\n<th class=\"column-2\">Tenor (Hari)<\/th>\n<th class=\"column-3\">Bunga<\/th>\n<th class=\"column-4\">Cicilan per hari<\/th>\n<th class=\"column-5\">Total Pembayaran<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\">Rp500,000<\/td>\n<td class=\"column-2\">14<\/td>\n<td class=\"column-3\">Rp10,311<\/td>\n<td class=\"column-4\">Rp36,451<\/td>\n<td class=\"column-5\">Rp510,311<\/td>\n<\/tr>\n<tr class=\"row-3\">\n<td class=\"column-1\">Rp500,000<\/td>\n<td class=\"column-2\">21<\/td>\n<td class=\"column-3\">Rp15,467<\/td>\n<td class=\"column-4\">Rp24,546<\/td>\n<td class=\"column-5\">Rp515,467<\/td>\n<\/tr>\n<tr class=\"row-4\">\n<td class=\"column-1\">Rp500,000<\/td>\n<td class=\"column-2\">28<\/td>\n<td class=\"column-3\">Rp20,622<\/td>\n<td class=\"column-4\">Rp18,594<\/td>\n<td class=\"column-5\">Rp520,622<\/td>\n<\/tr>\n<tr class=\"row-5\">\n<td class=\"column-1\">Rp1,000,000<\/td>\n<td class=\"column-2\">14<\/td>\n<td class=\"column-3\">Rp20,622<\/td>\n<td class=\"column-4\">Rp72,902<\/td>\n<td class=\"column-5\">Rp1,020,622<\/td>\n<\/tr>\n<tr class=\"row-6\">\n<td class=\"column-1\">Rp1,000,000<\/td>\n<td class=\"column-2\">21<\/td>\n<td class=\"column-3\">Rp30,933<\/td>\n<td class=\"column-4\">Rp49,092<\/td>\n<td class=\"column-5\">Rp1,030,933<\/td>\n<\/tr>\n<tr class=\"row-7\">\n<td class=\"column-1\">Rp1,000,000<\/td>\n<td class=\"column-2\">28<\/td>\n<td class=\"column-3\">Rp41,244<\/td>\n<td class=\"column-4\">Rp37,187<\/td>\n<td class=\"column-5\">Rp1,041,244<\/td>\n<\/tr>\n<tr class=\"row-8\">\n<td class=\"column-1\">Rp1,500,000<\/td>\n<td class=\"column-2\">14<\/td>\n<td class=\"column-3\">Rp30,933<\/td>\n<td class=\"column-4\">Rp109,352<\/td>\n<td class=\"column-5\">Rp1,530,933<\/td>\n<\/tr>\n<tr class=\"row-9\">\n<td class=\"column-1\">Rp1,500,000<\/td>\n<td class=\"column-2\">21<\/td>\n<td class=\"column-3\">Rp46,400<\/td>\n<td class=\"column-4\">Rp73,638<\/td>\n<td class=\"column-5\">Rp1,546,400<\/td>\n<\/tr>\n<tr class=\"row-10\">\n<td class=\"column-1\">Rp1,500,000<\/td>\n<td class=\"column-2\">28<\/td>\n<td class=\"column-3\">Rp61,856<\/td>\n<td class=\"column-4\">Rp55,781<\/td>\n<td class=\"column-5\">Rp1,561,856<\/td>\n<\/tr>\n<tr class=\"row-11\">\n<td class=\"column-1\">Rp2,000,000<\/td>\n<td class=\"column-2\">14<\/td>\n<td class=\"column-3\">Rp41,244<\/td>\n<td class=\"column-4\">Rp145,803<\/td>\n<td class=\"column-5\">Rp2,041,244<\/td>\n<\/tr>\n<tr class=\"row-12\">\n<td class=\"column-1\">Rp2,000,000<\/td>\n<td class=\"column-2\">21<\/td>\n<td class=\"column-3\">Rp61,866<\/td>\n<td class=\"column-4\">Rp98,184<\/td>\n<td class=\"column-5\">Rp2,061,866<\/td>\n<\/tr>\n<tr class=\"row-13\">\n<td class=\"column-1\">Rp2,000,000<\/td>\n<td class=\"column-2\">28<\/td>\n<td class=\"column-3\">Rp82,488<\/td>\n<td class=\"column-4\">Rp74,375<\/td>\n<td class=\"column-5\">Rp2,082,488<\/td>\n<\/tr>\n<tr class=\"row-14\">\n<td class=\"column-1\">Rp2,500,000<\/td>\n<td class=\"column-2\">14<\/td>\n<td class=\"column-3\">Rp51,555<\/td>\n<td class=\"column-4\">Rp182,254<\/td>\n<td class=\"column-5\">Rp2,551,555<\/td>\n<\/tr>\n<tr class=\"row-15\">\n<td class=\"column-1\">Rp2,500,000<\/td>\n<td class=\"column-2\">21<\/td>\n<td class=\"column-3\">Rp77,333<\/td>\n<td class=\"column-4\">Rp122,730<\/td>\n<td class=\"column-5\">Rp2,577,333<\/td>\n<\/tr>\n<tr class=\"row-16\">\n<td class=\"column-1\">Rp2,500,000<\/td>\n<td class=\"column-2\">28<\/td>\n<td class=\"column-3\">Rp103,110<\/td>\n<td class=\"column-4\">Rp92,968<\/td>\n<td class=\"column-5\">Rp2,603,110<\/td>\n<\/tr>\n<tr class=\"row-17\">\n<td class=\"column-1\">Rp3,000,000<\/td>\n<td class=\"column-2\">14<\/td>\n<td class=\"column-3\">Rp61,866<\/td>\n<td class=\"column-4\">Rp218,705<\/td>\n<td class=\"column-5\">Rp3,061,866<\/td>\n<\/tr>\n<tr class=\"row-18\">\n<td class=\"column-1\">Rp3,000,000<\/td>\n<td class=\"column-2\">21<\/td>\n<td class=\"column-3\">Rp92,799<\/td>\n<td class=\"column-4\">Rp147,276<\/td>\n<td class=\"column-5\">Rp3,092,799<\/td>\n<\/tr>\n<tr class=\"row-19\">\n<td class=\"column-1\">Rp3,000,000<\/td>\n<td class=\"column-2\">28<\/td>\n<td class=\"column-3\">Rp123,732<\/td>\n<td class=\"column-4\">Rp111,562<\/td>\n<td class=\"column-5\">Rp3,123,732<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/>\n<h2 id=\"tabelpinjamanadakamicicilan\"><strong>Tabel Angsuran Adakami Pinjaman Bulanan<\/strong><\/h2>\n<table id=\"tablepress-53\" class=\"tablepress tablepress-id-53\">\n<caption style=\"caption-side:bottom;text-align:left;border:none;background:none;margin:0;padding:0;\"><a href=\"https:\/\/skorlife.com\/blog\/wp-admin\/admin.php?page=tablepress&#038;action=edit&#038;table_id=53\" rel=\"nofollow\" data-wpel-link=\"internal\">Edit<\/a><\/caption>\n<thead>\n<tr class=\"row-1\">\n<th class=\"column-1\">Pinjaman<\/th>\n<th class=\"column-2\">Tenor (Bulan)<\/th>\n<th class=\"column-3\">%bunga<\/th>\n<th class=\"column-4\">Bunga<\/th>\n<th class=\"column-5\">Cicilan per bulan<\/th>\n<th class=\"column-6\">Total Pengembalian<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n<td class=\"column-1\">Rp4,000,000<\/td>\n<td class=\"column-2\">3<\/td>\n<td class=\"column-3\">13.26%<\/td>\n<td class=\"column-4\">Rp530,400<\/td>\n<td class=\"column-5\">Rp1,510,133<\/td>\n<td class=\"column-6\">Rp4,530,400<\/td>\n<\/tr>\n<tr class=\"row-3\">\n<td class=\"column-1\">Rp4,000,000<\/td>\n<td class=\"column-2\">6<\/td>\n<td class=\"column-3\">26.52%<\/td>\n<td class=\"column-4\">Rp1,060,800<\/td>\n<td class=\"column-5\">Rp843,467<\/td>\n<td class=\"column-6\">Rp5,060,800<\/td>\n<\/tr>\n<tr class=\"row-4\">\n<td class=\"column-1\">Rp4,000,000<\/td>\n<td class=\"column-2\">12<\/td>\n<td class=\"column-3\">53.04%<\/td>\n<td class=\"column-4\">Rp2,121,600<\/td>\n<td class=\"column-5\">Rp510,133<\/td>\n<td class=\"column-6\">Rp6,121,600<\/td>\n<\/tr>\n<tr class=\"row-5\">\n<td class=\"column-1\">Rp5,000,000<\/td>\n<td class=\"column-2\">3<\/td>\n<td class=\"column-3\">13.26%<\/td>\n<td class=\"column-4\">Rp663,000<\/td>\n<td class=\"column-5\">Rp1,887,667<\/td>\n<td class=\"column-6\">Rp5,663,000<\/td>\n<\/tr>\n<tr class=\"row-6\">\n<td class=\"column-1\">Rp5,000,000<\/td>\n<td class=\"column-2\">6<\/td>\n<td class=\"column-3\">26.52%<\/td>\n<td class=\"column-4\">Rp1,326,000<\/td>\n<td class=\"column-5\">Rp1,054,333<\/td>\n<td class=\"column-6\">Rp6,326,000<\/td>\n<\/tr>\n<tr class=\"row-7\">\n<td class=\"column-1\">Rp5,000,000<\/td>\n<td class=\"column-2\">12<\/td>\n<td class=\"column-3\">53.04%<\/td>\n<td class=\"column-4\">Rp2,652,000<\/td>\n<td class=\"column-5\">Rp637,667<\/td>\n<td class=\"column-6\">Rp7,652,000<\/td>\n<\/tr>\n<tr class=\"row-8\">\n<td class=\"column-1\">Rp6,000,000<\/td>\n<td class=\"column-2\">3<\/td>\n<td class=\"column-3\">13.26%<\/td>\n<td class=\"column-4\">Rp795,600<\/td>\n<td class=\"column-5\">Rp2,265,200<\/td>\n<td class=\"column-6\">Rp6,795,600<\/td>\n<\/tr>\n<tr class=\"row-9\">\n<td class=\"column-1\">Rp6,000,000<\/td>\n<td class=\"column-2\">6<\/td>\n<td class=\"column-3\">26.52%<\/td>\n<td class=\"column-4\">Rp1,591,200<\/td>\n<td class=\"column-5\">Rp1,265,200<\/td>\n<td class=\"column-6\">Rp7,591,200<\/td>\n<\/tr>\n<tr class=\"row-10\">\n<td class=\"column-1\">Rp6,000,000<\/td>\n<td class=\"column-2\">12<\/td>\n<td class=\"column-3\">53.04%<\/td>\n<td class=\"column-4\">Rp3,182,400<\/td>\n<td class=\"column-5\">Rp765,200<\/td>\n<td class=\"column-6\">Rp9,182,400<\/td>\n<\/tr>\n<tr class=\"row-11\">\n<td class=\"column-1\">Rp7,000,000<\/td>\n<td class=\"column-2\">3<\/td>\n<td class=\"column-3\">13.26%<\/td>\n<td class=\"column-4\">Rp928,200<\/td>\n<td class=\"column-5\">Rp2,642,733<\/td>\n<td class=\"column-6\">Rp7,928,200<\/td>\n<\/tr>\n<tr class=\"row-12\">\n<td class=\"column-1\">Rp7,000,000<\/td>\n<td class=\"column-2\">6<\/td>\n<td class=\"column-3\">26.52%<\/td>\n<td class=\"column-4\">Rp1,856,400<\/td>\n<td class=\"column-5\">Rp1,476,067<\/td>\n<td class=\"column-6\">Rp8,856,400<\/td>\n<\/tr>\n<tr class=\"row-13\">\n<td class=\"column-1\">Rp7,000,000<\/td>\n<td class=\"column-2\">12<\/td>\n<td class=\"column-3\">53.04%<\/td>\n<td class=\"column-4\">Rp3,712,800<\/td>\n<td class=\"column-5\">Rp892,733<\/td>\n<td class=\"column-6\">Rp10,712,800<\/td>\n<\/tr>\n<tr class=\"row-14\">\n<td class=\"column-1\">Rp8,000,000<\/td>\n<td class=\"column-2\">3<\/td>\n<td class=\"column-3\">13.26%<\/td>\n<td class=\"column-4\">Rp1,060,800<\/td>\n<td class=\"column-5\">Rp3,020,267<\/td>\n<td class=\"column-6\">Rp9,060,800<\/td>\n<\/tr>\n<tr class=\"row-15\">\n<td class=\"column-1\">Rp8,000,000<\/td>\n<td class=\"column-2\">6<\/td>\n<td class=\"column-3\">26.52%<\/td>\n<td class=\"column-4\">Rp2,121,600<\/td>\n<td class=\"column-5\">Rp1,686,933<\/td>\n<td class=\"column-6\">Rp10,121,600<\/td>\n<\/tr>\n<tr class=\"row-16\">\n<td class=\"column-1\">Rp8,000,000<\/td>\n<td class=\"column-2\">12<\/td>\n<td class=\"column-3\">53.04%<\/td>\n<td class=\"column-4\">Rp4,243,200<\/td>\n<td class=\"column-5\">Rp1,020,267<\/td>\n<td class=\"column-6\">Rp12,243,200<\/td>\n<\/tr>\n<tr class=\"row-17\">\n<td class=\"column-1\">Rp9,000,000<\/td>\n<td class=\"column-2\">3<\/td>\n<td class=\"column-3\">13.26%<\/td>\n<td class=\"column-4\">Rp1,193,400<\/td>\n<td class=\"column-5\">Rp3,397,800<\/td>\n<td class=\"column-6\">Rp10,193,400<\/td>\n<\/tr>\n<tr class=\"row-18\">\n<td class=\"column-1\">Rp9,000,000<\/td>\n<td class=\"column-2\">6<\/td>\n<td class=\"column-3\">26.30%<\/td>\n<td class=\"column-4\">Rp2,366,800<\/td>\n<td class=\"column-5\">Rp1,894,467<\/td>\n<td class=\"column-6\">Rp11,366,800<\/td>\n<\/tr>\n<tr class=\"row-19\">\n<td class=\"column-1\">Rp9,000,000<\/td>\n<td class=\"column-2\">12<\/td>\n<td class=\"column-3\">53.04%<\/td>\n<td class=\"column-4\">Rp4,773,600<\/td>\n<td class=\"column-5\">Rp1,147,800<\/td>\n<td class=\"column-6\">Rp13,773,600<\/td>\n<\/tr>\n<tr class=\"row-20\">\n<td class=\"column-1\">Rp10,000,000<\/td>\n<td class=\"column-2\">3<\/td>\n<td class=\"column-3\">13.26%<\/td>\n<td class=\"column-4\">Rp1,326,000<\/td>\n<td class=\"column-5\">Rp3,775,333<\/td>\n<td class=\"column-6\">Rp11,326,000<\/td>\n<\/tr>\n<tr class=\"row-21\">\n<td class=\"column-1\">Rp10,000,000<\/td>\n<td class=\"column-2\">6<\/td>\n<td class=\"column-3\">26.52%<\/td>\n<td class=\"column-4\">Rp2,652,000<\/td>\n<td class=\"column-5\">Rp2,108,667<\/td>\n<td class=\"column-6\">Rp12,652,000<\/td>\n<\/tr>\n<tr class=\"row-22\">\n<td class=\"column-1\">Rp10,000,000<\/td>\n<td class=\"column-2\">12<\/td>\n<td class=\"column-3\">53.04%<\/td>\n<td class=\"column-4\">Rp5,304,000<\/td>\n<td class=\"column-5\">Rp1,275,333<\/td>\n<td class=\"column-6\">Rp15,304,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Setelah mengetahui informasi produk platform pinjaman uang tunai secara daring, kamu bisa membuat perbandingan dengan <em>platform <\/em>lainnya.<\/p>\n<p>Sebaiknya kamu juga menghitung pendapatan kamu untuk mengukur berapa nilai maksimal yang mampu kamu bayar. Tetap semangat!<\/p>\n<p>Nah, itulah tabel angsuran Adakami yang lengkap. Semoga bisa membantu kamu untuk mengakses pinjaman oline yang memiliki izin.<\/p>\n<p>Sebelumnya, ada artikel yang memberikan ulasan terkait <a href=\"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-angsuran-akulaku-terbaru\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">tabel angsuran Akulaku<\/a> yang bisa menjadi alternatif pembiayaan jangka pendek untuk kamu.<\/p>\n<p>Tidak ketinggalan, ada <a href=\"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-angsuran-pinjaman-kredivo\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">tabel angsuran Kredivo<\/a> yang memiliki pilihan angsuran beragam. Jangan lupa untuk berhitung dengan kemampuan bayar.<\/p>\n<p>Hanya di <a href=\"https:\/\/skorlife.com\/blog\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">blog Skorlife<\/a>, kamu bisa mendapatkan informasi terkini mengenai pinjaman <em>online<\/em>, kredit usaha, kredit mobil dan motor, serta lainnya.<\/p>\n<p>Cek dulu skor kredit melalui <a href=\"https:\/\/skorlife.go.link?adj_t=1nggzp6f&amp;adj_campaign=SkorlifetoSkorlife&amp;adj_adgroup=Acquisition \/ https:\/\/skorlife.go.link\/fwM4f\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">aplikasi Skorlife<\/a> yang diunduh via telepon pintar, sebelum kamu mengajukan kredit ke bank untuk membeli ruko terbaru.<\/p>\n<p>Yuk, pakai terus kartu kredit <a href=\"https:\/\/skorcard.go.link?adj_t=1ngb75yr&amp;adj_campaign=SkorlifetoSkorcard&amp;adj_adgroup=Acquisition \/ https:\/\/skorcard.go.link\/i5tdX\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">Mayapada Skorcard<\/a> agar kamu mendapatkan sejumlah manfaat setelah melakukan transaksi. Jangan lupa tukarkan Skorpoin dengan KrisFlyer Miles atau Garuda Miles.<\/p>\n<p>Kalau kamu sedang mencari rekomendasi hotel, belanja, atau tempat wisata di dalam negeri dan luar negeri, pastikan <a href=\"https:\/\/skorcard.app\/blog\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">blog Skorcard<\/a> menjadi pilihan utama.<\/p>\n<p><a href=\"https:\/\/skorlife.go.link\/8IqIg?utm_source=skorlife_blog&amp;utm_medium=banner&amp;utm_campaign=cta_skorlife\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-7558\" src=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-all-Feature-approved-1024x512.jpg\" alt=\"\" width=\"800\" height=\"400\" srcset=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-all-Feature-approved-1024x512.jpg 1024w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-all-Feature-approved-300x150.jpg 300w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-all-Feature-approved-768x384.jpg 768w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-all-Feature-approved-1536x768.jpg 1536w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/Banner-Skorlife-all-Feature-approved-2048x1024.jpg 2048w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<hr \/>\n<hr \/>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"HowTo\", \"name\": \"Cara Membandingkan Limit dan Tenor Adakami dengan Platform Lain\", \"step\": [{\"@type\": \"HowToStep\", \"name\": \"Catat Limit dan Tenor Adakami\", \"text\": \"Adakami menawarkan limit Rp400 ribu sampai Rp80 juta dengan tenor pinjaman bulanan 3, 6, 12 bulan (bunga flat 3%\/bulan) dan pinjaman harian 14, 21, 28 hari (bunga harian 0,1-0,13%). Limit awal Rp3 juta untuk pinjaman pertama.\", \"position\": 1}, {\"@type\": \"HowToStep\", \"name\": \"Bandingkan Struktur Bunga\", \"text\": \"Hitung total biaya Adakami: bunga flat 3% per bulan plus biaya layanan 1,42% dari pokok pinjaman. Bandingkan dengan bunga efektif platform lain seperti Akulaku atau Kredivo yang memiliki struktur berbeda sesuai artikel rujukan.\", \"position\": 2}, {\"@type\": \"HowToStep\", \"name\": \"Cek Syarat Penghasilan\", \"text\": \"Adakami mensyaratkan penghasilan minimal Rp3 juta per bulan untuk limit Rp10 juta, usia 21-50 tahun, dan e-KTP. Bandingkan dengan syarat platform lain untuk melihat mana yang lebih sesuai profil kamu.\", \"position\": 3}, {\"@type\": \"HowToStep\", \"name\": \"Simulasikan Total Pengembalian\", \"text\": \"Gunakan tabel angsuran untuk simulasi konkret. Contoh: Rp5 juta tenor 6 bulan di Adakami = cicilan Rp1.054.333\/bulan, total bayar Rp6.326.000. Bandingkan angka serupa di platform lain untuk nominal dan tenor sama.\", \"position\": 4}, {\"@type\": \"HowToStep\", \"name\": \"Pertimbangkan Kenaikan Limit\", \"text\": \"Adakami menawarkan kenaikan limit hingga Rp80 juta bila pembayaran lancar. Cek apakah platform lain menawarkan mekanisme serupa dan berapa limit maksimalnya untuk perencanaan jangka panjang.\", \"position\": 5}]}<\/script><\/p>\n<hr \/>\n<h2>Pertanyaan yang Sering Diajukan (FAQ)<\/h2>\n<h3>Berapa limit maksimal Adakami dibanding platform lain?<\/h3>\n<p>Limit maksimal Adakami mencapai Rp80 juta setelah riwayat pembayaran lancar, dimulai dari limit awal Rp3 juta untuk pinjaman pertama. Platform seperti Akulaku dan Kredivo juga disebutkan sebagai alternatif dengan struktur limit berbeda yang perlu dibandingkan langsung.<\/p>\n<h3>Apa perbedaan tenor Adakami dengan fintech lain?<\/h3>\n<p>Adakami menawarkan tenor pinjaman bulanan 3, 6, dan 12 bulan dengan bunga flat 3%\/bulan, serta tenor harian 14, 21, 28 hari dengan bunga 0,1-0,13% per hari. Tenor ini relatif standar dibanding Akulaku dan Kredivo yang disebutkan memiliki pilihan angsuran beragam.<\/p>\n<h3>Bagaimana cara menghitung total biaya Adakami vs platform lain?<\/h3>\n<p>Untuk Adakami, hitung bunga flat 3% per bulan dikali tenor, tambahkan biaya layanan 1,42% dari pokok pinjaman per bulan. Contoh: Rp10 juta tenor 12 bulan = total bayar Rp15.304.000. Bandingkan dengan tabel angsuran platform lain untuk nominal sama.<\/p>\n<h3>Apakah syarat penghasilan Adakami lebih ketat dari platform lain?<\/h3>\n<p>Adakami mensyaratkan penghasilan minimal Rp3 juta per bulan untuk mengakses pinjaman limit Rp10 juta, dengan usia 21-50 tahun dan e-KTP. Syarat ini perlu dibandingkan langsung dengan Akulaku, Kredivo, atau platform lain sesuai profil penghasilan kamu.<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Berapa limit maksimal Adakami dibanding platform lain?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Limit maksimal Adakami mencapai Rp80 juta setelah riwayat pembayaran lancar, dimulai dari limit awal Rp3 juta untuk pinjaman pertama. Platform seperti Akulaku dan Kredivo juga disebutkan sebagai alternatif dengan struktur limit berbeda yang perlu dibandingkan langsung.\"}}, {\"@type\": \"Question\", \"name\": \"Apa perbedaan tenor Adakami dengan fintech lain?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Adakami menawarkan tenor pinjaman bulanan 3, 6, dan 12 bulan dengan bunga flat 3%\/bulan, serta tenor harian 14, 21, 28 hari dengan bunga 0,1-0,13% per hari. Tenor ini relatif standar dibanding Akulaku dan Kredivo yang disebutkan memiliki pilihan angsuran beragam.\"}}, {\"@type\": \"Question\", \"name\": \"Bagaimana cara menghitung total biaya Adakami vs platform lain?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Untuk Adakami, hitung bunga flat 3% per bulan dikali tenor, tambahkan biaya layanan 1,42% dari pokok pinjaman per bulan. Contoh: Rp10 juta tenor 12 bulan = total bayar Rp15.304.000. Bandingkan dengan tabel angsuran platform lain untuk nominal sama.\"}}, {\"@type\": \"Question\", \"name\": \"Apakah syarat penghasilan Adakami lebih ketat dari platform lain?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Adakami mensyaratkan penghasilan minimal Rp3 juta per bulan untuk mengakses pinjaman limit Rp10 juta, dengan usia 21-50 tahun dan e-KTP. Syarat ini perlu dibandingkan langsung dengan Akulaku, Kredivo, atau platform lain sesuai profil penghasilan kamu.\"}}]}<\/script><\/p>\n<p>Untuk rujukan resmi dan informasi terbaru, kamu bisa cek langsung situs <a href=\"https:\/\/www.ojk.go.id\/\" rel=\"noopener external noreferrer\" target=\"_blank\" data-wpel-link=\"external\">Otoritas Jasa Keuangan<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jawaban singkat: Adakami menawarkan limit pinjaman Rp400 ribu hingga Rp80 juta dengan tenor 3-12 bulan untuk pinjaman bulanan, dan tenor<\/p>\n","protected":false},"author":27,"featured_media":1348,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","footnotes":"","jetpack_post_was_ever_published":false},"categories":[12],"tags":[38],"class_list":["post-1299","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pinjol-kta","tag-kredit"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Perbandingan Limit &amp; Tenor Adakami vs Platform Lain 2026<\/title>\n<meta name=\"description\" content=\"Bandingkan limit Adakami (Rp400rb-Rp80jt) tenor 3-12 bulan vs Akulaku &amp; Kredivo. 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