{"id":3176,"date":"2024-05-11T18:00:17","date_gmt":"2024-05-11T11:00:17","guid":{"rendered":"http:\/\/34.101.166.12\/blog\/?p=3176"},"modified":"2025-10-30T17:57:23","modified_gmt":"2025-10-30T10:57:23","slug":"bisnis-kredit-pinjol-tumbuh-tinggi","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/berita\/bisnis-kredit-pinjol-tumbuh-tinggi\/","title":{"rendered":"Bisnis Kredit Pinjol Tumbuh Tinggi pada Kuartal I 2024. Pembiayaan Mencapai Rp62 Triliun"},"content":{"rendered":"

KKSK mengungkapkan bahwa bisnis kredit pinjol tumbuh tinggi pada kuartal I 2024 dengan jumlah pembiayaan menembus Rp62 triliun.\u00a0<\/span><\/p>\n

<\/p>\n

Komite Stabilitas Sistem Keuangan (KSSK) melaporkan hasil rapat yang diselenggarakan beberapa waktu lalu.\u00a0<\/span><\/p>\n

Komite ini beranggotakan Menteri Keuangan, Gubernur Bank Indonesia (BI), Ketua Dewan Komisioner Otoritas Jasa Keuangan (OJK), dan Ketua Dewan Komisioner Lembaga Penjamin Simpanan<\/a> (LPS).<\/span><\/p>\n

Dalam laporan hasil rapat KSSK II ini mengungkapkan pertumbuhan <\/span>outstanding<\/span><\/i> pada bisnis pembiayaan pinjaman <\/span>online<\/span><\/i> pada Maret 2024.\u00a0<\/span><\/p>\n

Pertumbuhan itu mencapai 21,85 persen secara tahunan atau <\/span>year on year<\/span><\/i> (YoY), dibandingkan dengan triwulan tahun lalu.\u00a0<\/span><\/p>\n

Pinjaman <\/span>online<\/span><\/i> atau pinjol sebenarnya adalah <\/span>peer-to-peer lending<\/span><\/i> (P2P <\/span>lending<\/span><\/i>) yang dilakukan oleh perusahaan <\/span>fintech<\/span><\/i>.\u00a0<\/span><\/p>\n

Blog SkorLife akan membahas bisnis pinjol ini dengan mengutip dari laman berita <\/span>online<\/span><\/i> Bisnis.com.\u00a0<\/span><\/p>\n

Ketua Dewan Komisioner OJK Mahendra Siregar mengatakan nominal pertumbuhan pinjol ini mencapai Rp62,17 triliun.\u00a0<\/span><\/p>\n

Angka ini mengalami peningkatan dibandingkan pada Februari 2024 yang mencapai Rp61, 10 triliun dengan tingkat pertumbuhan 21,98 persen secara YoY.\u00a0<\/span><\/p>\n

Bisnis Kredit Pinjol Tumbuh Tinggi pada Kuartal I 2024 dan Risiko Kredit Masih Terjaga<\/strong><\/h2>\n

Meski demikian, pertumbuhan bisnis pinjol pada Maret 2024 memang mengalami perlambatan yang tipis.\u00a0<\/span><\/p>\n

Pertumbuhan bisnis peer to peer lending pada Februari dan Maret 2024 ini lebih tinggi dengan dibandingkan pada Januari 2024 yang hanya tumbuh 18,40 persen.<\/span><\/p>\n

Dari jumlah pembiayaan sebesar Rp62,17 triliun pada Maret 2024, penyaluran ke sektor produktif tergolong besar.\u00a0<\/span><\/p>\n

Sebanyak Rp7,65 triliun atau setara dengan 33,61 persen ditujukan pada sektor tersebut, tentunya dari total nilai P2P <\/span>lending<\/span><\/i>.\u00a0<\/span><\/p>\n

KSSK juga mengungkapkan kalau kualitas penyaluran pembiayaan masih dalam kondisi yang terjaga dengan baik.\u00a0<\/span><\/p>\n

“Tingkat risiko kredit macet secara agregat [TWP90] dalam kondisi terjaga di posisi 2,94%,” katanya. TW90 merupakan tingkat wanprestasi 90 hari.\u00a0<\/span><\/p>\n

Menurut OJK, TW90 ini angka ini adalah ukuran tingkat wanprestasi atau kelalaian penyelesaian kewajiban yang ada pada perjanjian pinjaman di atas 90 hari sejak tanggal jatuh tempo.<\/span><\/p>\n

Namun, angka itu masih di bawah <\/span>threshold<\/span><\/i> yang ditetapkan oleh regulator yang besarannya mencapai 5 persen.\u00a0<\/span><\/p>\n

Bagi kamu yang ingin mengetahui mengenai pinjaman <\/span>online<\/span><\/i> atau kredit lainnya, simak terus berita terkini dari blog SkorLife.\u00a0<\/span><\/p>\n

Sebelum mengajukan pinjaman ke lembaga pembiayaan atau bank, pastikan kamu telah mengecek skor kredit pada aplikasi SkorLife<\/a> melalui <\/span>smartphone<\/span><\/i>.\u00a0<\/span><\/p>\n

\"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

KKSK mengungkapkan bahwa bisnis kredit pinjol tumbuh tinggi pada kuartal I 2024 dengan jumlah pembiayaan menembus Rp62 triliun.\u00a0<\/p>\n","protected":false},"author":15,"featured_media":3214,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28],"tags":[99,98],"class_list":["post-3176","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-berita","tag-p2p-lending","tag-pinjol"],"acf":[],"yoast_head":"\nBisnis Kredit Pinjol Tumbuh Tinggi pada Kuartal I 2024<\/title>\n<meta name=\"description\" content=\"KKSK mengungkapkan bahwa bisnis kredit pinjol tumbuh tinggi pada kuartal I 2024 dengan jumlah pembiayaan menembus Rp62 triliun.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skorlife.com\/blog\/berita\/bisnis-kredit-pinjol-tumbuh-tinggi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bisnis Kredit Pinjol Tumbuh Tinggi pada Kuartal I 2024\" \/>\n<meta property=\"og:description\" content=\"KKSK mengungkapkan bahwa bisnis kredit pinjol tumbuh tinggi pada kuartal I 2024 dengan jumlah pembiayaan menembus Rp62 triliun.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skorlife.com\/blog\/berita\/bisnis-kredit-pinjol-tumbuh-tinggi\/\" \/>\n<meta property=\"og:site_name\" content=\"Skorlife\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/skorlife\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-11T11:00:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T10:57:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/05\/Bisnis-Kredit-Pinjol-Tumbuh-Tinggi-pada-Kuartal-I-2024.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"819\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Skor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@SkorLifeID\" \/>\n<meta name=\"twitter:site\" content=\"@SkorLifeID\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Skor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/skorlife.com\/blog\/berita\/bisnis-kredit-pinjol-tumbuh-tinggi\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/skorlife.com\/blog\/berita\/bisnis-kredit-pinjol-tumbuh-tinggi\/\"},\"author\":{\"name\":\"Skor\",\"@id\":\"https:\/\/skorlife.com\/blog\/#\/schema\/person\/f7c8cd1df09e2a582e33f814c76bdccd\"},\"headline\":\"Bisnis Kredit Pinjol Tumbuh Tinggi pada Kuartal I 2024. 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