{"id":4482,"date":"2024-07-21T09:00:06","date_gmt":"2024-07-21T02:00:06","guid":{"rendered":"https:\/\/skorlife.com\/blog\/?p=4482"},"modified":"2024-07-19T23:13:38","modified_gmt":"2024-07-19T16:13:38","slug":"perbedaan-sukuk-negara-dan-sukuk-korporasi","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/investasi\/perbedaan-sukuk-negara-dan-sukuk-korporasi\/","title":{"rendered":"5 Perbedaan Sukuk Negara dan Sukuk Korporasi. Investor Harus Memahaminya"},"content":{"rendered":"<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Terdapat beberapa perbedaan Sukuk Negara dan Sukuk Korporasi yang harus diketahui oleh para investor. Baca ulasannya di sini.<\/span><\/p>\n<p style=\"text-align: left;\"><!--more--><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sukuk menjadi instrumen pasar modal yang digemari banyak orang, lantaran menawarkan keuntungan investasi dengan prinsip syariah.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Bila dilihat dari penerbitnya, ada dua jenis sukuk syariah yang dapat dimiliki oleh masyarakat yakni Sukuk Negara dan Sukuk Korporasi.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Meski sama-sama diterbitkan dengan prinsip syariah berdasarkan fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia (DSN-MUI), tetapi ternyata Sukuk Negara dan Sukuk Korporasi berbeda.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Selama ini mungkin saja investor lebih paham perbedaan sukuk dan saham yang sudah jelas terlihat dari prinsip investasinya.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Nah, dalam artikel kali ini, <\/span><a href=\"https:\/\/skorlife.com\/blog\/\" data-wpel-link=\"internal\"><span style=\"font-weight: 400;\">blog SkorLife<\/span><\/a><span style=\"font-weight: 400;\"> akan mengulas beda Sukuk Negara dengan Sukuk Korporasi yang dirangkum dari berbagai sumber.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Simak penjelasannya di bawah ini!<\/span><\/p>\n<figure id=\"attachment_4551\" class=\"wp-caption alignnone\" ><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-4551 size-full\" src=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/apa-yang-dimaksud-dengan-sukuk-negara.jpg\" alt=\"apa yang dimaksud dengan sukuk negara\" width=\"848\" height=\"504\" srcset=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/apa-yang-dimaksud-dengan-sukuk-negara.jpg 848w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/apa-yang-dimaksud-dengan-sukuk-negara-300x178.jpg 300w, https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2024\/07\/apa-yang-dimaksud-dengan-sukuk-negara-768x456.jpg 768w\" sizes=\"auto, (max-width: 848px) 100vw, 848px\" \/><figcaption class=\"wp-caption-text\">Foto: Ocbc.id<\/figcaption><\/figure>\n<h2 style=\"text-align: left;\"><b>Perbedaan Sukuk Negara dan Sukuk Korporasi<\/b><\/h2>\n<h3 style=\"text-align: left;\"><b>1. Pengertian<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sudah tahu belum apa yang dimaksud dengan Sukuk Negara?<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sukuk Negara adalah produk investasi syariah yang ditawarkan oleh Pemerintah kepada individu Warga Negara Indonesia atau WNI, sebagai instrumen investasi yang aman, mudah, terjangkau.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sedangkan Sukuk Korporasi merupakan salah satu instrumen investasi berjangka dengan prinsip syariah yang ditawarkan oleh suatu perusahaan publik atau emiten.<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>2. Penerbit dan Tujuan Investasi<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Bila melihat pengertian di atas, maka beda Sukuk Negara dan Sukuk Korporasi terletak pada penerbitnya.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Melansir laman Direktorat Jenderal Pengelolaan Pembiayaan dan Risiko Kementerian Keuangan Djppr.kemenkeu.go.id, siapa yang menerbitkan Sukuk Negara ini.\u00a0<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sukuk Negara diterbitkan oleh Pemerintah Indonesia dengan tujuan utamanya untuk membiayai Anggaran Pendapatan Belanja Negara (APBN) dan pembangunan proyek infrastruktur.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Lantas, siapa yang menerbitkan Sukuk Korporasi adalah perusahaan publik yang telah terdaftar di bursa efek, melalui PT Kustodian Sentral Efek Indonesia.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Umumnya, emiten atau perusahaan yang menerbitkan Sukuk Korporasi bergerak di bidang perkebunan, transportasi, lembaga keuangan, telekomunikasi, hingga industri wisata.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Tujuan Sukuk Korporasi yakni untuk mendapatkan pendanaan, selain dari dana internal perusahaan atau pembiayaan dari perbankan, yang akan digunakan perusahaan untuk menjalankan aktivitas bisnis.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Dikutip dari laman PT Kustodian Sentral Efek Indonesia Ksei.co.id, contoh Sukuk Korporasi adalah penawaran umum dengan akad <\/span><i><span style=\"font-weight: 400;\">ijarah<\/span><\/i><span style=\"font-weight: 400;\"> yang dilakukan PT Adhi Commuter Properti Tbk pada tahun 2023.\u00a0<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>3.Varian Produk Sukuk<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Perbedaan Sukuk Negara dan Sukuk Korporasi lainnya, terletak pada variasi produk yang ditawarkan kepada masyarakat.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Pada Sukuk Negara jenis instrumen yang bisa dimiliki oleh masyarakat antara lain, Sukuk Ritel, Sukuk Tabungan, dan <a href=\"https:\/\/skorlife.com\/blog\/investasi\/sukuk-wakaf\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">Sukuk Wakaf<\/a> atau dikenal juga dengan nama <\/span><i><span style=\"font-weight: 400;\">Cash Waqf Linked Sukuk<\/span><\/i><span style=\"font-weight: 400;\"> (CWLS).<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sedangkan Sukuk Korporasi tidak memiliki variasi jenis produk investasi.<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>4. Jangka Waktu Investasi<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Jika ingin tahu apa perbedaan sukuk negara dan sukuk korporasi berikutnya adalah jangka waktu investasi atau tenor yang dimiliki oleh masing-masing instrumen tersebut.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Produk Sukuk Negara memiliki tenor investasi yang lebih singkat, mulai dari 2 tahun hingga 3 tahun. Beberapa di antaranya sampai 4 tahun.\u00a0<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sementara Sukuk Korporasi memiliki variasi jangka waktu yang lebih beragam, dari 3 tahun, 5 tahun, 7 tahun, dan di atas 10 tahun.<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>5. Keuntungan Imbal Hasil<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Terakhir, beda Sukuk Negara dan Sukuk Korporasi terletak pada keuntungan imbalan yang didapatkan oleh investor.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Kalau Sukuk Negara, keuntungan yang didapatkan sesuai jenis yang mereka miliki. Misalkan, Sukuk Ritel memberikan imbal hasil tetap atau <\/span><i><span style=\"font-weight: 400;\">fixed rate<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sedangkan keuntungan atau besaran nilai imbalan Sukuk Korporasi bisa tetap atau tidak tetap, tergantung pada akad yang digunakan.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Nah, itulah ulasan mengenai perbedaan Sukuk Negara dan Sukuk Korporasi yang bisa kamu ketahui.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Semoga artikel ini bermanfaat ya!<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sebelumnya, ada pembahasan mengenai <a href=\"https:\/\/skorlife.com\/blog\/investasi\/perbedaan-sukuk-ritel-dan-sukuk-tabungan\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">beda antara Suku Tabungan dan Sukuk Ritel<\/a> yang harus diketahui oleh para investor.\u00a0<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Tidak ketinggalan, ada ulasan mengenai <a href=\"https:\/\/skorlife.com\/blog\/investasi\/perbedaan-sbn-dan-obligasi\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">perbedaan SBN (Surat Berharga Negara) dan Obligasi<\/a> yang perlu dipahami.\u00a0<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">di <\/span><a href=\"https:\/\/skorlife.com\/blog\/\" data-wpel-link=\"internal\"><span style=\"font-weight: 400;\">blog SkorLife<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Bagi kamu yang berencana ingin membeli mobil listrik, yuk cek dulu skor kreditnya di <\/span><a href=\"https:\/\/skorlife.com\/id\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\"><span style=\"font-weight: 400;\">aplikasi SkorLife <\/span><\/a><span style=\"font-weight: 400;\">melalui <\/span><i><span style=\"font-weight: 400;\">smartphone<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Kamu sudah memiliki kartu kredit <a href=\"https:\/\/skorcard.app\/\" data-wpel-link=\"external\" target=\"_blank\" rel=\"external noopener noreferrer\">Mayapada Skorcard<\/a>, ajukan segera aplikasinya dan nikmati banyak keuntungan setelah bertransaksi.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Terdapat beberapa perbedaan Sukuk Negara dan Sukuk Korporasi yang harus diketahui oleh para investor. Baca ulasannya di sini.<\/p>\n","protected":false},"author":15,"featured_media":4552,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[19],"tags":[49,48],"class_list":["post-4482","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investasi","tag-sukuk","tag-surat-berharga-negara"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Perbedaan Sukuk Negara dan Sukuk Korporasi<\/title>\n<meta name=\"description\" content=\"Terdapat beberapa perbedaan Sukuk Negara dan Sukuk Korporasi yang harus diketahui oleh para investor. 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