{"id":4979,"date":"2024-08-28T12:00:24","date_gmt":"2024-08-28T05:00:24","guid":{"rendered":"https:\/\/skorlife.com\/blog\/?p=4979"},"modified":"2024-08-28T14:18:16","modified_gmt":"2024-08-28T07:18:16","slug":"mengenal-apa-itu-booking-fee","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/kpr\/mengenal-apa-itu-booking-fee\/","title":{"rendered":"Mengenal Apa Itu Booking Fee dan Perbedaannya dengan DP"},"content":{"rendered":"

Bagi kamu yang ingin membeli properti atau investasi, tentunya harus mengetahui apa itu <\/span>booking fee<\/span><\/i> atau uang tanda jadi.\u00a0<\/span><\/p>\n

<\/p>\n

Ketika ingin beli rumah atau apartemen, kamu diharuskan membayar<\/span> booking fee<\/span><\/i> dan DP <\/span>(down payment)<\/span><\/i>.\u00a0<\/span><\/p>\n

\n

Agar tak salah, yuk simak penjelasan mengenai keduanya agar tidak terjadi salah paham.\u00a0<\/span><\/p>\n

\n

Terkadang, masih ada saja masyarakat yang menganggap bahwa uang tanda jadi itu sama dengan DP <\/span>(down payment)<\/span><\/i> atau uang muka.<\/span><\/p>\n

\n

Padahal, keduanya merupakan biaya yang berbeda. Lantas, apa perbedaan <\/span>booking fee<\/span><\/i> dan DP?<\/span><\/p>\n

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Booking fee<\/span><\/i> itu artinya uang pemesanan atau bukti keseriusan calon pembeli untuk membeli unit yang diinginkan.<\/span><\/p>\n

\n

Sementara DP atau uang muka adalah pembayaran awal ketika konsumen ingin membeli sebuah barang bernilai besar, seperti rumah, apartemen ataupun kendaraan bermotor.<\/span><\/p>\n

\n

Nah, untuk tahu lebih lanjut mengenai <\/span>booking fee<\/span><\/i> dalam transaksi perumahan atau KPR dan properti lainnya, mari baca penjelasannya di bawah ini.<\/span><\/p>\n

\n

Blog SkorLife<\/span><\/a> telah merangkumnya dari berbagai sumber.\u00a0<\/span><\/p>\n

Apa itu<\/b> Booking Fee<\/i><\/b>?<\/b><\/h2>\n

\n

Mengutip buku Kamus Properti Indonesia karya Erwin Kallo, definisi <\/span>booking fee <\/span><\/i>adalah bukti keseriusan calon pembeli dalam transaksi jual beli untuk membeli properti bisa berupa rumah, apartemen, atau kavling tanah.<\/span><\/p>\n

\n

Jadi, apa yang dimaksud dengan <\/span>booking fee atau <\/span><\/i>uang tanda jadi artinya sejumlah dana yang dibayarkan oleh calon pembeli kepada penjual dengan tujuan untuk memesan sebuah aset properti yang dijual.<\/span><\/p>\n

\n

Dengan demikian, penjual tak akan menawarkan unit properti yang telah masuk dalam daftar uang pemesanan atau uang tanda jadi ini kepada calon pembeli lainnya.<\/span><\/p>\n

\n

Uang tanda jadi ini bisa menguntungkan untuk penjual maupun calon pembeli yang menggunakan skema pembiayaan Kredit Pemilikan Rumah (KPR) ataupun Kredit Pemilikan Apartemen (KPA).<\/span><\/p>\n

\n

Sebab, penjual dalam hal ini developer properti sudah mendapatkan calon pembeli untuk produk yang dipasarkan.<\/span><\/p>\n

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Sedangkan untuk calon pembeli, keuntungan dengan membuat perjanjian <\/span>booking fee<\/span><\/i> kepada pengembang yakni mendapatkan kepastian bahwa unit properti incarannya tidak diambil oleh orang lain.<\/span><\/p>\n

Perbedaan <\/b>Booking Fee<\/i><\/b> dan DP\u00a0<\/b><\/h2>\n

Seperti telah dijelaskan di awal bahwa antara uang tanda jadi dan DP jelas berbeda. Mengutip dari laman Megasyariah.co.id, inilah beberapa perbedaannya.<\/span><\/p>\n

1. Fungsi<\/b><\/h3>\n

\n

Fungsi membayar uang pemesanan adalah sebagai tanda jadi untuk memesan properti.<\/span><\/p>\n

\n

Sementara DP yang artinya uang muka merupakan bagian dari pembayaran awal dalam transaksi pembelian unit properti.<\/span><\/p>\n

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Down payment <\/span><\/i>juga bisa dianggap sebagai cicilan pertama yang dilakukan oleh konsumen pada saat membeli unit rumah, apartemen, atau kavling tanah.<\/span><\/p>\n

\n

2. Cara Pembayaran<\/b><\/h3>\n

\n

Perbedaan uang tanda jadi dan uang muka berikutnya yakni dari cara pembayarannya.<\/span><\/p>\n

\n

Uang tanda jadi harus dibayar secara langsung tidak dapat dicicil. Hal ini berbeda dengan DP yang bisa dicicil sesuai kesepakatan atau penawaran developer.\u00a0<\/span><\/p>\n

\n

Bahkan, sejumlah pengembang properti menawarkan DP nol persen kepada konsumen sebagai <\/span>gimmick marketing<\/span><\/i>.<\/span><\/p>\n

\n

Lantas, apakah<\/span> booking fee <\/span><\/i>bisa kembali? Berdasarkan informasi dalam situs jual beli properti Rumah123.com, uang tanda jadi dapat dikembalikan dan bisa pula hangus.<\/span><\/p>\n

\n

Kenapa uang <\/span>booking fee <\/span><\/i>hangus? Uang tanda jadi akan hangus bila pengajuan KPR kamu ditolak oleh pihak bank.<\/span><\/p>\n

\n

Adapun alasan mengapa <\/span>booking fee<\/span><\/i> dianggap hangus, di antaranya untuk menutupi kerugian biaya administrasi yang sudah dikeluarkan oleh pengembang.<\/span><\/p>\n

3. Nominal Pembayaran<\/b><\/h3>\n

\n

Beda antara <\/span>booking fee <\/span><\/i>dan DP yang terakhir ada pada nominal pembayarannya.<\/span><\/p>\n

\n

Memangnya berapa biaya <\/span>booking fee<\/span><\/i> rumah? Mengutip laman 99.co, nominal uang tanda jadi biasanya tergantung pada kebijakan penjual rumah atau apartemen.<\/span><\/p>\n

\n

Namun, biasanya besaran uang tanda jadi untuk rumah tipe 45 memiliki nominal antara Rp500 ribu hingga Rp1 juta.\u00a0<\/span><\/p>\n

\n

Sedangkan uang tanda pemesanan<\/span> untuk tipe rumah mewah besaran biayanya bisa mencapai Rp5-25 juta.<\/span><\/p>\n

\n

Tentu hal ini berbeda dengan uang muka atau DP yang sangat bergantung pada harga rumah, dengan besaran berkisar antara 20%-30% dari harga properti.<\/span><\/p>\n

\n

Nah, itulah penjelasan mengenai apa itu uang pemesanan atau uang tanda jadi dalam transaksi perumahan yang menggunakan pembiayaan Kredit Pemilikan Rumah (KPR).<\/span><\/p>\n

\n

Bagi kamu yang tertarik untuk memiliki hunian vertikal, ada pilihan untuk mendapatkan apartemen di Cikarang<\/a>, Jawa Barat.\u00a0<\/span><\/p>\n

\n

Jangan lupa membaca\u00a0 <\/span>blog SkorLife<\/span><\/a>, bila ingin memperoleh tips dan panduan untuk berinvestasi emas, sukuk, reksadana, hingga properti.\u00a0<\/span><\/p>\n

\n

Cek dulu skor kredit kamu di <\/span>aplikasi SkorLife <\/span><\/a>yang tersedia di <\/span>smartphone<\/span><\/i>, sebelum kamu membeli rumah baru dengan skema\u00a0 KPR ke bank.<\/span><\/p>\n

\n

Ingin memiliki kartu kredit yang memberikan banyak kelebihan setelah bertransaksi? Segera ajukan aplikasi untuk mendapatkan <\/span>Mayapada Skorcard<\/span><\/a>.\u00a0<\/span><\/p>\n

\n

Yuk, cari tahu mengenai blog Skorcard<\/a> yang memberikan rekomendasi terbaru mengenai belanja, wisata, dan kuliner.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Bagi kamu yang ingin membeli properti atau investasi, tentunya harus mengetahui apa itu booking fee atau uang tanda jadi.\u00a0<\/p>\n","protected":false},"author":15,"featured_media":4989,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[13],"tags":[108],"class_list":["post-4979","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kpr","tag-properti"],"acf":[],"yoast_head":"\nMengenal Apa Itu Booking Fee<\/title>\n<meta name=\"description\" content=\"Bagi kamu yang ingin membeli properti atau investasi, tentunya harus mengetahui apa itu booking fee atau uang tanda jadi.\u00a0\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skorlife.com\/blog\/kpr\/mengenal-apa-itu-booking-fee\/\" \/>\n<meta property=\"og:locale\" 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