{"id":5328,"date":"2024-10-25T09:00:47","date_gmt":"2024-10-25T02:00:47","guid":{"rendered":"https:\/\/skorlife.com\/blog\/?p=5328"},"modified":"2024-10-24T16:43:17","modified_gmt":"2024-10-24T09:43:17","slug":"skor-kredit-jadi-hambatan-pencari-kerja","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/bi-checking-skor\/skor-kredit-jadi-hambatan-pencari-kerja\/","title":{"rendered":"Ingat, Skor Kredit Jadi Hambatan Pencari Kerja. Awas, Terjerat Pinjol Ilegal Atau Gagal Bayar"},"content":{"rendered":"

Wah, siapa menyangka kalau skor kredit jadi hambatan pencari kerja untuk mendapatkan pekerjaan impian. Simak ulasannya.\u00a0<\/span><\/p>\n

<\/p>\n

Pada pertengahan Agustus 2023 lalu, media sosial X (dahulu bernama Twitter) ramai oleh kabar bahwa ada lima pelamar kerja yang tidak lolos lantaran BI <\/span>checking<\/span><\/i> atau SLIK OJK.\u00a0<\/span><\/p>\n

Para calon karyawan yang melamar kerja ini memiliki catatan dengan status kolektibilitas (KOL) lima alias kredit macet.\u00a0<\/span><\/p>\n

Blog Skorlife<\/a> akan membahas skor kredit dan para pencari kerja ini dengan merangkum dari berbagai sumber seperti CNNIndonesia.com, Kumparan.com, dan lainnya.<\/span><\/p>\n

Sekadar informasi, BI <\/span>checking<\/span><\/i> adalah sistem pengecekan riwayat kredit di Sistem Informasi Debitur Bank Indonesia yang dilakukan oleh debitur.\u00a0<\/span><\/p>\n

Saat ini, BI <\/span>checking<\/span><\/i> sudah berganti menjadi Sistem Layanan Informasi Keuangan (SLIK) OJK (Otoritas Jasa Keuangan) sejak 1 Januari 2018.<\/span><\/p>\n

BI <\/span>checking<\/span><\/i> atau SLIK OJK memiliki lima skor kredit. Kol 1, maksudnya lancar, debitur tidak mempunyai tunggakan dalam utangnya.\u00a0<\/span><\/p>\n

Kol 2, artinya dalam perhatian khusus, debitur menunggak pembayaran pokok utang dan atau bunga antara 1-90 hari.\u00a0<\/span><\/p>\n

Sementara kol 3, artinya kurang lancar, debitur menunggak pembayaran pokok dan atau bunga dalam durasi 91-120 hari.\u00a0<\/span><\/p>\n

Kol 4, artinya diragukan, debitur menunggak pembayaran pokok dan atau bunga dalam waktu 120-180 hari.\u00a0<\/span><\/p>\n

Terakhir, ada kol 5, artinya macet, debitur menunggak pembayaran pokok dan atau bunga lebih dari 180 hari.\u00a0<\/span><\/p>\n

Skor Kredit Jadi Hambatan Pencari Kerja<\/strong><\/h2>\n

Bagi kamu yang berencana mencari pekerjaan dan ternyata masih punya catatan buruk soal SLIK OJK, tentu tidak boleh menyepelekannya.\u00a0<\/span><\/p>\n

Bukan tidak mungkin, catatan ini malah mengganjal keinginan kamu untuk mendapatkan pekerjaan impian.\u00a0<\/span><\/p>\n

Hmm, sebenarnya boleh tidak sih kalau perusahaan memasukkan skor kredit dalam BI <\/span>checking<\/span><\/i> atau SLIK OJK dalam persyaratan lowongan kerja.\u00a0<\/span><\/p>\n

Head of Center for Human Capital Development<\/span><\/i> PPM Manajemen, Maharsi Anindyajati memberikan pandangannya mengenai hal ini.\u00a0<\/span><\/p>\n

Ia mengungkapkan kalau skor kredit dalam SLIK OJK (BI checking) sebagai persyaratan lowongan kerja boleh saja.\u00a0<\/span><\/p>\n

Namun, hal yang penting seperti syarat yang sudah ditetapkan oleh perusahaan sesuai dengan keterampilan yang harus dipunyai untuk posisi pekerjaan.\u00a0<\/span><\/p>\n

Kesesuaian ini tidak cuma sebatas pada keterampilan kerja, tetapi juga perilaku calon pekerja pun menjadi pertimbangan HRD (<\/span>Human Resources Development<\/span><\/i>).\u00a0<\/span><\/p>\n

HRD bisa menerima atau menolak kandidat karyawan kalau memang tidak sesuai. Apalagi kalau dikaitkan dengan skor kredit.\u00a0<\/span><\/p>\n

Cara tersebut bisa menjadi upaya perusahaan mencari tahu perilaku kandidat pelamar. Apakah perilaku dapat sesuai dengan tanggung jawab pekerjaan yang dilamar atau tidak.\u00a0<\/span><\/p>\n

“Misalnya, oke kalau dia punya kredit macet, skornya 4 atau 5, nanti pasti <\/span>enggak<\/span><\/i> fokus kerjanya atau apa, selama itu bisa dipertanggungjawabkan dan sangat erat dengan pekerjaan dia boleh-boleh aja,” ujar Maharsi.<\/span><\/p>\n

Ia melanjutkan kalau perusahaan pun wajib memberikan informasi seluruh kriteria atau syarat yang mesti dipenuhi calon karyawan.\u00a0<\/span><\/p>\n

Kalau perusahaan sudah menetapkan skor kredit SLIK OJK, maka calon karyawan yang memiliki rekam jejak tidak bagus tentu bisa memilih tidak melamar sejak awal.<\/span><\/p>\n

Cek artikel-artikel terbaru blog Skorlife<\/a> kalau ingin mengetahui perkembangan investasi di dunia pasar modal Indonesia.\u00a0<\/span><\/p>\n

Jangan lewatkan untuk cari tahu skor kredit lewat aplikasi Skorlife<\/a> sebelum kamu mengajukan kredit ke bank untuk membeli kios.\u00a0<\/span><\/p>\n

Gunakan Mayapada Skorcard<\/a> untuk membayar tagihan secara <\/span>offline<\/span><\/i> dan <\/span>online<\/span><\/i>, lantaran kartu kredit ini selalu memberikan kelebihan setelah bertransaksi.\u00a0<\/span><\/p>\n

Mau tahu rekomendasi tempat wisata di luar negeri dan dalam negeri, cari tahu lewat artikel-artikel terbaru blog Skorcard<\/a>.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Wah, siapa menyangka kalau skor kredit jadi hambatan pencari kerja untuk mendapatkan pekerjaan impian. Simak ulasannya.\u00a0<\/p>\n","protected":false},"author":15,"featured_media":5335,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[111],"class_list":["post-5328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bi-checking-skor","tag-skor-kredit"],"acf":[],"yoast_head":"\nIngat, Skor Kredit Jadi Hambatan Pencari Kerja<\/title>\n<meta name=\"description\" content=\"Wah, siapa menyangka kalau skor kredit jadi hambatan pencari kerja untuk mendapatkan pekerjaan impian. 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