{"id":5342,"date":"2024-10-28T12:00:44","date_gmt":"2024-10-28T05:00:44","guid":{"rendered":"https:\/\/skorlife.com\/blog\/?p=5342"},"modified":"2024-10-28T10:07:55","modified_gmt":"2024-10-28T03:07:55","slug":"solusi-terjerat-pinjol-ilegal","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/gaya-hidup\/solusi-terjerat-pinjol-ilegal\/","title":{"rendered":"5 Solusi Terjerat Pinjol Ilegal. Laporkan ke OJK dan Polisi"},"content":{"rendered":"

Inilah solusi terjerat pinjol ilegal. Banyak yang dapat dilakukan untuk mengatasi masalah ini, simak sejumlah langkahnya.\u00a0<\/span><\/p>\n

<\/p>\n

Kamu memiliki masalah keuangan sehingga terpaksa harus sampai meminjam ke pinjaman <\/span>online<\/span><\/i> ilegal.\u00a0<\/span><\/p>\n

Lantaran bunganya tinggi dibandingkan pinjol resmi sehingga tidak jarang orang kesulitan untuk mengembalikannya.\u00a0<\/span><\/p>\n

Apalagi, pinjol tidak resmi juga menagih tanpa etika atau melakukan intimidasi sehingga membuat orang stres dan malu.\u00a0<\/span><\/p>\n

Selama ini, Satuan Tugas Waspada Investasi OJK (Otoritas Jasa Keuangan) sudah menindak ratusan pinjol ilegal.\u00a0<\/span><\/p>\n

Namun, para pelaku juga selalu bergerak cepat. Kalau OJK telah menutup aplikasi pada pagi hari, tetapi aplikasi baru muncul pada sore hari.\u00a0<\/span><\/p>\n

Korban pinjol ilegal pun terus berjatuhan, apalagi kalau orang sudah terdesak dan memerlukan dana dengan cepat.\u00a0<\/span><\/p>\n

Blog Skorlife<\/a> akan membahasnya lebih lanjut dengan merangkum dari berbagai sumber, salah satunya situs afpi.org.\u00a0<\/span><\/p>\n

AFPI merupakan Asosiasi Fintech Pendanaan Bersama Indonesia<\/a>. Salah satu organisasi perusahaan <\/span>financial technology<\/span><\/i>.\u00a0<\/span><\/p>\n

Solusi Terjerat Pinjol Ilegal\u00a0<\/strong><\/h2>\n

1. Melunasi Utang\u00a0<\/strong><\/h3>\n

Kalau kamu terjerat pinjol ilegal, salah satu hal yang bisa dilakukan adalah segera melunasinya lantaran bunga memang besar.\u00a0<\/span><\/p>\n

Coba cek aset atau barang yang bisa dijual agar bisa melunasi pinjaman secepatnya. Atau kamu bisa membayar cicilan lebih cepat.<\/span><\/p>\n

2. Melaporkan ke Pihak yang Berwenang<\/strong><\/h3>\n

Kamu juga bisa melaporkan aplikasi ini kepada pihak yang berwenang seperti Satgas Waspada Investasi, Kementerian Komunikasi dan Informatika (Kominfo), dan polisi.\u00a0<\/span><\/p>\n

Kirim saja email atau surat elektronik ke Satgas Waspada Investasi dengan alamat <\/span>waspadainvestasi@ojk.go.id<\/span><\/a>.\u00a0<\/span><\/p>\n

Kamu juga bisa mendatangi kantor OJK di Gedung Soemitro Djojohadikusumo, Jl. Lapangan Banteng Timur 2-4, Jakarta Pusat 10710.<\/span><\/p>\n

Jika ingin melaporkan ke Kominfo, kamu bisa mengirimkan email ke alamat <\/span>aduankonten@mail.kominfo.go.id<\/span><\/a>.<\/span><\/p>\n

Laporan ini menjadi dasar bagi pihak berwenang yang akan bekerja sama dengan Google dan Apple untuk memblokir platform aplikasi.\u00a0<\/span><\/p>\n

Selain itu, kalau kamu mendapatkan tindakan kekerasan atau lainnya, laporkan saja ke polisi dengan berbagai cara.\u00a0<\/span><\/p>\n

Kamu bisa mendatangi kantor polisi langsung, membuat pengaduan di situs patrolisiber.id, atau mengirimkan email ke <\/span>info@cyber.polri.go.id<\/span><\/a>.\u00a0<\/span><\/p>\n

3. Mengajukan Keringanan\u00a0<\/strong><\/h3>\n

Meskipun pinjol tidak resmi, tetapi tidak ada salahnya kamu mengajukan keringanan kepada pihak yang memberikan pinjaman.\u00a0<\/span><\/p>\n

Misalnya kamu meminta pembayaran pokok lebih dahulu dan membayar bunga belakangan, jangka waktu yang lebih panjang, dan lainnya.\u00a0<\/span><\/p>\n

4. Jangan Meminjam Ke Tempat Lain, Apalagi Pinjol\u00a0<\/strong><\/h3>\n

Kamu harus menghindari untuk memperoleh dana talangan dengan meminjam lagi, bahkan ke pinjol yang legal sekalipun.\u00a0<\/span><\/p>\n

Hal ini dikhawatirkan kalau kamu tidak bisa membayar cicilan. Sejumlah korban pinjol ilegal sering melakukan hal ini.\u00a0<\/span><\/p>\n

5. Melakukan Tindakan yang Tepat\u00a0<\/strong><\/h3>\n

Jika kamu sudah membayar cicilan atau sudah melunasi pinjaman, tetapi masih mendapatkan tagihan atau bahkan diintimidasi, saatnya kamu bertindak.\u00a0<\/span><\/p>\n

Kamu memang harus menyimpan semua tanda pelunasan agar bisa menjadi bukti pelaporan ke pihak yang berwenang.\u00a0<\/span><\/p>\n

Nah, itulah sejumlah hal yang bisa dilakukan kalau kamu terjerat pinjol ilegal. Segera lakukan sejumlah hal di atas.\u00a0<\/span><\/p>\n

Jika tidak ingin terjerat utang, coba mulai untuk memiliki usaha di rumah dan berinvestasi reksadana, baca sejumlah artikelnya di blog Skorlife<\/a>.\u00a0<\/span><\/p>\n

Pastikan kamu telah memeriksa skor kredit melalui aplikasi Skorlife<\/a> sebelum mengajukan kredit ke lembaga pembiayaan untuk membeli motor listrik.\u00a0<\/span><\/p>\n

Pakai terus kartu kredit Mayapada Skorcard<\/a> untuk membayar seluruh tagihan agar kamu mendapatkan banyak manfaat setelah bertransaksi.\u00a0<\/span><\/p>\n

Ingin rebahan di hotel dan <\/span>staycation<\/span><\/i> bersama keluarga, cek rekomendasi hotel terbaik di seluruh Indonesia dengan membaca artikel terbaru blog Skorcard<\/a>.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Inilah solusi terjerat pinjol ilegal. Banyak yang dapat dilakukan untuk mengatasi masalah ini, simak sejumlah langkahnya.\u00a0<\/p>\n","protected":false},"author":15,"featured_media":5344,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[29],"tags":[98],"class_list":["post-5342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gaya-hidup","tag-pinjol"],"acf":[],"yoast_head":"\n5 Solusi Terjerat Pinjol Ilegal. Laporkan ke OJK dan Polisi<\/title>\n<meta name=\"description\" content=\"Inilah solusi terjerat pinjol ilegal. 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