{"id":6476,"date":"2025-03-21T12:00:20","date_gmt":"2025-03-21T05:00:20","guid":{"rendered":"https:\/\/skorlife.com\/blog\/?p=6476"},"modified":"2026-08-26T08:33:41","modified_gmt":"2026-08-26T01:33:41","slug":"tabel-pinjaman-bank-mandiri","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/","title":{"rendered":"Kredit Multiguna Mandiri 2026: Syarat, Bunga &#038; Tabel Cicilan"},"content":{"rendered":"<p><!-- fs-anchor 2026-08-20 --><\/p>\n<div class=\"aio-answer-block\" style=\"background:#f7f8fa;padding:1rem 1.25rem;border-left:4px solid #1e6091;border-radius:0.25rem;margin:1rem 0;\">\n<p><strong>Jawaban singkat:<\/strong> Kredit Multiguna Mandiri atau KSM adalah produk pinjaman Bank Mandiri tanpa jaminan hingga Rp1,5 miliar dengan tenor fleksibel 1-15 tahun. Syarat utama: WNI minimal 21 tahun, penghasilan tetap minimal Rp3 juta per bulan, dan memiliki rekening Bank Mandiri aktif. Cicilan termurah Rp898.828 per bulan untuk pinjaman Rp100 juta tenor 180 bulan. Biaya meliputi administrasi mulai Rp100 ribu dan provisi mulai 1% dari limit kredit.<\/p>\n<\/div>\n<table border='1' cellpadding='8' cellspacing='0' style='border-collapse:collapse;width:100%;max-width:600px'>\n<thead>\n<tr>\n<th>Limit Kredit<\/th>\n<th>Tenor (Bulan)<\/th>\n<th>Cicilan\/Bulan<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rp100 juta<\/td>\n<td>12<\/td>\n<td>Rp8.652.675<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>24<\/td>\n<td>Rp4.477.258<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>60<\/td>\n<td>Rp1.980.120<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>120<\/td>\n<td>Rp1.161.085<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>180<\/td>\n<td>Rp898.828<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>60<\/td>\n<td>Rp9.900.599<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>120<\/td>\n<td>Rp5.805.424<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>180<\/td>\n<td>Rp4.494.141<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"skor-app-cta\" style=\"background:#e8f4fb;border-left:4px solid #0674ff;padding:1rem 1.25rem;border-radius:0.25rem;margin:1rem 0;\">\n<p><strong>Sebelum ajukan pinjaman, cek dulu skor kredit kamu gratis di aplikasi Skorlife \u2014 bank pakai data yang sama.<\/strong><\/p>\n<p><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.skorlife.score&#038;utm_source=blog-cta&#038;utm_medium=aio-block&#038;utm_campaign=tabel-pinjaman-bank-mandiri\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">\ud83d\udcf1 Unduh di Play Store<\/a> \u00b7 <a href=\"https:\/\/apps.apple.com\/id\/app\/skorlife\/id1643472756?utm_source=blog-cta&#038;utm_medium=aio-block&#038;utm_campaign=tabel-pinjaman-bank-mandiri\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\">\ud83c\udf4e Unduh di App Store<\/a><\/p>\n<\/div>\n<table border='1' cellpadding='8' cellspacing='0' style='border-collapse:collapse;width:100%;'>\n<thead>\n<tr>\n<th>Limit Kredit<\/th>\n<th>Tenor (Bulan)<\/th>\n<th>Cicilan\/Bulan<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rp100 juta<\/td>\n<td>12<\/td>\n<td>Rp8.652.675<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>24<\/td>\n<td>Rp4.477.258<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>60<\/td>\n<td>Rp1.980.120<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>120<\/td>\n<td>Rp1.161.085<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>180<\/td>\n<td>Rp898.828<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>60<\/td>\n<td>Rp9.900.599<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>120<\/td>\n<td>Rp5.805.424<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>180<\/td>\n<td>Rp4.494.141<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"fs-lead\">KSM Mandiri 2026 adalah Kredit Serbaguna Mandiri yang menawarkan pinjaman hingga Rp1,5 miliar tanpa jaminan dengan tenor fleksibel 1-15 tahun. Syarat utamanya adalah WNI minimal 21 tahun, penghasilan tetap minimal Rp3 juta per bulan, dan memiliki rekening Bank Mandiri aktif. Cicilan termurah mulai Rp898 ribu per bulan untuk pinjaman Rp100 juta tenor 180 bulan, dengan biaya administrasi mulai Rp100 ribu dan provisi 1%.<\/p>\n<p style=\"text-align: left;\">Cari tahu tabel pinjaman Bank Mandiri berikut syarat dan cara mengajukannya. Mungkin kamu memerlukan dana dalam waktu dekat.<\/p>\n<table border='1' cellpadding='8' cellspacing='0' style='border-collapse:collapse;width:100%;max-width:600px'>\n<thead>\n<tr>\n<th>Limit Kredit<\/th>\n<th>Tenor (Bulan)<\/th>\n<th>Cicilan\/Bulan<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Rp100 juta<\/td>\n<td>12<\/td>\n<td>Rp8.652.675<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>24<\/td>\n<td>Rp4.477.258<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>60<\/td>\n<td>Rp1.980.120<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>120<\/td>\n<td>Rp1.161.085<\/td>\n<\/tr>\n<tr>\n<td>Rp100 juta<\/td>\n<td>180<\/td>\n<td>Rp898.828<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>60<\/td>\n<td>Rp9.900.599<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>120<\/td>\n<td>Rp5.805.424<\/td>\n<\/tr>\n<tr>\n<td>Rp500 juta<\/td>\n<td>180<\/td>\n<td>Rp4.494.141<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: left;\"><!--more--><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Kebutuhan hidup yang makin banyak sering kali bikin kamu harus cari cara cepat buat memperoleh dana tambahan. <\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Mulai dari biaya pendidikan, renovasi rumah, sampai urusan mendadak kayak kesehatan atau pernikahan, semuanya butuh biaya besar. <\/span><span style=\"font-weight: 400;\">Di sinilah layanan pinjaman bank bisa jadi solusi yang masuk akal.\u00a0<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Salah satu yang banyak dicari belakangan ini adalah tabel pinjaman Bank Mandiri, khususnya lewat produk Kredit Serbaguna Mandiri (KSM) yang fleksibel. <\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Program KSM ini menawarkan limit besar dan tenor panjang sampai 15 tahun, cocok buat kamu yang butuh cicilan ringan.\u00a0<\/span><span style=\"font-weight: 400;\">Yuk simak detail lengkapnya, mulai dari syarat, biaya, sampai cara pengajuannya. <\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\"><a href=\"https:\/\/skorlife.com\/blog\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\">Blog Skorlife<\/a> merangkum informasi ini dari beragam sumber tepercaya, mulai dari media <em>online<\/em> hingga situs perbankan.<\/span><\/p>\n<h2 style=\"text-align: left;\"><b>Tabel Pinjaman Bank Mandiri Terbaru (KSM)<\/b><\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Produk KSM dari Bank Mandiri menawarkan limit pinjaman sampai Rp1,5 miliar tanpa jaminan. <\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Tenornya pun fleksibel, mulai dari 1 tahun sampai 15 tahun. Cocok banget buat kebutuhan jangka pendek maupun panjang.<\/span><\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2026\/06\/tabel-pinjaman-bank-mandiri-body1.png\" alt=\"Tabel Pinjaman Bank Mandiri. Lengkap dengan Syarat, Biaya, dan Cara Mengajukan \u2014 ilustrasi 1\" style=\"width:100%;height:auto;border-radius:12px;margin:18px 0\" \/><\/figure>\n<table class=\" alignleft\">\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Limit Kredit\/Bulan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp100.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp200.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp300.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp400.000.000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp500.000.000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">12<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp8.652.675<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp17.305.349<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp25.958.024<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp34.610.698<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp43.263.373<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">24<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp4.477.258<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp8.954.516<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp13.431.774<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp17.909.032<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp22.386.290<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">36<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp3.087.710<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp6.175.419<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp9.263.129<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp12.350.839<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp15.438.548<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">48<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp2.394.624<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp4.789.249<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp7.183.873<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp9.578.498<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp11.973.122<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">60<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp1.980.120<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp3.960.240<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp5.940.360<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp7.920.479<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp9.900.599<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">120<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp1.161.085<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp2.322.170<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp3.483.254<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp4.644.339<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp5.805.424<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">144<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp1.028.381<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp2.056.762<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp3.085.143<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp4.113.524<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp5.141.905<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">180<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp898.828<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp1.797.657<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp2.696.485<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp3.595.313<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rp4.494.141<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Tabel di atas bisa jadi acuan awal kamu sebelum hitung-hitungan lebih detail. Biar makin gampang, kamu juga bisa cek langsung tabel pinjaman Bank Mandiri <em>online<\/em> di situs resmi Mandiri atau lewat aplikasi Livin\u2019 by Mandiri.<\/span><\/p>\n<h2 style=\"text-align: left;\"><b>Syarat Pengajuan Kredit Serbaguna Mandiri<\/b><\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sebelum mengajukan pinjaman, pastikan dulu kamu memenuhi syarat berikut:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Warga Negara Indonesia dan tinggal di Indonesia<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Usia minimal 21 tahun dan maksimal sebelum usia pensiun saat kredit lunas<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Penghasilan tetap minimal Rp3 juta per bulan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Memiliki rekening Bank Mandiri aktif<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: left;\"><b>Biaya dan Ketentuan Kredit<\/b><\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Dalam proses pengajuan KSM, ada beberapa biaya yang wajib kamu perhatikan:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Biaya administrasi mulai dari Rp100.000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provisi mulai dari 1% dari limit kredit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Premi asuransi jiwa (jika diperlukan)<\/span><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Biar <em>nggak<\/em> kaget, sebaiknya minta simulasi biaya ke pihak Bank Mandiri saat konsultasi ya.<\/span><\/p>\n<h2 style=\"text-align: left;\"><b>Cara Mengajukan KSM di Bank Mandiri<\/b><\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Mengajukan Kredit Serbaguna Mandiri ini sebenarnya <em>nggak<\/em> ribet, ada beberapa pilihan cara yang bisa kamu pilih:<\/span><\/p>\n<ol style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Datang langsung ke kantor cabang Bank Mandiri terdekat<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lewat aplikasi Livin\u2019 by Mandiri<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mengisi formulir di situs resmi Bank Mandiri<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Melalui layanan <em>telemarketing<\/em> resmi Bank Mandiri<\/span><\/li>\n<\/ol>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Setelah mengisi formulir dan data terverifikasi, pihak Bank Mandiri akan meninjau pengajuan dan mencairkan dana kalau disetujui.<\/span><\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2026\/06\/tabel-pinjaman-bank-mandiri-body2.png\" alt=\"Tabel Pinjaman Bank Mandiri. Lengkap dengan Syarat, Biaya, dan Cara Mengajukan \u2014 ilustrasi 2\" style=\"width:100%;height:auto;border-radius:12px;margin:18px 0\" \/><\/figure>\n<h2 style=\"text-align: left;\"><b>Mandiri KPR Multiguna, Alternatif Selain KSM<\/b><\/h2>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Selain KSM, ada juga produk Mandiri KPR (Kredit Pemilikan Rumah) Multiguna buat kamu yang butuh pinjaman dengan agunan properti. <\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Limitnya gede banget, sampai Rp10 miliar dengan tenor 15 tahun. Cocok buat pembiayaan lebih besar kayak renovasi rumah atau <em>take over<\/em> pinjaman dari bank lain.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Keuntungannya? Bunga kompetitif, limit besar, dan tenor panjang yang bisa disesuaikan dengan kebutuhanmu.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Itulah pembahasan lengkap soal tabel pinjaman Bank Mandiri yang bisa jadi solusi buat kamu yang lagi butuh dana tambahan.\u00a0<\/span><span style=\"font-weight: 400;\">Dari syarat, biaya, sampai cara pengajuannya, semua udah dijelasin dengan detail di atas. <\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Intinya, program KSM ini cocok banget buat kamu yang punya penghasilan tetap dan butuh pinjaman cepat tanpa <em>ribet<\/em>.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sebelum mengambil keputusan, pastikan kamu udah cek tabel angsuran dan sesuaikan dengan kemampuan bayar per bulan ya. <\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Jangan lupa juga buat diskusi dulu dengan pihak bank biar semua detailnya jelas. Semoga informasi ini bisa bantu kamu wujudkan rencana besar dalam hidup.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Kalau kamu lagi butuh referensi mengenai gaji berbagai profesi di Indonesia, langsung aja cek pembahasan lengkapnya di <\/span><a href=\"https:\/\/skorlife.com\/blog\/\" target=\"_blank\" rel=\"noopener\" data-wpel-link=\"internal\"><span style=\"font-weight: 400;\">blog Skorlife<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Biar proses pengajuan kredit ke bank termasuk untuk beli ruko menjadi lebih gampang, jangan lupa cek skor kreditmu lewat <\/span><a href=\"https:\/\/skorlife-link.onelink.me\/2qtz?af_xp=app&amp;pid=Cross_sale&amp;c=Generic&amp;deep_link_value=utm_source%253Dblog%2526utm_medium%253Dads%2526utm_campaign%253Dnewusers%2526utm_content%253bloggeneral\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">aplikasi Skorlife<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/apps.apple.com\/id\/app\/skorcard-credit-card\/id6476194088?mt=8\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">Mayapada Skorcard<\/span><\/a><span style=\"font-weight: 400;\"> juga punya banyak keuntungan menarik yang bisa kamu nikmati setelah bertransaksi, baik <em>online<\/em> maupun <em>offline<\/em>.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Sebelum susun rencana liburan bareng keluarga atau sahabat, sempatkan untuk baca artikel terbaru di <\/span><a href=\"https:\/\/skorcard.app\/blog\/\" target=\"_blank\" rel=\"noopener external noreferrer\" data-wpel-link=\"external\"><span style=\"font-weight: 400;\">blog Skorcard<\/span><\/a><span style=\"font-weight: 400;\"> yang memiliki rekomendasi hotel terbaik dan tempat wisata paling asyik.<\/span><\/p>\n<hr \/>\n<hr \/>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"HowTo\", \"name\": \"Cara Mengajukan Kredit Multiguna Mandiri\", \"step\": [{\"@type\": \"HowToStep\", \"name\": \"Siapkan Persyaratan\", \"text\": \"Pastikan Anda WNI berusia minimal 21 tahun dengan penghasilan tetap minimal Rp3 juta per bulan dan memiliki rekening Bank Mandiri aktif.\", \"position\": 1}, {\"@type\": \"HowToStep\", \"name\": \"Pilih Kanal Pengajuan\", \"text\": \"Ajukan melalui kantor cabang Bank Mandiri terdekat, aplikasi Livin' by Mandiri, situs resmi Bank Mandiri, atau layanan telemarketing resmi.\", \"position\": 2}, {\"@type\": \"HowToStep\", \"name\": \"Isi Formulir\", \"text\": \"Lengkapi formulir dengan data diri dan kebutuhan pinjaman termasuk limit dan tenor sesuai kemampuan bayar Anda.\", \"position\": 3}, {\"@type\": \"HowToStep\", \"name\": \"Tunggu Verifikasi\", \"text\": \"Pihak Bank Mandiri akan meninjau dan memverifikasi data serta dokumen yang Anda ajukan.\", \"position\": 4}, {\"@type\": \"HowToStep\", \"name\": \"Terima Pencairan Dana\", \"text\": \"Jika disetujui, dana akan dicairkan ke rekening Bank Mandiri Anda sesuai limit yang disetujui.\", \"position\": 5}]}<\/script><\/p>\n<hr \/>\n<h2>Pertanyaan yang Sering Diajukan (FAQ)<\/h2>\n<h3>Berapa limit kredit multiguna mandiri?<\/h3>\n<p>Limit maksimal Kredit Multiguna Mandiri (KSM) mencapai Rp1,5 miliar tanpa jaminan, dengan tenor fleksibel 1-15 tahun sesuai kebutuhan peminjam.<\/p>\n<h3>Berapa cicilan KSM Mandiri per bulan?<\/h3>\n<p>Cicilan KSM Mandiri bervariasi tergantung plafon dan tenor. Untuk pinjaman Rp100 juta tenor 60 bulan cicilannya Rp1.980.120 per bulan, sedangkan tenor 180 bulan cicilannya Rp898.828 per bulan.<\/p>\n<h3>Apa syarat kredit multiguna mandiri?<\/h3>\n<p>Syarat utama: WNI berusia minimal 21 tahun hingga sebelum usia pensiun saat kredit lunas, penghasilan tetap minimal Rp3 juta per bulan, dan memiliki rekening Bank Mandiri aktif.<\/p>\n<h3>Berapa bunga dan biaya KSM Mandiri?<\/h3>\n<p>Biaya meliputi administrasi mulai Rp100.000 dan provisi mulai 1% dari limit kredit. Suku bunga tercermin dalam tabel cicilan, dengan premi asuransi jiwa jika diperlukan.<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Berapa limit kredit multiguna mandiri?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Limit maksimal Kredit Multiguna Mandiri (KSM) mencapai Rp1,5 miliar tanpa jaminan, dengan tenor fleksibel 1-15 tahun sesuai kebutuhan peminjam.\"}}, {\"@type\": \"Question\", \"name\": \"Berapa cicilan KSM Mandiri per bulan?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Cicilan KSM Mandiri bervariasi tergantung plafon dan tenor. Untuk pinjaman Rp100 juta tenor 60 bulan cicilannya Rp1.980.120 per bulan, sedangkan tenor 180 bulan cicilannya Rp898.828 per bulan.\"}}, {\"@type\": \"Question\", \"name\": \"Apa syarat kredit multiguna mandiri?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Syarat utama: WNI berusia minimal 21 tahun hingga sebelum usia pensiun saat kredit lunas, penghasilan tetap minimal Rp3 juta per bulan, dan memiliki rekening Bank Mandiri aktif.\"}}, {\"@type\": \"Question\", \"name\": \"Berapa bunga dan biaya KSM Mandiri?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Biaya meliputi administrasi mulai Rp100.000 dan provisi mulai 1% dari limit kredit. Suku bunga tercermin dalam tabel cicilan, dengan premi asuransi jiwa jika diperlukan.\"}}]}<\/script><\/p>\n<p class=\"reviewed-by\" style=\"font-size:0.9em;color:#666;border-top:1px solid #eee;padding-top:12px;margin-top:24px;\"><em>Ditinjau oleh <strong>Putra Pratama<\/strong> \u2014 5+ tahun pengalaman di industri fintech lending Indonesia. Terakhir diperbarui: 26 August 2026.<\/em><\/p>\n<p>Untuk rujukan resmi dan informasi terbaru, kamu bisa cek langsung situs <a href=\"https:\/\/www.ojk.go.id\/\" rel=\"noopener external noreferrer\" target=\"_blank\" data-wpel-link=\"external\">Otoritas Jasa Keuangan<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jawaban singkat: Kredit Multiguna Mandiri atau KSM adalah produk pinjaman Bank Mandiri tanpa jaminan hingga Rp1,5 miliar dengan tenor fleksibel<\/p>\n","protected":false},"author":15,"featured_media":6550,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","footnotes":"","jetpack_post_was_ever_published":false},"categories":[12],"tags":[38],"class_list":["post-6476","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pinjol-kta","tag-kredit"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kredit Multiguna Mandiri 2026: Syarat, Bunga &amp; Tabel Cicilan<\/title>\n<meta name=\"description\" content=\"Kredit Multiguna Mandiri (KSM) 2026 limit hingga Rp1,5 miliar, tenor 1-15 tahun, cicilan mulai Rp898 ribu\/bulan. Syarat &amp; cara ajukan lengkap di sini.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredit Multiguna Mandiri 2026: Syarat, Bunga &amp; Tabel Cicilan\" \/>\n<meta property=\"og:description\" content=\"Kredit Multiguna Mandiri (KSM) 2026 limit hingga Rp1,5 miliar, tenor 1-15 tahun, cicilan mulai Rp898 ribu\/bulan. Syarat &amp; cara ajukan lengkap di sini.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/\" \/>\n<meta property=\"og:site_name\" content=\"Skorlife\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/skorlife\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-21T05:00:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-26T01:33:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2025\/03\/Tabel-Pinjaman-Bank-Mandiri.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"810\" \/>\n\t<meta property=\"og:image:height\" content=\"540\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Skor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@SkorLifeID\" \/>\n<meta name=\"twitter:site\" content=\"@SkorLifeID\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Skor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/\"},\"author\":{\"name\":\"Skor\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#\\\/schema\\\/person\\\/f7c8cd1df09e2a582e33f814c76bdccd\"},\"headline\":\"Kredit Multiguna Mandiri 2026: Syarat, Bunga &#038; Tabel Cicilan\",\"datePublished\":\"2025-03-21T05:00:20+00:00\",\"dateModified\":\"2026-08-26T01:33:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/\"},\"wordCount\":1033,\"commentCount\":6,\"publisher\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Tabel-Pinjaman-Bank-Mandiri.jpg\",\"keywords\":[\"kredit\"],\"articleSection\":[\"Pinjol &amp; KTA\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/\",\"url\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/\",\"name\":\"Kredit Multiguna Mandiri 2026: Syarat, Bunga & Tabel Cicilan\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Tabel-Pinjaman-Bank-Mandiri.jpg\",\"datePublished\":\"2025-03-21T05:00:20+00:00\",\"dateModified\":\"2026-08-26T01:33:41+00:00\",\"description\":\"Kredit Multiguna Mandiri (KSM) 2026 limit hingga Rp1,5 miliar, tenor 1-15 tahun, cicilan mulai Rp898 ribu\\\/bulan. Syarat & cara ajukan lengkap di sini.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/#primaryimage\",\"url\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Tabel-Pinjaman-Bank-Mandiri.jpg\",\"contentUrl\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/Tabel-Pinjaman-Bank-Mandiri.jpg\",\"width\":810,\"height\":540,\"caption\":\"Foto: Pexels.com\\\/RDNE Stock Project\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/pinjol-kta\\\/tabel-pinjaman-bank-mandiri\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pinjol &amp; KTA\",\"item\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/category\\\/pinjol-kta\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Kredit Multiguna Mandiri 2026: Syarat, Bunga &#038; Tabel Cicilan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/\",\"name\":\"Skorlife\",\"description\":\"Mulai kejar mimpi-mimpimu\",\"publisher\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#organization\",\"name\":\"Skorlife\",\"url\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/skorlife-logo-dark.svg\",\"contentUrl\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/skorlife-logo-dark.svg\",\"width\":140,\"height\":30,\"caption\":\"Skorlife\"},\"image\":{\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/skorlife\",\"https:\\\/\\\/x.com\\\/SkorLifeID\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/skorlife\\\/about\\\/\",\"https:\\\/\\\/www.instagram.com\\\/skorlife.id\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/#\\\/schema\\\/person\\\/f7c8cd1df09e2a582e33f814c76bdccd\",\"name\":\"Skor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0ee3856041f14d7caad198e16fc4c31df079fa75240bbab627b21fa0a8f277a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0ee3856041f14d7caad198e16fc4c31df079fa75240bbab627b21fa0a8f277a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a0ee3856041f14d7caad198e16fc4c31df079fa75240bbab627b21fa0a8f277a?s=96&d=mm&r=g\",\"caption\":\"Skor\"},\"url\":\"https:\\\/\\\/skorlife.com\\\/blog\\\/author\\\/skor\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kredit Multiguna Mandiri 2026: Syarat, Bunga & Tabel Cicilan","description":"Kredit Multiguna Mandiri (KSM) 2026 limit hingga Rp1,5 miliar, tenor 1-15 tahun, cicilan mulai Rp898 ribu\/bulan. Syarat & cara ajukan lengkap di sini.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/","og_locale":"en_US","og_type":"article","og_title":"Kredit Multiguna Mandiri 2026: Syarat, Bunga & Tabel Cicilan","og_description":"Kredit Multiguna Mandiri (KSM) 2026 limit hingga Rp1,5 miliar, tenor 1-15 tahun, cicilan mulai Rp898 ribu\/bulan. Syarat & cara ajukan lengkap di sini.","og_url":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/","og_site_name":"Skorlife","article_publisher":"https:\/\/www.facebook.com\/skorlife","article_published_time":"2025-03-21T05:00:20+00:00","article_modified_time":"2026-08-26T01:33:41+00:00","og_image":[{"width":810,"height":540,"url":"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2025\/03\/Tabel-Pinjaman-Bank-Mandiri.jpg","type":"image\/jpeg"}],"author":"Skor","twitter_card":"summary_large_image","twitter_creator":"@SkorLifeID","twitter_site":"@SkorLifeID","twitter_misc":{"Written by":"Skor","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/#article","isPartOf":{"@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/"},"author":{"name":"Skor","@id":"https:\/\/skorlife.com\/blog\/#\/schema\/person\/f7c8cd1df09e2a582e33f814c76bdccd"},"headline":"Kredit Multiguna Mandiri 2026: Syarat, Bunga &#038; Tabel Cicilan","datePublished":"2025-03-21T05:00:20+00:00","dateModified":"2026-08-26T01:33:41+00:00","mainEntityOfPage":{"@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/"},"wordCount":1033,"commentCount":6,"publisher":{"@id":"https:\/\/skorlife.com\/blog\/#organization"},"image":{"@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/#primaryimage"},"thumbnailUrl":"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2025\/03\/Tabel-Pinjaman-Bank-Mandiri.jpg","keywords":["kredit"],"articleSection":["Pinjol &amp; KTA"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/","url":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/","name":"Kredit Multiguna Mandiri 2026: Syarat, Bunga & Tabel Cicilan","isPartOf":{"@id":"https:\/\/skorlife.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/#primaryimage"},"image":{"@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/#primaryimage"},"thumbnailUrl":"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2025\/03\/Tabel-Pinjaman-Bank-Mandiri.jpg","datePublished":"2025-03-21T05:00:20+00:00","dateModified":"2026-08-26T01:33:41+00:00","description":"Kredit Multiguna Mandiri (KSM) 2026 limit hingga Rp1,5 miliar, tenor 1-15 tahun, cicilan mulai Rp898 ribu\/bulan. Syarat & cara ajukan lengkap di sini.","breadcrumb":{"@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/#primaryimage","url":"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2025\/03\/Tabel-Pinjaman-Bank-Mandiri.jpg","contentUrl":"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2025\/03\/Tabel-Pinjaman-Bank-Mandiri.jpg","width":810,"height":540,"caption":"Foto: Pexels.com\/RDNE Stock Project"},{"@type":"BreadcrumbList","@id":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-pinjaman-bank-mandiri\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/skorlife.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Pinjol &amp; KTA","item":"https:\/\/skorlife.com\/blog\/category\/pinjol-kta\/"},{"@type":"ListItem","position":3,"name":"Kredit Multiguna Mandiri 2026: Syarat, Bunga &#038; Tabel Cicilan"}]},{"@type":"WebSite","@id":"https:\/\/skorlife.com\/blog\/#website","url":"https:\/\/skorlife.com\/blog\/","name":"Skorlife","description":"Mulai kejar mimpi-mimpimu","publisher":{"@id":"https:\/\/skorlife.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/skorlife.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/skorlife.com\/blog\/#organization","name":"Skorlife","url":"https:\/\/skorlife.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/skorlife.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2023\/05\/skorlife-logo-dark.svg","contentUrl":"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2023\/05\/skorlife-logo-dark.svg","width":140,"height":30,"caption":"Skorlife"},"image":{"@id":"https:\/\/skorlife.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/skorlife","https:\/\/x.com\/SkorLifeID","https:\/\/www.linkedin.com\/company\/skorlife\/about\/","https:\/\/www.instagram.com\/skorlife.id\/"]},{"@type":"Person","@id":"https:\/\/skorlife.com\/blog\/#\/schema\/person\/f7c8cd1df09e2a582e33f814c76bdccd","name":"Skor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/a0ee3856041f14d7caad198e16fc4c31df079fa75240bbab627b21fa0a8f277a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a0ee3856041f14d7caad198e16fc4c31df079fa75240bbab627b21fa0a8f277a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a0ee3856041f14d7caad198e16fc4c31df079fa75240bbab627b21fa0a8f277a?s=96&d=mm&r=g","caption":"Skor"},"url":"https:\/\/skorlife.com\/blog\/author\/skor\/"}]}},"jetpack_featured_media_url":"https:\/\/skorlife.com\/blog\/wp-content\/uploads\/2025\/03\/Tabel-Pinjaman-Bank-Mandiri.jpg","_links":{"self":[{"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/posts\/6476","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/comments?post=6476"}],"version-history":[{"count":9,"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/posts\/6476\/revisions"}],"predecessor-version":[{"id":13964,"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/posts\/6476\/revisions\/13964"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/media\/6550"}],"wp:attachment":[{"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/media?parent=6476"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/categories?post=6476"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/skorlife.com\/blog\/wp-json\/wp\/v2\/tags?post=6476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}