{"id":6499,"date":"2025-03-31T12:00:28","date_gmt":"2025-03-31T05:00:28","guid":{"rendered":"https:\/\/skorlife.com\/blog\/?p=6499"},"modified":"2026-08-02T20:21:43","modified_gmt":"2026-08-02T13:21:43","slug":"tabel-kur-bank-jateng","status":"publish","type":"post","link":"https:\/\/skorlife.com\/blog\/pinjol-kta\/tabel-kur-bank-jateng\/","title":{"rendered":"KUR BPD Jateng 2026: Bunga 6%, Plafon hingga Rp500 Juta"},"content":{"rendered":"

Tidak usah khawatir bagi para pelaku usaha yang ingin menambah modal, saatnya kamu melirik tabel KUR Bank Jateng berikut ini.<\/p>\n

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Jawaban singkat:<\/strong> KUR BPD Jateng adalah program Kredit Usaha Rakyat yang disalurkan Bank Jateng dengan bunga 6% per tahun atau sekitar 0,5% per bulan. Plafon pinjaman mulai dari Rp25 juta sampai Rp500 juta dengan tenor maksimal 60 bulan. Syarat utama: WNI berusia minimal 17-21 tahun, usaha produktif berjalan minimal 6 bulan, tidak sedang menerima kredit produktif lain kecuali KPR\/KKB\/kartu kredit, dan menyertakan dokumen KTP, KK, NPWP (di atas Rp50 juta), serta agunan untuk plafon di atas Rp50 juta.<\/p>\n<\/div>\n

\n

Sebelum ajukan pinjaman, cek dulu skor kredit kamu gratis di aplikasi Skorlife \u2014 bank pakai data yang sama.<\/strong><\/p>\n

\ud83d\udcf1 Unduh di Play Store<\/a> \u00b7 \ud83c\udf4e Unduh di App Store<\/a><\/p>\n<\/div>\n\n\n\n\n\n\n\n\n
Plafon<\/th>\nCicilan 24 Bulan<\/th>\nCicilan 60 Bulan<\/th>\n<\/tr>\n<\/thead>\n
Rp25 juta<\/td>\nRp1.166.667<\/td>\nRp541.667<\/td>\n<\/tr>\n
Rp50 juta<\/td>\nRp2.333.333<\/td>\nRp1.083.333<\/td>\n<\/tr>\n
Rp75 juta<\/td>\nRp3.500.000<\/td>\nRp1.625.000<\/td>\n<\/tr>\n
Rp100 juta<\/td>\nRp4.666.667<\/td>\nRp2.166.667<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/p>\n

Mengembangkan usaha kecil saat persaingan zaman sekarang memang nggak<\/em> gampang. Banyak pelaku usaha yang butuh tambahan modal tapi bingung harus cari dari mana. <\/span><\/p>\n

Salah satu solusi yang bisa kamu lirik adalah program Kredit Usaha Rakyat (KUR) dari bank daerah seperti Bank Jateng. <\/span><\/p>\n

Bank Jateng ikut menyalurkan KUR dengan bunga yang terbilang ringan, cocok banget buat kamu yang lagi merintis usaha.\u00a0<\/span><\/p>\n

Lewat program ini, kamu bisa mendapatkan plafon pinjaman sampai ratusan juta dengan cicilan yang tentunya masih terjangkau. <\/span><\/p>\n

Supaya makin jelas, yuk cek langsung tabel KUR Bank Jateng berikut ini lengkap dengan syarat dan simulasinya.\u00a0<\/span>Blog Skorlife<\/a> sudah merangkum berbagai informasi tepercaya dari beragam sumber.<\/span><\/p>\n

Syarat Pengajuan KUR Bank Jateng<\/b><\/h2>\n

Sebelum masuk ke tabel cicilan, penting banget buat tahu syarat umumnya. Nggak<\/em> ribet kok, kamu cuma perlu:<\/span><\/p>\n

    \n
  • Warga Negara Indonesia (WNI) dan berusia minimal 17 tahun atau 21 tahun untuk KUR Mikro<\/span><\/li>\n
  • Memiliki usaha produktif dan layak yang sudah berjalan minimal 6 bulan<\/span><\/li>\n
  • Tidak sedang menerima kredit produktif lain dari bank kecuali KPR (Kredit Pemilikan Rumah), KKB (Kredit Kendaraan Bermotor), atau kartu kredit<\/span><\/li>\n
  • Punya dokumen lengkap: KTP (Kartu Tanda Penduduk), Kartu Keluarga, NPWP (Nomor Pokok Wajib Pajak) untuk pinjaman di atas Rp50 juta, dan Surat Izin Usaha (SIUP\/IUMK)<\/span><\/li>\n
  • Punya agunan untuk plafon di atas Rp50 juta<\/span><\/li>\n
  • Wajib menyertakan kartu BPJS Ketenagakerjaan jika pinjaman di atas Rp100 juta<\/span><\/li>\n<\/ul>\n

    Bunga dan Plafon KUR Bank Jateng<\/b><\/h2>\n

    KUR Bank Jateng 2025 menawarkan bunga sebesar 6% per tahun atau sekitar 0,5% per bulan. Plafon pinjaman bisa mulai dari Rp25 juta sampai Rp500 juta, dengan tenor maksimal 60 bulan.<\/span><\/p>\n

    \"Tabel<\/figure>\n

    Tabel KUR Bank Jateng 2025 Terbaru<\/b><\/h2>\n

    1. Simulasi Angsuran KUR Bank Jateng untuk Pinjaman Rp5 Juta hingga Rp20 Juta<\/b><\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    Plafon<\/b><\/td>\n12 Bulan<\/b><\/td>\n18 Bulan<\/b><\/td>\n24 Bulan<\/b><\/td>\n36 Bulan<\/b><\/td>\n48 Bulan<\/b><\/td>\n60 Bulan<\/b><\/td>\n<\/tr>\n
    Rp5.000.000<\/span><\/td>\nRp441.667<\/span><\/td>\nRp302.778<\/span><\/td>\nRp233.333<\/span><\/td>\nRp163.889<\/span><\/td>\nRp129.167<\/span><\/td>\nRp108.333<\/span><\/td>\n<\/tr>\n
    Rp6.000.000<\/span><\/td>\nRp530.000<\/span><\/td>\nRp363.333<\/span><\/td>\nRp280.000<\/span><\/td>\nRp196.667<\/span><\/td>\nRp155.000<\/span><\/td>\nRp130.000<\/span><\/td>\n<\/tr>\n
    Rp7.000.000<\/span><\/td>\nRp618.333<\/span><\/td>\nRp423.889<\/span><\/td>\nRp326.667<\/span><\/td>\nRp229.444<\/span><\/td>\nRp180.833<\/span><\/td>\nRp151.667<\/span><\/td>\n<\/tr>\n
    Rp8.000.000<\/span><\/td>\nRp705.667<\/span><\/td>\nRp484.444<\/span><\/td>\nRp373.333<\/span><\/td>\nRp262.222<\/span><\/td>\nRp206.667<\/span><\/td>\nRp173.333<\/span><\/td>\n<\/tr>\n
    Rp9.000.000<\/span><\/td>\nRp795.000<\/span><\/td>\nRp545.000<\/span><\/td>\nRp420.000<\/span><\/td>\nRp295.000<\/span><\/td>\nRp232.500<\/span><\/td>\nRp195.000<\/span><\/td>\n<\/tr>\n
    Rp10.000.000<\/span><\/td>\nRp883.333<\/span><\/td>\nRp605.556<\/span><\/td>\nRp466.667<\/span><\/td>\nRp327.778<\/span><\/td>\nRp258.333<\/span><\/td>\nRp216.667<\/span><\/td>\n<\/tr>\n
    Rp11.000.000<\/span><\/td>\nRp971.667<\/span><\/td>\nRp666.111<\/span><\/td>\nRp513.333<\/span><\/td>\nRp360.556<\/span><\/td>\nRp284.167<\/span><\/td>\nRp238.333<\/span><\/td>\n<\/tr>\n
    Rp12.000.000<\/span><\/td>\nRp1.060.000<\/span><\/td>\nRp726.667<\/span><\/td>\nRp560.000<\/span><\/td>\nRp393.333<\/span><\/td>\nRp310.000<\/span><\/td>\nRp260.000<\/span><\/td>\n<\/tr>\n
    Rp13.000.000<\/span><\/td>\nRp1.148.333<\/span><\/td>\nRp787.222<\/span><\/td>\nRp606.667<\/span><\/td>\nRp426.111<\/span><\/td>\nRp335.833<\/span><\/td>\nRp281.667<\/span><\/td>\n<\/tr>\n
    Rp14.000.000<\/span><\/td>\nRp1.236.667<\/span><\/td>\nRp847.778<\/span><\/td>\nRp653.333<\/span><\/td>\nRp458.889<\/span><\/td>\nRp361.667<\/span><\/td>\nRp303.333<\/span><\/td>\n<\/tr>\n
    Rp15.000.000<\/span><\/td>\nRp1.325.000<\/span><\/td>\nRp908.333<\/span><\/td>\nRp700.000<\/span><\/td>\nRp491.667<\/span><\/td>\nRp387.500<\/span><\/td>\nRp325.000<\/span><\/td>\n<\/tr>\n
    Rp16.000.000<\/span><\/td>\nRp1.413.333<\/span><\/td>\nRp968.889<\/span><\/td>\nRp746.667<\/span><\/td>\nRp524.444<\/span><\/td>\nRp413.333<\/span><\/td>\nRp346.667<\/span><\/td>\n<\/tr>\n
    Rp17.000.000<\/span><\/td>\nRp1.501.667<\/span><\/td>\nRp1.029.444<\/span><\/td>\nRp793.333<\/span><\/td>\nRp557.222<\/span><\/td>\nRp439.167<\/span><\/td>\nRp368.333<\/span><\/td>\n<\/tr>\n
    Rp18.000.000<\/span><\/td>\nRp1.590.000<\/span><\/td>\nRp1.090.000<\/span><\/td>\nRp840.000<\/span><\/td>\nRp590.000<\/span><\/td>\nRp465.000<\/span><\/td>\nRp390.000<\/span><\/td>\n<\/tr>\n
    Rp19.000.000<\/span><\/td>\nRp1.678.333<\/span><\/td>\nRp1.150.556<\/span><\/td>\nRp886.667<\/span><\/td>\nRp622.778<\/span><\/td>\nRp490.833<\/span><\/td>\nRp411.667<\/span><\/td>\n<\/tr>\n
    Rp20.000.000<\/span><\/td>\nRp1.766.667<\/span><\/td>\nRp1.211.111<\/span><\/td>\nRp933.333<\/span><\/td>\nRp655.556<\/span><\/td>\nRp516.667<\/span><\/td>\nRp433.333<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    <\/h3>\n

    <\/h3>\n

    <\/h3>\n

    <\/h3>\n

    <\/h3>\n

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    <\/h3>\n

    <\/h3>\n

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    <\/h3>\n

     <\/p>\n

    2. Simulasi Angsuran KUR Bank Jateng untuk Pinjaman Rp25 Juta sampai Rp100 Juta<\/b><\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    Plafon<\/b><\/td>\n12 Bulan<\/b><\/td>\n18 Bulan<\/b><\/td>\n24 Bulan<\/b><\/td>\n36 Bulan<\/b><\/td>\n48 Bulan<\/b><\/td>\n60 Bulan<\/b><\/td>\n<\/tr>\n
    Rp25.000.000<\/span><\/td>\nRp2.208.333<\/span><\/td>\nRp1.513.889<\/span><\/td>\nRp1.166.667<\/span><\/td>\nRp819.444<\/span><\/td>\nRp645.833<\/span><\/td>\nRp541.667<\/span><\/td>\n<\/tr>\n
    Rp30.000.000<\/span><\/td>\nRp2.650.000<\/span><\/td>\nRp1.816.667<\/span><\/td>\nRp1.400.000<\/span><\/td>\nRp983.333<\/span><\/td>\nRp775.000<\/span><\/td>\nRp650.000<\/span><\/td>\n<\/tr>\n
    Rp35.000.000<\/span><\/td>\nRp3.091.667<\/span><\/td>\nRp2.119.444<\/span><\/td>\nRp1.633.333<\/span><\/td>\nRp1.147.222<\/span><\/td>\nRp904.167<\/span><\/td>\nRp758.333<\/span><\/td>\n<\/tr>\n
    Rp40.000.000<\/span><\/td>\nRp3.533.333<\/span><\/td>\nRp2.422.222<\/span><\/td>\nRp1.866.667<\/span><\/td>\nRp1.311.111<\/span><\/td>\nRp1.033.333<\/span><\/td>\nRp866.667<\/span><\/td>\n<\/tr>\n
    Rp45.000.000<\/span><\/td>\nRp3.975.000<\/span><\/td>\nRp2.725.000<\/span><\/td>\nRp2.100.000<\/span><\/td>\nRp1.475.000<\/span><\/td>\nRp1.162.500<\/span><\/td>\nRp975.000<\/span><\/td>\n<\/tr>\n
    Rp50.000.000<\/span><\/td>\nRp4.416.667<\/span><\/td>\nRp3.027.778<\/span><\/td>\nRp2.333.333<\/span><\/td>\nRp1.638.889<\/span><\/td>\nRp1.291.667<\/span><\/td>\nRp1.083.333<\/span><\/td>\n<\/tr>\n
    Rp55.000.000<\/span><\/td>\nRp4.858.333<\/span><\/td>\nRp3.330.556<\/span><\/td>\nRp2.566.667<\/span><\/td>\nRp1.802.778<\/span><\/td>\nRp1.420.833<\/span><\/td>\nRp1.191.667<\/span><\/td>\n<\/tr>\n
    Rp60.000.000<\/span><\/td>\nRp5.300.000<\/span><\/td>\nRp3.633.333<\/span><\/td>\nRp2.800.000<\/span><\/td>\nRp1.966.667<\/span><\/td>\nRp1.550.000<\/span><\/td>\nRp1.300.000<\/span><\/td>\n<\/tr>\n
    Rp65.000.000<\/span><\/td>\nRp5.741.667<\/span><\/td>\nRp3.936.111<\/span><\/td>\nRp3.033.333<\/span><\/td>\nRp2.130.556<\/span><\/td>\nRp1.679.167<\/span><\/td>\nRp1.408.333<\/span><\/td>\n<\/tr>\n
    Rp70.000.000<\/span><\/td>\nRp6.183.333<\/span><\/td>\nRp4.238.889<\/span><\/td>\nRp3.266.667<\/span><\/td>\nRp2.294.444<\/span><\/td>\nRp1.808.333<\/span><\/td>\nRp1.516.667<\/span><\/td>\n<\/tr>\n
    Rp75.000.000<\/span><\/td>\nRp6.625.000<\/span><\/td>\nRp4.541.667<\/span><\/td>\nRp3.500.000<\/span><\/td>\nRp2.458.333<\/span><\/td>\nRp1.937.500<\/span><\/td>\nRp1.625.000<\/span><\/td>\n<\/tr>\n
    Rp80.000.000<\/span><\/td>\nRp7.066.667<\/span><\/td>\nRp4.844.444<\/span><\/td>\nRp3.733.333<\/span><\/td>\nRp2.622.222<\/span><\/td>\nRp2.066.667<\/span><\/td>\nRp1.733.333<\/span><\/td>\n<\/tr>\n
    Rp85.000.000<\/span><\/td>\nRp7.508.333<\/span><\/td>\nRp5.147.222<\/span><\/td>\nRp3.966.667<\/span><\/td>\nRp2.786.111<\/span><\/td>\nRp2.195.833<\/span><\/td>\nRp1.841.667<\/span><\/td>\n<\/tr>\n
    Rp90.000.000<\/span><\/td>\nRp7.950.000<\/span><\/td>\nRp5.450.000<\/span><\/td>\nRp4.200.000<\/span><\/td>\nRp2.950.000<\/span><\/td>\nRp2.325.000<\/span><\/td>\nRp1.950.000<\/span><\/td>\n<\/tr>\n
    Rp95.000.000<\/span><\/td>\nRp8.391.667<\/span><\/td>\nRp5.752.778<\/span><\/td>\nRp4.433.333<\/span><\/td>\nRp3.113.889<\/span><\/td>\nRp2.454.167<\/span><\/td>\nRp2.058.333<\/span><\/td>\n<\/tr>\n
    Rp100.000.000<\/span><\/td>\nRp8.833.333<\/span><\/td>\nRp6.055.556<\/span><\/td>\nRp4.666.667<\/span><\/td>\nRp3.277.778<\/span><\/td>\nRp2.583.333<\/span><\/td>\nRp2.166.667<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

    \"Tabel<\/figure>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

    Program KUR Bank Jateng memang layak kamu pertimbangkan kalau lagi cari tambahan modal usaha bagi para pelaku bisnis skala kecil. <\/span><\/p>\n

    Jangan lupa cek ulang tabel KUR Bank Jateng supaya kamu bisa menghitung cicilan yang sesuai dengan kondisi bisnis saat ini. <\/span><\/p>\n

    Program ini cocok buat kamu yang ingin berkembang tapi nggak<\/em> mau terjerat bunga tinggi. Program KUR memang dirancang pemerintah untuk mendorong pertumbuhan UMKM agar makin kuat di pasar.<\/span><\/p>\n

    Yuk, baca ulasan terbaru di <\/span>blog Skorlife<\/span><\/a> soal tips menabung dengan mudah mulai dari membeli laptop, menikah, hingga membeli rumah tinggal.<\/span><\/p>\n

    Pastikan skor kreditmu tetap terjaga sebelum mengajukan pinjaman usaha ke bank. Kamu bisa cek langsung lewat <\/span>aplikasi Skorlife<\/span><\/a> di smartphone<\/em>, praktis dan cepat.<\/span><\/p>\n

    Belum punya <\/span>Mayapada Skorcard<\/span><\/a>? Sekarang waktu yang tepat buat daftar dan kumpulkan poinnya. Skorpoin ini bisa kamu tukar dengan KrisFlyer Miles atau Garuda Miles.<\/span><\/p>\n

    Kalau ada rencana keliling Amerika Selatan atau Amerika Utara, <\/span>blog Skorcard<\/span><\/a> sudah menyiapkan rekomendasi destinasi terbaik dari berbagai sumber tepercaya, biar liburanmu makin berkesan.<\/span><\/p>\n